help with barclays bank charge reclaim

[mich220104]

Thanks saint this is great i will definately use this route rather than mcol

[mich220104]

hi im from sunderland but my barclays bank comes under the durham branches does it matter which court i use and does has anyone claimed in either sunderland or durham courts

thankyou

[mich220104]

OH

[mich220104]

oh and my closet court is houghton-le-spring but i dont know if they would deal with this sort of thing how would i find out

[saintly_1]

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/ have a look there

[saintly_1]

its usually the closest county court to you .... dosent matter where you bank is

[mich220104]

can anyone help i need to know what the daily rate of interest is for my claim against barclays my charges come to 2345.00 and the 8% interest comes to 334.40 so that i can fill in my N1 form

 

 

thankyou

[saintly_1]

Daily rate is 2345 x 0.00022 = 0.5159p = 52p

[welshcakes]

Hi Mich

 

The daily rate is:

 

£2,345.00 x 0.00022 = £0.5159 which you round up to £0.52

 

ie 52 pence per day.

[saintly_1]

snap welshcakes

[welshcakes]

lol, indeed. I'm just popping into the kitchen to wrap my head in tin foil

[mich220104]

hi just phoned barclays and they said that no more claims are going to be paid out due to the test cse at the moment i am due to file my claim at the court today is this true and does this mean i know have to wait untill the result of this case next year

[saintly_1]

The advice is to carry on ....

http://www.consumeractiongroup.co.uk/forum/barclays-bank/107576-oft-test-case-what.html

 

http://www.consumeractiongroup.co.uk/forum/general/108091-oft-banks-dont-panic.html

 

Have a read

[welshcakes]

Hi Mich

 

It is certainly a possibility depending on whether the courts are prepared to consider claimant objections to the Stays being placed on cases and a reversal of the waiver that has been recommended.

 

Extremely frustrating for the consumer as the Test Case in itself is a positive thing however the impact of the accompanying postponement conditions are not.

 

Some judges are still pushing on and allowing individual cases to proceed on their own merits and this is why the recommendation is to continue to pursue hearing of ones case.

[mich220104]

thanks guys

I phoned my local court and the lady on the customer service desk said that they are still going ahead with these cases and have not been advised otherwise

so ive prepared my court bundle today it goes as follows:

N1 completed and signed using particulars from here

following particulars (barclays) found on here today

barclays terms and conditions 1998

my schedule of charges my prem letter

there response

there offer

my rejection

my LBA letter

and a summarry reinforcing the particulars and value of cost broken down then totalled

 

it is 20 pages long but covers all of the dealing ive had with barclays over this claim and stresses the particulars as to why im claiming

 

does this sound right or have i put it together wrong

[mich220104]

thanks guys

I phoned my local court and the lady on the customer service desk said that they are still going ahead with these cases and have not been advised otherwise

so ive prepared my court bundle today it goes as follows:

N1 completed and signed using particulars from here

following particulars (barclays) found on here today

barclays terms and conditions 1998

my schedule of charges my prem letter

there response

there offer

my rejection

my LBA letter

and a summarry reinforcing the particulars and value of cost broken down then totalled

 

it is 20 pages long but covers all of the dealing ive had with barclays over this claim and stresses the particulars as to why im claiming

 

does this sound right or have i put it together wrong

[saintly_1]

When sending in the N1 all you need to have is the N1 with the POC's and your schedule of charges (ALL in triplicate )

[mich220104]

hi guys took my bundle (as mentioned above) to the court on wednesday handed over two copies and kept a third copy for myself.

The lady on the desk was great i don't have to pay the fee because i get working tax and child tax credits.

I told her what i'd put in the bundle and she said she wasn't supposed to advise but it looked fine as long as i had my SOC'S and particulars in it.

She said i will be sent confirmation that it has been issued and barclays will get this the same day.

Can anyone advise me as to what will happen next?

[saintly_1]

You should get a Notice of Issue from your court in the next week which will give you a date by which the Bank must either enter their defence by or at least acknowledge the claim .... its usually takes a couple of days for it ro be deemed served then 14 days after to acknowledge/defend ... once they have done that then they will get 28 days from when it was deemed served to file their defence

[mich220104]

thanks for that saint your a star

i'll let you know what happens

[mich220104]

got issue notice from court today barclays have untill the 28th of this month to reply.

do they reply to the court and me?

how do i find out if theyv'e replied in time?

(coz after reading many threads on here i've noticed they don't always reply on time?

and what am i supposed to do with the ticky boxes A,B,C & D?

and when do i do them?

sorry for being a pain but i want to get this right and i really do appreciate all advise given your all great

[saintly_1]

You should hear from your court if they have acknowledged ... they acknowledged mine early and i got word through on the day that they had been given to acknowledge ..... if you dont hear anything a few days after they should respond try contacting your court to see if anything has come in from them

[mich220104]

thanks saint

[mich220104]

recieved notice of acknowledgement this morning barclays acknowledged claim on the 20th and intend on defending the claim they have been giving 28 days to put in a defence is this from the 20th when they acknowledged or the 12th when they were served.

also what should i do now, should i prepare my court bundle if so can anyone help?

thanks mich

[saintly_1]

They have until the 12th ...... as its 28 days from service

 

No need to prepare your court bundle just yet