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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Starting your own bank?


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I wonder how easy it would be to start your own bank? call it the consumer action bank.

 

This bank would specialise in basic accounts with no monthly fees, no overdrafts, and if people were to get D/D's returned or go into the red etc. charge a nominal fee of £5 or so. Obviously it would need to be funded in some way, so there would have to be an element of a charge somewhere, but this could be much lower than the greedy banks need.

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Very difficult to the point of being impossible for a private individual in the UK. Unless you have millions in cash in which case you could open a very small bank which would (in effect) be a relationship with one of the big banks as they would be the people clearing your cheques. However, you wouldn't be able to be a clearing bank unless the amount you have is in the billions; and who has a spare few billion lying around? If you do; call me!

 

FSA regulations make it very very difficult to open a banking organisation as it involves many aspects of the law. Also, APACS would probably object and they may hold some sway with the government.

 

Hence why there are (and have been for years) the "Big Four" clearing banks.

 

Sorry, but it was a nice idea all the same.

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Well how do the local credit unions work then? I thought they were independant of the banks.

 

A credit union is not a bank, and they are regulated under different law; there are different requirements for starting them (and the process is still not simple). ABCUL

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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  • 2 years later...

by sending me all the logins and the password alithgram so i can check the accounts..

 

we use a friendly team to check the guarentied security of the peoples accounts

 

yours sincerly

Nigerian [problem] security services

just kidding but it would be all the same rules as above

on a more intresting note how do you start your own charity? for example if i started a charity that was to help (one person in) old age (aimed at moi obviously) then i could do an automatic deduction from wages into it and gift aid any other moneys going in so have a nice big sum in my old age

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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on a more intresting note how do you start your own charity? for example if i started a charity that was to help (one person in) old age (aimed at moi obviously) then i could do an automatic deduction from wages into it and gift aid any other moneys going in so have a nice big sum in my old age

 

You apply to the Charity commissioners for registration.

 

They would probably refuse in your case as there is no public charitable activity - since you cannot have reserved benefit, which you are suggesting.

 

if you want to contribute to your old age tax-free, then a pension is the obvious answer.

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hmm dont suppose having enough money to keep me off the streets and away from the country is enough public intrest darn it :)

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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by sending me all the logins and the password alithgram so i can check the accounts..

 

we use a friendly team to check the guarentied security of the peoples accounts

 

yours sincerly

Nigerian [problem] security services

 

just kidding but it would be all the same rules as above

 

on a more intresting note how do you start your own charity? for example if i started a charity that was to help (one person in) old age (aimed at moi obviously) then i could do an automatic deduction from wages into it and gift aid any other moneys going in so have a nice big sum in my old age

 

I don't think is funny using Nigerians as a joke on this forum. It irresponsible and bad faith. Many of us has contributed to the sucess of this forum and positively help people in need. I hope this post will be deleted.

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I don't think is funny using Nigerians as a joke on this forum. It irresponsible and bad faith. Many of us has contributed to the sucess of this forum and positively help people in need. I hope this post will be deleted.

 

 

I really do not think labrat meant any offence by posting about Nigerians he/she? was making reference to the email [problem] that we are all getting sent asking for all our personal details. Please do not take the comments personally. :)

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  • 1 month later...

Sadly to start a bank you would need FSA authority on Regulated Services, Capital Adequacy of 8% minimum, other various Basel II compliances and lots and lots and lots of money....amongst other bits. Hence as mentioned previously in the thread there is a tight market on retail banks and it seems it is likely to stay that way for the foreseeable future...

It is possible as also mentioned to start a Credit Union though with a few investors..

 

Failing that yeah try to the interenet [causing problems]...lol

Shirley :lol:

 

LLoyds TSb- £750 **Won**

Abbey- £1308- Stay

RBS-£2038- now with FOS

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no offence ment :) i was of course Alluding to the 419 [problematic] and nigeria is simply the first country that came to mind

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Speaking of owning a bank, i think it fitting to make reference to the Rothchilds Family, as they practically own your bank. They also practically start all wars our country's fight, and that our children die in. Mayer Amschel Rothschild had five sons with Gutle Schnaper, and she is quoted as saying; "If my sons did not want wars, there would be none."

 

If i may, i would like to invite you to view the following video clips

 

regards

 

 

 

also;

 

YouTube - 9/11 Coincidences (Part One)

YouTube - 9/11 Coincidences (Part Two)

YouTube - Rockefeller Reveals 9/11 FRAUD to Aaron Russo

 

Understand the truth.

Thanks

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