tillys son v halifax

[moneyhelp]

Ah so this is where baby Tilly's thread is

 

Good luck with this Trotter, I'm sure you'll soon have this one licked too!

[**Tilly**]

 

Good luck with this Trotter, I'm sure you'll soon have this one licked too!

 

 

will certainly be in the queue money

[deadlykiss]

hi Tilly , hope all goes ok ,, will keep watching

all the best for you and son

[overflow]

Hi Tilly

 

With your success rate Im sure this one will be a doddle for you .

 

Best of Luck

 

Regards

[**Tilly**]

thankyou overflow and dk, but i think we will be waiting in line along with many others but the way time flies before you know it the test case will be here and we will all get our money back and hopefully the banks will have the smile wiped of there faces:mad: ... and put back on ours:D ... will be busy as i have got 2 more claims to be getting on with ....another bank and a credit card so i will be getting on with them ......

[moneyhelp]

Who are they with Trotter?

[**Tilly**]

hi ya money they are cap one and abbey:D

[moneyhelp]

Great stuff - well I hope they are as helpful over there as they are here in the Hali forum

[**Tilly**]

its been a while so just a quick update

N1 sorted and signed ready to be handed in at long last:o

no fee to pay so that pleased my son.so tomorrow will

toodle down too my local court getting to be a habit this

[sea-sidelady]

You must be on first name terms with them by now!!

[**Tilly**]

You must be on first name terms with them by now!!

 

 

:lol: :lol:

[**Tilly**]

Update

 

My received a letter today from halifax, letter reads as follows

 

Dear Mr Tilly Son

 

County court reference xxxxxxxxx

 

We have been made aware that you have filed a complaint with county court in

connection with bank charges,Unfortunately we are unable to trace your account details,as we do not have sufficient information to confirm all the details required.

 

Please would you be able to provide us with the following information

 

Account number and sort code

Your full address details]

A contact telephone number

Your complaint reference if this has already been registered with us

 

To enable me to deal with your request, please contact me on the telephone number above with the information as soon as possible

 

 

Now funny thing is my son still uses this account for wages etc, but not for long i might add, new account being opened tuesday:D

 

 

So how have they lost bank account details, and complaint reference but have claim number

[ja-de]

They say they've lost his account no. & details, yeah right: they must think they're dealing with idiots, & how sooooooo very wrong they are. They don't realise they're dealing with someone who has gone up against them & WON. I don't really have to say this, ('cos I know you'll do it) but I'm going to anyway, you go give them hell, & show 'em what's what!!!

[**Tilly**]

Well well well son just popped in, more charges been applied, he went into the bank

had a moan as you do, told them they had not notified of him they were taking them

out, after a few exhanged words they returned the charges.:o

[**Tilly**]

Well this has been stayed since october 2007, so i have decided to try and get the stay lifted through hardship for my son, using Caro's new info the way i see we have nothing to lose, if you dont try you dont know.

 

Application of removal of stay on the grounds of hardship

[stonedecroze]

:D everything is worth a try Tills, at the very least it lets them know that you are still in there fighting !!!!

[Crazy Mob]

I was told!! get your butt on cag, actually that was the polite version

ok Tilly or should i have said mother dear i am here. There goes my babysitter.

 

Obliviously the crazy woman has kept me informed of how things have been proceeding with the oft case,I also know my mum was going to try and get the stay i think she called it lifted for me, by the way on the grounds of hardship, well i think she has done more than enough as it was her,that actually put my claim in for me.So from here i am going to read read read as ive been told to do,any help and advise would be most welcome, in the words of mother dear:rolleyes: i have not got a digori doo

 

Thankyou in advance

 

Marc

[maroondevo52]

Hello and Welcome, Marc.

 

Hope all's well with your mum, tell her I was asking for her

 

Regards.

 

Scott.

[Crazy Mob]

Hi Scott, and thankyou for the welcome.

 

Mum is very well thankyou, I will tell her you where asking after her, when i next speak to her.

 

 

 

 

 

marc

[**Tilly**]

ok Tilly or should i have said mother dear i am here. the crazy woman

 

Marc

 

 

:eek:

 

 

 

 

[**Tilly**]

oiiiiii you got lazy itas or what

 

Right if you have any more charges applied to your account, since the one that was filed, you need to ask for them back under hardship. instructions as follows click on the link below.

 

 

Letter for an application for consideration for hardship

 

And while you are at it get the CC one sorted :grin:

[caro]

Have you done as you've been told yet?

[**Tilly**]

Have you done as you've been told yet?

 

Yea right the muppet can't remember his login details:confused: sooooo guess who is doing it

[**Tilly**]

Well at last!!! statements printed off, roughly 18months, time to see how much they haven taken again, only this time from benefits

[**Tilly**]

Well was wondering how long it would take them to send it

 

Tills son V Bank Of Sclotland

 

We refer to your above claim against Our Client

 

As you may or may not be aware,in the recent Supreme Court decision of OFT v Abbey National plc and

others ([2009] UKSC 6), it was decided that the sums of money payable to banks by their customers in

respect of unauthorised overdrafts are "charges"and not contractual penalties. Accordingly,the Supreme

Court decided that the court has no power to assess the fairness of these charges under Regulation

6(2)(b) of the Unfair Terms in Consumer Contracts Regulations 1999. A copy of the press summary

regarding the Abbey National case is attached fro you information.

 

Some courts in which these claims have been proceeding have already and of their own accord ordered

that unless the Claimant discloses reasonable grounds for continuing with its claim, the claim shall be

struck out without further notice.

 

For the reasons set out above, we would invite you to sign, date and return the attached Notice of

Discontinuance. We Will then file the Notice at court on your behalf and your claim will be struck

out. In return, our client shall not seek any costs order against you. Alternatively, we should be

grateful if you could indicate on what grounds you intend to proceed with your claim given the

Abbey National ruling explained above.

 

We look forward to hearing from.

 

yours faithfully

Optima Legal