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Mikey H v Natwest Bank **WON**


Mike H
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Hello fellow bank charge haters....

 

I've just started getting my statments through after sending out the first letter which is good as it seems thay owe 1k without interest added after 2 just years on one account alone!!

 

Once i've worked out what they owe i'll go "gun hoe" to get it back... They are quite cheeky in the way they send every statement so you have to traul through them hey??

 

The very best of luck to everyone on this forum and i would like to thank you all for your help in advance as no doubt i'll be calling on you soon..

 

My first post complete.. :D

 

Thanks again guys

 

Mike

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Hey Mike............ welcome on board the nat west forum!!!! Best advice I can give you is to read as much as you possibly can while you're waiting for your statements to come through.......... forewarned is forearmed so to speak!!!

 

Let us know how you get on when you've got your statements ready........... and if you ever get stuck or you want some support, just post on this thread - there's always somebody around to help out!!

 

Good luck, hedgey xxx :D

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Call on us all ya like. We shall be here to answer the call. But read read read and read some more if you can spare the time. It will serve you very very well later on, once your claim is under way proper.

 

All the very very very best and keep your chin up. It can sink a bit during this process from time to time. Fendy xxxxxx:p

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Hello guys!

 

I can't seem to find the calculator for interest on my charges anywhere, i have my statements and i'm ready to go... Almost :confused:

 

Thanks

 

Mikey

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Enter your charge details into one of the spreadsheets from the templates library, this will act as your schedule of charges and a copy of which should be sent with all letters. The spreadsheet will calculate the interest for you.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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  • 2 weeks later...

Hello everyone..

 

I'm about to send my initial approach for repayment letter... If i have a default charges on my account, does that mean its against my equifax/expirian credit search given that this is in the template letter???

 

"Additionally you have entered a default notice against my credit record. This default occurred merely in respect of unlawful charges levied by you or was the result of impecuniosity caused directly by the taking by you of penalty charges which you had applied unlawfully to my account.

 

In addition to full payment of the sum mentioned above, I require that you remove the default entry from the register. Please note that mere correction or amendment to the entry will not be acceptable."

 

Cheers peeps!!

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  • 3 weeks later...
  • 4 weeks later...

Hello everyone!!

 

Well thats it!! All the time has passed and no response so its time to go to court!!!

 

Is it usual that there is no response AT ALL...? i take it ot's their way of hoping we 'Go away!'...

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I haven't had any response at all to either my prelim or LBA so I shouldn't be too deterred by this.

NatWest: seeking unlawful charges + interest incurred as a result of those charges of £4,292.82 and contractual interest (compounded) of £4,559.41. Court claim issued 16.01.08; acknowledgement of service filled by Cobbetts on 30.01.08

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Nat West, or any bank for that matter, take the view that if they ignore these requests then, as Mike says, they hope that we will all go away.

 

Fat chance!!

 

Stick with the claims guys

PPMAN159

 

If this comment has helped please click on the scales.

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  • 1 month later...

HELLO EVERY ONE!!!

 

BANK CHARGES HAVE BEEN RECLAIMED IN FULL!! £2077 into my account....

 

What do i do with this thread....

 

But far more importantly... A HUGE HUGE "Thank you!!!!!!" to everyone for your help!! Your site is great and its been much appreciated!!

 

Mikey :D

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CONGRATULATIONS!!!!

Enjoy your winnings!!! :D :D :D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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  • 1 month later...
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