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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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overflow v Halifax


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Im waiting to hear about the Judgement I put in.

Was told last week from the Court that I should hear this week hopefully but they were 5 days behind with Judgements:(

 

As far as I know no cases have been stayed where I live "Runcorn"

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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BTW Stone

 

I see your still playing with your

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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ANIMATIONS :p

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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ANIMATIONS :p

 

 

Yeah ! prob got somefin to do with little things and little minds shiggy_whee_small.gif

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Yeah ! prob got somefin to do with little things and little minds shiggy_whee_small.gif

 

 

 

Who invited him?

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Postal unions have announced a further wave of strike action in an escalation of their dispute with Royal Mail over pay and modernisation. The current period of staggered stoppages was due to end on 7 August.

But the Communication Workers' Union (CWU) said stoppages will now also be held from 9 to 17 August

:-x
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Hi Deadly

 

I agree its not good at all.

On the other hand no Bills for a while eh. LOL

Seriously though its not cause we are waitin.

Have you read this thread BTW

 

FSA -To Review Waiver.

Come on give your support as well:)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Deadly

 

I agree its not good at all.

On the other hand no Bills for a while eh. LOL

Seriously though its not cause we are waitin.

Have you read this thread BTW

 

FSA -To Review Waiver.

Come on give your support as well:)

 

http://www.consumeractiongroup.co.uk/forum/general/108220-fsa-review-waiver.html

 

EVERYONE needs to write to their MP - there are letters in there you can copy ;)

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Hi Money

 

I think this is a great idea and ive been busy postin it round like you suggested.

 

The letters are really well thought out and a credit to those who took the trouble to pen them.

 

If everyone on here took the time then we cant be ignored.

I hope that the members who have won already will spare a thought for the rest of us who are still fighting for what is rightfully ours.

Im sure they will after all we all help each other on here so why should they stop just cause they have won.

 

I dont know how many members there is but must be very substantial so can you imagine the amount of mail that will turn up at the MPs.

 

Id love to be a fly on the wall when the postie turns up.

 

Lets hope its enough.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi :)

yep sent email re thread this morning :) think we should all do our bit and if it helps :) yeyy least we tried huh :) ,,aww okies re daughter ,, lol mind you would of been nice break for you , ,, hope comp sorts itself out ,, mines getting bit ragged round edges to ,, if and when i do get my pennies may well treat myself to a new one :D

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HiYa overflow, thought I'd bob in to see how you are. Not had a chat for what seems like ages, but as you know I've been busy with that bother with haliprats again (damn them). I've also started a new thread List of all MP's written & emailed

& Macboy is being a great help, by keeping a list of all that have been sent letters &/or emailed, we're hoping that everyone on CAG & beyond will send copies of the template letters to as many MP's, MEP's etc, as we possibly can. Please help us to spread the word.

I'll try & catch you later, take care. xxx

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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Hi Guys.

 

Well still no sign of anything off the Court.

 

Its 2 wks now so I'm waiting till tomorrows post and if there is still no mail then Im going to visit the Court myself and see exactly whats going on.

 

Im getting really fed up now with this waiting, if they plan to put a stay on it then they should have the decency to write and tell me.

 

Ja-De we do seem to keep missing each other dont we.

I get on here and half the time this *(%&$£*! lappy goes haywire.

 

Ill be glad when I get my new one. Then it will be full steam ahead.:D

 

Ive added to your other excellent site by the way. I think its a great idea that we all pull together and try to get ourselves heard.

ONE VOICE.

 

Hope to catch you later.

 

Regards :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi Overflow , sorry to hear that you not heard from courts as yet ,, me either but i got til 13th so few days yet :) if i dont hear by 12th may give courts a ring see whats going on :) ,, hope your comp gets sorted :)

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Hi Guys.

 

Well still no sign of anything off the Court.

 

Its 2 wks now so I'm waiting till tomorrows post and if there is still no mail then Im going to visit the Court myself and see exactly whats going on.

 

Im getting really fed up now with this waiting, if they plan to put a stay on it then they should have the decency to write and tell me.

 

Ja-De we do seem to keep missing each other dont we.

I get on here and half the time this *(%&$£*! lappy goes haywire.

 

Ill be glad when I get my new one. Then it will be full steam ahead.:D

 

Ive added to your other excellent site by the way. I think its a great idea that we all pull together and try to get ourselves heard.

ONE VOICE.

 

Hope to catch you later.

 

Regards :)

Take a look at the super duper lappy that ALDI are doing on thurs, cost about a grand at PC World 11_9_10.gif

 

I`m chasing court tommoz as well Heard nothing officially since I filed N1 14 days ago. Howard has run out of time!!!!

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Share on other sites

HiYa overflow,

We seem to have done it again, one of these days we might just bump into each other.atomrofl.gifthank you for adding to our thread, but can't spread any more love until tomorrow, I'll do it then, I only hope I don;t forget.

 

love ja-de xxx

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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Well my bed is calling me, & I can;t for the life of me, keep my eyes open.

So, I wish everyone a very good night, sweet dreams.

 

Nite nite , ja-de xxxx

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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HI Guys.

 

Called at the local Courts today and must say Im pretty P***ed off now.

 

The nice young man behind the counter took the case number then looked on his screen, turned to me and said he would need to ring the main Courts up as he didnt understand what they meant. (Didnt tell me what was on the screen)

Ok says I, no problem, (thinking , "Yea go on tell me its been stayed")

He rang and had a few words then handed me the phone!!!!!!!!!

 

"OOEERR" thinks I.

 

Anyway to cut a long story short it appears that I had filled the wrong form in,"WHAT! Tell me now like 2 wks later"

It seems that I had put a specific amount down?

 

I put three spreadsheets in with the POC cause I was under the impression that it was upto the Judge to award what he deemed suitable

and where it says Amount Claimed on the Notice of Issue I put under £5000.00.:???:

 

I tried to explain this to the Nice Lady onthe other end of the phone, but she just kept saying "Yes but youve put a specific amount down, Ive been sitting on this all week hopeing you would phone" (Then why didnt you move your a**e and ring ME).:mad:

 

She said she would send me the form to fill in today and would I send it right back (Too right I will lady). so she can get it dealt with. HA.

 

So you see Im really cheesed off now as Im worried Ill get stuff all back, cause in my POC I put the M&R reason down and we all know NOW that this doesnt hold water, I put it in before all the humming and haring over this argument( before Dads lost). It was for CCI.

 

Now ive a nasty feeling "Im DOOMED, DOOMED I tell ye."

 

She asked me if I wanted to go for more than Id put down and I told her NO certainly not. Just the amount she had quoted.

 

So folks looks like Im at the waiting stage again,

 

Id like to say "Oh well, some you win , some you loose." with a smile on my face :-) , but, I CANT :(

 

Ill probably understand it a bit more when she sends the letter out cause at the moment Im flummoxed.

 

Thought Id got it right, even the nice lady behind the counter checked it over when I first submitted it and she said it was OK.

 

So there you go , ill let you know tomorrow whats what I hope.

 

Regards :-)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi overflow:) what the heck they playing at if they knew info was wrong why did they not write back ,, geez sorry think its what we all wanted to hear some one winning after the OFT announcement ,, seems like there maybe hope out there ,, hope all goes ok with you will keep checking your thread take and all best .. xoxox pophugbyzappe1ak.gif

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Hi overflow, I'm so sorry that this has happened, why on earth did they not get in touch with you to enable you to correct it. I just don't understand what is going on these days. pm me with your email address, & I'll send you something that'll deffo cheer you up.comp11.gif

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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