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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Abbey failing to pay up


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I have taken Abbey to court. Abbey failed to acknowledge anything from the court. I received my Judgement for Claimant some weeks ago, and still Abbey haven't paid up.

 

What should I do?

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Might be worthwile giving the court a quick ring, explain the siuation to them and see if they can shed any more light.

 

It may well just be Abbey dragging their heels.

PPMAN159

 

If this comment has helped please click on the scales.

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Did you use MCOL or the n1 approach ?

If I have been of any use to you in my response please click my scales. :oops:

 

MBNA WON 16/3/07 £1700 :p

Barlcays N1 fileld in and awaiting funds to take them to court.

 

If you want to spend some of your money from your new spending saving scheme why not buy a flybook laptop. http://www.everythingflybook.com. I can highly recommend them.

Currently in Litagation with Barclays 11/5/7 ( Awaiting Court Date )

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I have just spoken to Abbey after holding for over half an hour. They seem to be busy in the 'complaints about bank charges department'. I wonder why? :rolleyes:

 

I explained that although the court has issued judgement against them, that they have failed to pay up and unless they pay within one month (which ends on Sunday) they will have a CCJ registered against their name for the next 6 years. And that on Monday I would be contacting the court and will be asking them to begin enforcement proceedings against them.

 

She was very understanding. Looked at my details and confirmed that they have received court paperwork but nothing was on the system to confirm that a cheque had been sent. :rolleyes: So she clarified my details, confirmed the amount that I have claimed and is going to email the legal department as a matter of urgency to get them to ring me either this afternoon or tomorrow.

 

She showed obvious concern about the Sunday deadline so I expect to hear something within the next 24 hours. Hopefully it will be positive news.

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Aaaaaarrrrggghhh This is driving me insane. Abbey never called back and no cheque has been forthcoming. I called them this morning to confirm if I still had any accounts left open with them. I was told one but they money has not been paid in to that either.

 

So effectively as of today Abbey have a CCJ registered against their name for the next 6 years. I assume I'll have to ring up the court tomorrow and instigate enforcement proceedings against them.

 

I can't seem to find any info on this site about what happens in this instance. Is there any? I don't know what happens from here.

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There is lots about this all over the site.

 

Go to the court and apply for a warrant. It will cost about £30 which you will get back.

Don't bother to warn the bank. They aren't worth it and they don't deserve it.

 

Find out from the court which bailiff they will use. Call the bailiff and try to find out when they will go there. then call the local press who will be only too pleased to go and take pictures.

get your hair cut if you want your own picture taken as well.

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Don't bother to warn the bank. They aren't worth it and they don't deserve it.

 

 

here, here Bank Fodder.

post office WON 12/11/06

 

abbey.LBA sent 30/10/06.MCOL claim submitted 8/11/06.allocation questionnaire sent 16/12/06.schedule of charges sent 16/12/06.WON

 

2nd abbey claim SAR sent 3/1/07.WON.complaint letter sent 18/1/08

 

alliance and Leicester.WON

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do it, do it, LOL:D

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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I am just filling out the Request for Warrant of Execution form so I can take it to my local court. I've put Abbey's address as the same address I used on the other forms. However, I've heard of people sending bailiffs in to their local branches.

 

There is a part at the bottom of the form which allows you to enter information for the bailiff. Should I instruct them to enter my local branch instead?

 

I did speak to Abbey the other day and was told that the money would be credited to my account by the close of business that day. It didn't happen. Apparently the legal team were meant to call and they haven't bothered either. So I figure that they don't deserve a thing from me. The CCJ is now already registered against them for the next 6 years and it just means that it may take me longer to get my money, but the way in which I do will give me much more pleasure. I also told them I would be informing the press and will ask them to be in attendance. :p

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wotnext I'd love to come & take pictures. What part of the universe are you in.

 

SW London. :D If I can get the press down there I'll be sure to post a few pics if it all goes ok.

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Have it served on your local branch. Particularly if it's the one you used for you banking

 

I visit Wimbledon/Croydon/Surrey a lot so keep me informed

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can someone help me i am making my court claim to abbey and it wont except the address im using which is the complaints address ? is this wrong what one should i use and also does anyone know a number i can phone for abbey to speak to someone higher as it said in the paper yesturday the more you hastle them the more likely they will cough up as this is doin my head in now please help me !!!!!!!

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Yes I will!

 

Sorry for sounding a bit 'fik':D but should I enter the local branch details at the bottom of the form and ask the bailiff to visit that address instead?

 

wotnext YES YES the local branch

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oh god yes and dont forget to talk to the baliff and find out when and which branch he is going to and then contact the press, the Beeb, Sky oh heck just tell everyone and then take a flask and a box of tissues (for when you crack up laughing, oh yes and please take a Digital camera or a camcorder and record it ALL for us

 

deep joy

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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