Jump to content


Rogue v Alliance & Leicester ***WON***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6210 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Just thought i'd sy 'HI' been watching everyones threads with interest!!

 

My claim is for £350, consisting of paid item fees and unauthorised overdraft fees over the past year or so.

 

Received my Statements in March, after sending the Data Protection SAR back in January (they took almost 40 days!) but just had a short spell in hospital so my claim was put on hold for a few weeks.

 

Prelim letter and schedule of charges sent 16th April - received a reply within 3 days stating they didn't think charges were unfair, terms and conditions were made clear, OFT report was about Credit Cards charges etc etc.

 

Of course that will scare me of! PAH :lol: , roll on 30th April for LBA.

 

Rogue

Link to post
Share on other sites

Good luck rogue,

sounds like a standard reply to the prelim and its all complete bosh.

Good to see that you are sticking to the timetable and not rushing in with the LBA just because they replied early. Dont forget to include 8% interest on the LBA schedule and letter....sorry if that sounds like 'here have an egg to suck on,' just that a lot of people forget.

Good Luck

Link to post
Share on other sites

Thanks for that, i had actually forgot the 8% - i was thinking that you added that only when it got to the court stage. Pass the eggs ;-)

 

Will get everything together ready to send on the 30th, watching your case with interest too!

 

Rogue

Link to post
Share on other sites

  • 3 weeks later...

An update,

 

Had a response to my LBA which was a letter saying they were looking into the complaint and a copy of their complaints procedure!

 

Anyway, ignored their attempt at stalling and filed MCOL yesterday (16th may). 2 copies of Schedule of charges also sent to MCOL.

 

Hopefully they'll pay up quickly as my claim is relatively small (£450).

 

I'll try to keep this updated.

 

Rogue

Link to post
Share on other sites

They have PAID UP ! ! ! ! Yippeeee.

 

Received a cheque for the full amount of £443.55 yesterday - the letter enclosed reads:

 

"We have received from Northampton County Court a claim you have issued. We have now reviwed your particular case and have decided in this instance to settle the claim.

The decision should not be regarded as an admission of liability on the part of the Company, as we consider the charges to be fair and reasonable.

We therefore enclose our cheque of £443.55 which is paid in full and final settlement of your claim. Would you please acknowledge receipt and write to the Court confirming that the case has been settled.

As it is clear that you do not accept the terms and conditions for the operation of your account we will shortly be contacting you to discuss its future operation"

 

yay!! :p

 

I'm actually very surprised they paid out quickly - i know my claim is relatively small compared to some on here, and i was quite prepared to go to court - MCOL was issued on 16th May and they acknowledged it almost straight away, so i was preparing for the defence coming from the solicitors.

 

So, i hope this will give some of you just starting encouragement to continue - The FAQ's are VERY VERY helpful so please read them and follow all the instructions to the letter - i followed the timetable precisely and it worked a treat.

 

This site has been a godsend and i will be donating as soon as the cheque clears.

 

All the best - Rogue

Link to post
Share on other sites

CONGRATULATIONS...!!!

 

That is fantastic. :D :D

 

Dont forget to do the survey.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

Well done - great result

 

jansus:D

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

Link to post
Share on other sites

Well doneicon7.gif It seems that A&L are paying up for "smaller" claims and it's great to see another success!

 

I know what you mean about this site being so helpful ... I'd have been lost without so much help on here.

A-Z CAG links to all documents you'll need for

your claim

(Thanks to Michael Brown for all his efforts)

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

Link to post
Share on other sites

Hiya Rogue WELL DONE just thought I'd let you know they will probably close your acount as they have mine!

i'm just about to take court action (when I've sussed everything out!) it looks complicated! They wouldn't pay me out, tho it was a lot more than yours. I will also be complaining to the Ombudsman as they've closed my account.They said they would reopen it if I accepted their offer which was a quarter of what I was claiming! (I don't think so!)

Once again well done!

Link to post
Share on other sites

Thanks Krissy,

 

Yes i expect they will close my accout (shame!), i've just opened another so i'm going to start transfering things accross next week :)

 

Just done this and had notification that account is now closed.icon7.gif

A-Z CAG links to all documents you'll need for

your claim

(Thanks to Michael Brown for all his efforts)

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...