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    • Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
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Hull County Court Strike out orders - UPDATE and it's GOOD news!


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We understand that Hull County Court has been issuing orders threatening to strike out claims in light of the Berwick v Lloyds claim.

 

If you have been affected by these orders please contact us at:

 

[email protected]

 

Please include your user name and the bank you are claiming from.

A phone number we can contact you on.

If you can scan the order and attach it that would be most helpful.

 

We are working with Martin Lewis from MSE and are looking at getting legal representation for these claims.

 

If you act now we do not foresee that these orders will pose a threat to your claim. We believe the effect of Berwick v Lloyds has been misinterpreted by the court.

 

Thank you for your co-operation.

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Well I was just about to serve Abbey a claim tommorrow. I am in Hull so now I don't know whether to bother if the judge is going to do this.

 

 

Steady! Steady! Steady!

 

Read zootscoot's Thread-starter again.

 

Then, remember, it only said: "MAY" strike out the cases!

 

Keep on going!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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In the orders the Judge Xxxxxxx is saying : To consider striking out the claim as disclosing no reasonable prospect of success in the light of the recent decision of Berwick V LLoyds TS 15th May 2007.

 

HUll is quite special and have their own laws and ideas unlike most of the rest of the country,!:)

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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I am not quite at this stage yet, but it is very reassuring to know that the CAG has your back from start to finish. Outstanding work guys and girls, above and beyond the call of duty!

 

r-t-v

25/01/07 Statements collected online

27/01/07 Prelim sent

09/02/07 Thank you letter received (and duly ignored)

12/02/07 LBA on its way

27/02/07 MCOL filed

26/03/07 Defence entered

02/04/07 Notice of transfer paperwork received

10/04/07 Lattie's hastner sent

19/04/07 AQ arrived (never mind lattie!)

20/04/07 Last Chance letter sent to DG, AQ filled out.

08/05/07 AQ returned to courts, cc'd to DG

11/06/07 Request for the defence to be struck out sent after not hearing from the court for 5 long weeks.

14/06/07 Directions hearing set for the end of August. 10 long weeks away.

14/06/07 rob-the-viking waits yet longer......

23/08/07 DG apply for a stay, instantly granted by judge.

29/08/07 The waiting begins again, 7 months since prelim was sent.

 

"If you kick a Tiger in the ass, you'd better have a plan to deal with it's teeth!!"

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Hi All

 

First post on here but been taking advice from moneysavingexpert for quite some time.

 

I am due in Kingston upon Hull CC within a fortnight and am claiming against HSBC. Luckily it's not with the same judge threatening to strike out 20 cases in July!

 

I have put together a court bundle which I sent to DG Solicitors and handed to the court the day before yesterday. It has all relevent documentation as per the bundle file provided on this site plus a charge schedule, correspondence and a witness statement that I took from the Lloyd forum on this site (amended to suit my case). The one thing it doesn't have are the T&C of HSBC and from what I am reading I could be in deep trouble.

 

Any advice would be very welcome as to my next step(s).

 

Abbie414

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Just read BBC1 text regarding the Hull County thing. Surely anyone who has filed with a court has a right to put their case across. I find it disgusting that one judge can suddenly claim that you have no right of winning because of 2 cases, especially when there are literally thousands who have successfully claimed back their charges. It is very annoying.

 

And extremely confusing as well!!! :-)

Abbey - £539 pending - !!!WON!!!

Halifax - £676 pending - stayed at court

2nd Claim with Halifax - £168 pending

Lloyds TSB - £780 (sisters) !!!WON!!! - Filed waste of costs order (on hold)

Barclays - Barclays filed crap defense - on hold

 

AND THE BANKS ARE STILL CHARGING!!!!!!!

 

How very dare you!!

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Hi All

 

First post on here but been taking advice from moneysavingexpert for quite some time.

 

I am due in Kingston upon Hull CC within a fortnight and am claiming against HSBC. Luckily it's not with the same judge threatening to strike out 20 cases in July!

 

I have put together a court bundle which I sent to DG Solicitors and handed to the court the day before yesterday. It has all relevent documentation as per the bundle file provided on this site plus a charge schedule, correspondence and a witness statement that I took from the Lloyd forum on this site (amended to suit my case). The one thing it doesn't have are the T&C of HSBC and from what I am reading I could be in deep trouble.

 

Any advice would be very welcome as to my next step(s).

 

Abbie414

 

Not to worry too much. You can send the T & Cs to the court with a covering letter making a respectful request that these be added to the court bundle for claim no xxxxx.

