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    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
    • Hi, I have the Sims 4 on Macbook. Over the last year I have paid for multiple add on packs spending a lot of money on them. I bought them all in good faith as my Mac met all the minimum requirements to play them. I have been playing happily for about a year and bought my latest pack just over a week ago. The games were all working fine yesterday. Then suddenly today EA released a new app to launch the games and this new app requires a MAC OS that my computer cannot use. Now suddenly none of my games are accessible and I am unable to play anything. They did not warn us about this change in requirements and if I had known they would be doing this I wouldn't have bought all these add ons as they are now all totally unusable. The games themselves have not changed, only their app to launch them and I can't afford to buy a brand new mac just to play. So my question is how can they change the minimum requirements after I have paid for a game? I agreed to pay for them based on the fact my mac met their requirements and was not informed when purchasing that this would be an issue in the future. I understand new games (like Sims 5 which is to be released next year) might not be compatible but this is a 10yr old game that they have suddenly made inaccessible due to their new launch app. Does anybody know if I can do anything or anyway to get a partial refund from them? Thanks   Here are their T&C... I can't find anything in there about them being able to do this so not sure what to do https://tos.ea.com/legalapp/WEBTERMS/US/en/PC/
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Natwest Charges Reclaiming Court Case - they're going for SJ/strike out


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Youre not dim. Dont worry. when I bump it, it goes to the top of the forum again, where a mod can see it and hopefully offer help with this. Or you could try sending a PM to somebody like

livelylad or

Michael Browne

theyre experienced mods who can help.

All the best, if you dont get answers tonight, dont despair, somebody will be on in the next 24 hours who will be able to help you with this. J

ust dont worry.

Fendy xxxxxx I will keep it bumped for you through the next 24 hours.

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A little complicated.Does the Court know they have given you the cheque ? presumably they have issued this on the provisio that you DO accept it as full and final.If you are NOT accepting that to be the case then its their usual stance to withdraw the offer.If you have run the default issues alongside the money side then that should become part and parcel of the settlement you may know John had problems with this one.

I myself have an identical case in litigation myself although not to the extent of recovering monies for other things.Loss of profits you can maybe calculate as near as damn it but claiming compensation for damage to reputation I think would need more work.I think this would be defamation of Character ? or Financial defamation as I have heard it referred to.

I would have thought this may be subject to the Courts discretion in making an award in the same way that a claimant asks the Judge to consider a damage award for breaches in Data protection.

Damage to Character is much harder to prove or certainly put a figure on than is loss of earnings which can be more clearly defined.

I know John is going to take a look at this later.

 

It would be good to see your POCs on this as.

I filed mine on an N1 and it goes into 5 pages.In fact when I handed mine in the Court staff thought I had got it wrong.......they are only used to seeing one page bank claim POCs ha ha.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Martin Yes the court new I had the cheque but as it wasnt for right amount of charges ie interest and there was a condition attached ie "not to disclose settlement to third party " I said I wasnt going to accept judge accepted this . However am short of dosh perhaps I should have done as part payment but not to sure if that would hinder my claims re defaults etc as if settlement made for charges out of court then bank hasnt admitted they were wrong and hence default may be classed as valid even if they have given me all charges back is my line of thinking right ?????? The cheque was for charges part of claim not the rest which I could continue with but my thoughts were it might have detrimental effect . Excuse my ignorance but which John ? Dont think my poc was too good but happy to dig out and send you details if you wish but was deliberately a bit vague on figures not for charges side but the others ie re default and loss of earnings etc loss of reputation as these are difficult to quantify Regards Gaz

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  • 1 month later...
  • 3 weeks later...

Am claiming beyond 6 years nat west say charges are a "service " and prevented from claiming etc as allocation form received need to knoW if I shouLd do directioNS tO judge suggesting strike out of defence if so what do i put in it . I knOw about limitation rules etc but want some juicy terms ot put in this directioNS if it is adviseable at this stage

Regards gAZ

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If you've received the AQ, yes - you can include the draft order for directions and 'strike out of defence'.

You'll find the links in the A-Z guide that's linked to my signature - just scroll down and click on it. Post back if you need any further points/links to the attachments.

