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    • Today has been hectic so  have been unable to complete the whole thing. If you now understand it and want to go ahead with a complaint to the IPC, fine. If not then I won't need to finish it. But below is my response to your request  on post 64. No you don't seem stupid, the Protection of Freedoms Act isn't easy to get one 's head around at first. The part of the above Act referring to private parking is contained within Schedule 4 which you can find online under the Protection of Freedoms Act 2012. Section 9 of SCH.4 relates to how the parking scrotes have to perform so that they can transfer their right to pursue the keeper from the driver when the PCN is still unpaid after a certain amount of time. In your case the PCN was posted to you the keeper and arrived within 14 days from when they claimed a breach occurred. That means they complied with first part of the Act. The driver at that time was still responsible to pay the charge demanded on the PCN and PCM now have to wait for 28 days to elapse before they can write and advise the keeper that as the charge has not been paid, that they now have the right to pursue the keeper. They claim they sent the first PCN on the 13th March, five days after the alleged breach and it arrived on Friday 15th March. So to comply with the Act they have to observe Section 8 subsection 2f   (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid. ---------------------------------------------------------------------------------------------------------------------------------------------So the first PCN was deemed to arrive on the 15th March and for 28 days to have elapsed is when the time is right for them to write and say you are now liable as keeper. So they sent the next PCN on the 12th April which is too early as you could still have paid until midnight of the 12th. So the earliest their second PCN should have gone to you was  Saturday 13th April so more likely on Monday 15th April. The IPC Code of Conduct states "Operators must be aware of their legal obligations and implement the relevant legislation and guidance when operating their businesses." So by issuing your demand a day early, they have broken the Act, the IPC Code of Conduct, the DVLA agreement  to abide by the law and the Code of Conduct not to mention a possible breach of your GDPR .   I asked the IPC  in the letter on an earlier to confirm that  CPMs Notice misrepresenting the law was a standard practice for all of PCMs Notices or just certain ones. Their distribution  may depend on when they were issued and whether they were issued in certain localities or for certain breaches. Whichever method used is a serious breach of the Law and could lead to PCM being black listed by the DVLA . One would expect that after that even if the IPC did not cancel your ticket, PCM could not risk going to Court with you nor even pursuing you any further.
    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
    • Paula Venomous refused to resign for 16 months and eventually did only because a doctor threatened to resign. Interesting snippets and insights in the article. Paula Vennells clung on to ‘plum’ NHS role after Horizon scandal ARCHIVE.PH archived 19 May 2024 21:49:07 UTC  
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overflow v Halifax


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HI Sanand

Ive been going over all the spreadies and letters to see if ive done something wrong. Must be some reason Im sure of it.

 

If I have done somthin then its bound to be the spreadies ,Took me agesto get my head round., but the one I used I fially managed to do it as Its really easy. Just put details in and it does it all for you.(Thank You Mindzia).

Perhaps tmorrow eh

Anyway enough of my woes.

Cant wait till your thread reads WINNER wont that be just great.

 

All the waiting will fade away and youll have all that lovely money .

SSSSSSSSSSSOOOOOOOOOOOOOO pleased for you.:D

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Got to go agai now for a bit, be back later .

Hope to catch you then:)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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I used Mindazi too, other ones way too hard for me (no good on computers!!)

I just think that they are making you sweat, I really do. As for my claim, ill believe it when I see it in the bank, there has been so many lies, I wouldnt believe them if they told me it was gonna rain tomorrow and I know full well that it will, chin up, chest out overflow, we are nearly there xx

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So interesting this thread I am now hooked. I have phoned this Optima number today and got a woman saying there is no way they will pay 6 years before NI issue date even back to S.A.R - (Subject Access Request) date it makes a difference of £670 and back to the first charge (DEC2000) it is £1200.15 The first letter received was on 6th July in response to LBA sent 9th June. Then letter with of no words saying full & final. How can they drag things out and then decide when the 6 years starts from. Sorry I seem to have Hi jacked your thread :confused: So hypnotised by it all

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Awww overflow i was so hoping that you would have good news too to cheer us all up:( never mind soon be a new day who knows what it will bring eh??? shhhhhhh i have to keep telling myself that lol xxx:D

Miz_Print v Halifax Won :-D 24th july 2007:D

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HI Guys

 

well money still in account despite Mr B telling me that he would remind them yesterday. they have had 10 days to take it out.

 

Also just been looking over my spreadies again and to my HORROR Ive just noticed that on one Ive sent to the Court that Ive missed the Account Number out and the sort code And the From date. Does anyone think this is why they are prepared to go to Court, are they going to say the claim is VOID cause Ive omitted to put these things in .

 

REALLY WORRIED HELP PLEASE:eek:

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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:o OMG! Surely they can`t do that to you, Overflow not after all you have been through. :) You could always try sneaking money they have put in your account out. (just to be safe) not that I am encouraging you to be dishonest or anything like that. I suppose that they could always sue you for it in the small claims court, and you could throw the same c**p back at them that they have been throwing at us.