 

As it is something of which the Defendant is aware and will give them no great surprises I don't foresee that the addition will be objected to particularly if this is small claims court.

 

Do you have the T & Cs?

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Hi zootscoot

 

Thanks for the reply. Unfortunately I don't have the T&C for when I first opened my current account with HSBC (approx 11 years ago) but have their latest which they sent with a reply to my threat of court action letter which I doubt is of any use to my case. I take it a copy of the T&C will also need to be sent to D&G?

 

Do you have copies of old T&C's I could download?

 

Also I drpped a typo in my witness statement. Instead of stating I am charged £50 for going overdrawn I've slipped another 0 in making it £500 do you see this as a problem?

 

Off topic are you a scooterist?

 

Abbie414

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Hi Abbie

 

Unfortunately I don't have the T&C for when I first opened my current account with HSBC (approx 11 years ago)

 

Strictly speaking you should have all the T & Cs for the charges you are claiming so if you are claiming 6 yrs of charges you need to have the T&Cs to cover that 6 yr period.

 

but have their latest which they sent with a reply to my threat of court action letter which I doubt is of any use to my case.

 

I believe the latest came into effect Dec 2006 so if you are claiming any charges since then you will need them

Do you have copies of old T&C's I could download?

 

Have a look here:

 

There is a direct link to the 2004 & 2005 you can also search the linked website to find other years.

 

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/90721-i-need-your-help-3.html#post840881

 

Also I drpped a typo in my witness statement. Instead of stating I am charged £50 for going overdrawn I've slipped another 0 in making it £500 do you see this as a problem?

 

 

Provided your schedule of charges and overall amount claimed are accurate its likely to be clear that it was a typo.

 

Off topic are you a scooterist?

 

Yes, ride a 1964 GS160 mark II :D

 

Best of luck with your claim!

 

Zoot

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Zootscoot

 

Thanks for the T&C info it's much appreciated and I will have them in the post to the court and D&G first thing Monday.

 

As for the typo everything in the schedule is spot on no mistakes with that element of things.

 

Nice scoot mines a 64 Lambretta 150 Special :-)

 

Ride safe.

 

Abbie414

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Hi

 

How do Judges appear at various courts? in rotation or whatever?

 

Due to file also in Hull today/tomorrow Monday-should I leave Hull & go to Goole or Beverley all of which close by to guarantee avoiding the judge in question??

 

Chelsea

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News Flash

 

I understand you need an application notice at a cost of £60 to remove the stay in Hull, they do not accept letters any longer sine they became self funding.

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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Thanks

 

But as Lincoln is a lot further away than the other 3--would they let me file there?--& whats the odds of the same judge appearing there?

 

Chelsea

 

You can file where you like in the appropriate jurisdiction. If the courts are close sometimes they share the same DJ. Use this link:

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/

 

I file my claims depending on what orders are being issued by which Courts, therefore I stay away from Hull, Birmingham, Hitchin, St Albans, Dartford and favour Reading, Lincoln, Newark.

If I have been helpful please click on my star and add a comment.

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Hi

 

How do Judges appear at various courts? in rotation or whatever?

 

Due to file also in Hull today/tomorrow Monday-should I leave Hull & go to Goole or Beverley all of which close by to guarantee avoiding the judge in question??

 

Chelsea

 

 

From what i have gathered so far the are at least 2 Judges that deal with the small claims at Hull CC. Fingers crossed as to who you get.

 

I am wondering now if i should have accepted SCM's offer of £750 ( i sent them letter 5 in the rejection letters). At least i could be spending that now instead of waiting to see if they remove it :| .

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Brambs: Don't panic! Maybe the Judge in Hull is doing every body a favour by sharpening us up. As long as you prepare well and have some T & C's then you should be OK. How much are your total charges?

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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I'm claiming for £1278. I'm not at the stage of panicking yet as i have just sent back my AQ with the revised directions and am now waiting for a response, but just wish i had done this last year instead of waiting till Feb this year to start, other people i know have all been settled in full in a much shorter time period. I guess i have choose one of the most stubborn banks and unfortunatly live in Hull lol, but i suppose someone has to!!

 

I do have a copy of T&C's which i have downloaded from a link on here, will they be good enough as i don't have my orignal ones??

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Hi Brambs, I understand CAG are arranging a barrister to sort the strike outs in Hull you could PM Zootscoot with your details as I have read this in another thread.

 

Failing this,we can get Chubby Brown in, in the alternative if things go pear shaped we have a lovely bridge whereupon we can all join hands and take the plunge (may be in bad taste excuse me) hehe..

Donate to keep this site open

 

Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.

 

Make Cash Flow Forecast

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