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tilly49vhalifax **won**


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Extra cash is useful at any point. When do you file?

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

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i tried that today complete waste of time the woman just kept saying but we have 8 weeks you will get a reply next week yea right so its of with court papers friday be interesting to see who gets were first

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Your account number

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justgoing through all my forms and spreadsheets ready for tomorrow whtat do i write beside the charges on spreadsheet i only got a printout of charges so it doesnt say what there for do i put charges as notified

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Yes just put "charges an notified"

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Then you can sit back and relax for a while....:D

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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Tilly i just read the other post you were on. NO, if your lba runs out today, then court tomorrow!!

HOW TO...DUMMIES GUIDE TO CAG...Read here

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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Sorry to hear that tilly,

And i was looking for that rainbow all day..!

 

Hopefully it wont be too long before you can pay it and get all your money back.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

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EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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Hi all,

 

Just thought I'd share my experience with you, hopefully boost your confidence!

 

I received full settlement of my claim last Wednesday 9th May and I have since received the following letter dated 8th May.

 

Dear ******,

 

I have received and have been dealing with the proceedings, which you have issued against Halifax plc in the Northampton County Court.

 

Your claim relates to bank charges debited to your current account. These charges were debited to your account in accordance with the account terms and conditions, which you agreed to accept, and by which you are bound.

 

I have returned the form of Acknowledgement of service to the Northampton County Court indicating that Halifax intends to defend your claim. THIS IS THE BEST BIT! However, on a purely commercial basis, it will cost Halifax money to defend your claim in terms of the legal costs that will be incurred. It is unlikely that Halifax will be able to recover these costs (even if the bank wins) because your claim will probably be allocated to the small claims track, in which costs are not generally awarded.

 

For this reason, but without admission of liability, Halifax is willing to reimburse £**** in respect of the bank charges incurred, together with £*** in respect of approximate interest that Halifax has calculated was charged on your account as a result of charges. The Halifax will also reimburse £120 in respect of the Court fee. This amounts to £****.** which will be paid into your account within the next 5 working days.

 

Yours sincerely

 

Laura Beatty

Customer Relations Manager

Customer Relations

 

From this it seems that they are paying out without going all the way.

 

Good luck with your claim and stick with it!!!

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thats brill thanks for the boost of confidence was a bit nervy but going to take papers in on monday tried yesterday but because im trying for a fee exemption they wanted more proof otherwise it would already be in

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