Seriously though I hope that they do not, I`m keeping everything crossed for you.

GOOD LUCK & KEEP SMILING !!!

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

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ets hope your right . Miz doesnt seem to theink it should harm the claim either.

 

Everythin hurts 'cos been crossed for so long;)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Overflow,

How are you? I really cant see what difference those small mistakes are gonna make and I still think they are trying their best to make you cave in. Monday not far away now and you will know for sure but I really cant see them putting a defence in, fingers crossed xx

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p.s. Remember on Tuesday, I was told that my claim WAS goning to court and that they DID NOT pay out for 6 years anymore, then by Thursday they were paying me in full!! Mind games Overflow, thats all it is x

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Hi overflow, sorry not been online to give you & sanand support, my step-son's managed to get an old "throw-away" comp, from work, so I've been busy clearing a load of Sh*te from it. Just gotta get online in morning, & then hopefully, after a few tweaks, it'll be finished.

Anyway, back to the matter in hand. I've had a read of your thread, & I totally agree with what sanand says. I got a letter from court, telling me that haliprats was going to defend, & 2 days later my money was sitting in the account. So, please don't worry about it, 'cos it's just another tactic of theirs, in the hope that you'll change your mind, & drop the court case. Stick to your guns overflow, besides I don't want to be going through all this pain for now't, tha knows!!!!!23_32_7.gif

 

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If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi Ja-De

 

Wondered where youd got to.

 

You seem to know an awfull lot about comps. wish I did , Im really thick about them I keep patting myself on the back cause Ive actually managed to get my typing speed up.

Just about tknow the basics. lol

 

thanks for the ongoing support.

regards

 

:)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi overflow, I know a bit, but I'm far from perfect, I s'pose I'll be able to get by enough to get myself an office job, as soon as I'm able. lol

You're very welcome, I always try to help people, or give them as much support as I can.

I'll try to catch you tomorrow.

ja-de xxxx

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi Ja-De

 

Just hope that You dont stop coming on here and giving us all your help

 

and of course your SMILIES.

 

They cheer me up no end , sssssssssssooooooooooo funny

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Your very welcome Tilly

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Guys.

 

Well only got till Monday to file their Defence now.

 

I just hope leaving those details out of the papers I sent in doesnt do any harm.

 

Cant lose just on that , a mere technocality, not now:eek:

 

Have I got to ring the Court on Monday, to check if they have or not .I think I have.

 

t

They have till 4 o'clock I think but the only thing is that my Local Court closes at 4o'clock and then that particular part is not open till Wednesday.

 

Do you think that I should have notified the Court that they have made me an offer and paid it into my bank (even though I sent the letter of Rejection and have not touched it).

 

I dont know why they couldnt take it out straight away , they have had 11 days , How long does it take ,they put it in in 1 day.

 

These next couple of days are gonna drag but Ive waited this long so a wee bit longer wont hurt.

 

Keep you all updated.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Keep your chin up, girl, 'cos your nearly there now, & it deffo won't be long now. They're probably leaving that money there, 'cos they now you'll get it all at the end of the day, so I wouldn't worry about it. I'll keep watching your thread, & everything is getting really tired now that I've had everything crossed for so long. hehehehe. Catch you later overflow.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hi guys

 

Checked again today but the same old story. Money still in my bank.

 

Just hope Ive done everything right. Im claiming from Dec 1999. I know the Haliprats are sticking to their guns over this, saying I can only claim for 6 yrs, Im begining to have doubts now.

 

I am right are'nt I,there have been people who have claimed over the 6yr limit ?

 

Im being honest Ive a feeling its all going to end in tears (MINE) :(

 

I would hate for it to go to Court and for me to do the bundle and everything then have the Judge turn round and say "Oh Mrs , Youve got this all wrong. LOL (him). You cant claim at all so pay up youve been wastin our time":eek: .

 

Tomorrow is the last day for them to defend, Will they or Wont they.

 

Then I guess its Judjement time if they dont. Must read up on how to do this.

 

Keep you all posted.

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hiya don't fry your brain reading too much it will drive you insane! i am sure i got told that they allow the bank a days grace to file which i myself don't think this is at all fair (check with ssl i think it was her that told me) they filed their intention to defend at the last minute by fax something like 3.15 pm!! talk about pushing it, when they had the 14 days to acknowledge my claim they did it the day after so they really had 15 days :mad:, i bet your so stressed you poor thing all this worrying can't be doing any of us any good at all!! hope you get this sorted you never know all the money just might appear in your account tomorrow too!! wouldn't it be great if we was all on here celebrating tomorrow night :grin::grin: xx

Miz_Print v Halifax Won :-D 24th july 2007:D

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