Best of luck :)

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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  • 9 months later...

this case has been stayed for some time however NASTY WEST paid the charges ie £4200 but havent paid anything out for the

unlawful defaults as they defaulted me for £3600 due to £4200 charges in 3 months

Also defaulted me on loan as I couldnt pay in £3600 plus loan amount due to the charges

They havent paid out on damage to my reputation and credit worthiness for bounced cheques , harrassment in phone calls letters visits by debt collectors and for asking for return of my cheque card etc as they say i had commited acts for fraud by issuing cheques even though if you take away the £4200 charges in 3 months I would have been in credit and within my overdraft facility of £600 .

Neither have they paid out on claim for misprocessing of £5200 cheque processed as £52

All these topics save the £4200 refunded have been stayed pending oft case .

However received summons for around £18000 being overdraft and loan my questions are I have heard you can claim compensation for unlawful defaults I cant get normal bank account or cheque card or credit card cant move my mortgage due to the defaults and also has effected my ability to change job . All in all a mess I believe i can claim illegal default amounts and plus £1000 on top for damages as they have wrecked my credit due to their unlawful defaults in my view and their umlawful charges .

what should I do as claim is stayed which is around £3500 however defaults are £18000 so I feel counter claiming for that amount plus £1000 should I amend my poc for original claim or counter claim on returning acknowledgment of their claim and also put on I want claim stayed as my claim is stayed and it involves same case . Any guidance help and advice welcome regards Gaz

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Thanks for that Steven am i right in the amounts I am thinking off ie defaults plus £1000 should I mention the other case at all in my claim remembering when I claimed there i only claimed for around £500 for damage to reputation

and £500 for defaults thinking it would be settled quickly etc so do I need to leave that claim that is stayed or amend as well or delete those parts from that claim and continue on this basis with counterclaim . Hope I havent confused you regards Gary

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Usually, people seem to claim "compensation at the discretion of the court" but put in the amount box "I do not expect to receive more than £1000" (If you leave the amount field blank, the court may decide it is an unlimited claim and charge you £1250 in fees :rolleyes:).

 

I would mention the claim that is stayed.

 

 

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Gaz sorry I did not see your PM till now.Looks like been answered anyway.

Yes agreed - in my case I had to write in the box "I do not know the total amount that I will be claiming,but it will be less than £5000.00."

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 months later...

I have case management conference coming up shortly what do I need to do and say at this hearing its a telephone hearing ideally i want small claims but as they are suing for £18000 and im counterclaiming for around same what shall I say and do ? Regards Gaz

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Looking into.-also merged a couple of your other threads concerned with this case.

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

I have telephone case management conference this week I dont know what to say .. I want it to be small claims but 18k summons against me may not allow this see notes before ... I also have stayed case re some of this claim so how do I go about asking judge for this to be stayed too surely they cant continue with this case if my original one which isnt finished is stayed ? I also counterclaimed re 2 defaults not removed which has effected my credit history any guidence on this too HELP PLEASE Regards Gaz

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Make a list of what you want and the justification for it - as you have in the above post but in more detail. Write it all down so you can refer to it on the phone. MAke sure you have a copy of your defence to hand too.

 

I have never been involved in a telephone case management conference so I don't know what form it will take. Perhaps someone more knowledgable will be along shortly

 

 

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Thanks for that Stephen anyone else any thoughts on the areas ie

Allocation - I want small claims but as 18k how do I argue that ?

OFT Case - as my case against them stayed shoudd I ask for them to be amalgamated ?

Or ask for stay to be lifted on mine or stay put on this one ?

 

What reasons should I give to ask for full disclosure or shouldnt I ?

 

i have only 24 hours guys and girls please help

Regards Gaz

Edited by gaz2954
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Allocation: you can argue that, although the sum is over the normal SCT limit, this is a simple case with no matters of law only matters of fact, so, for everyone's benefit, SCT would be best (It's worth a try ;))

 

You best bet (IMHO) is to get try to get the two claims linked and then both stayed - there is no way the stay on yours is going to be lifted until after the OFT case (I'm presuming this is a current account and not a credit card).

 

What they might then go for (I am involved in an almost identical case with NW on someone else's behalf) is to stay part of their claim (equal to your charges claim) and issue a CCJ for difference - you need to think what you think about that - I guess it depends on how much the charges claim is.

 

 

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IN fact, hot off the press, the case I referred to was in court today and that is exactly what happened - the part of NW's claim that was composed of charges was stayed, the rest to be paid by installments.

 

Full disclosure is a bit tricky as it doesn't apply to SCT. It shouldn't be a problem for you and it is automatic if the case is allocatd to the FT or MT.

 

 

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