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    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
    • I have contacted the sofa shop who are sending someone out tomorrow to inspect the furniture. I suspect if anything a replacement will be offered although I would prefer a refund. Few photos of the wear in the material, this is how it was delivered.  
    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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FredT v Nationwide


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i hope so fred.............fingers crossed!!

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Thanks for the support. Can't see the money going in today. Called again to speak with Richard Huntley and was told that he was in a meeting and would call me back...he hasn't in the past so not holding my breath!

 

I expect I will be calling at my local County Court Monday to file for judgment and I hope not to be told that they have filed a late defence.

 

Fred

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aww, Fred...........keep calling him!! and then call Mr Bacon!!! i really hoped you wouldn't have had to go through all this!! x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Just called Mr Huntley again. Was told that he was still in a meeting but should not be much longer and he will call me back as soon as he gest out of the meeting. Then called Mr Bacon and went straight to voice mail - left message for him to call me too.

 

Still zilch on the account. The way that they are behaving they must be losing customers in droves. To think that when I was working I had all my salaries paid into that account (in one particular job it was around £3k a month) and then they treat people like this.

 

What really riles me is the fact that I have a letter dated 2 April stating quite clearly that a refund was in progress.

 

Fred

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I know Fred hang in there!!........they have behaved appallingly!! to tell you they will put the money in your account and then take this long to do it is shocking!!........it doesn't take them 2 seconds to take the money from your account but 18 days to refund you!!...........x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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Mr Huntley has just called me back. He said that they have 60 claims to pay on today and over the weekend. he said that mine was being treated as urgent and that I should take his word for it that the money would go on my account either over the weekend or on Monday.

 

He said that they had to check every claim carefully because they have had claims for £11K which when they look at the account should actually only be for £100!!

 

He also acknowledged that they are inundated with claims.

 

Fred

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There's still hope then??:D

 

It's a shame that people are now trying to abuse the system by trying to claim more then what they're intitled too!

Most of us just want back what's ours.:mad:

However the banks wouldn't be in this position in the first place if there charges were reasonable.

 

 

And also this was something that the bank said???? Hmmm:p

 

Good luck:grin:

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well Fred at least they phoned you back!! so roll on monday then..and i hope you can begin your shopping spree soon( or rather your wife can begin!!)

lori xx

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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  • 3 weeks later...
  • 4 months later...

Hi everyone

 

Can anyone tell me the timescale for Nationwide debiting their charges from accounts after the direct debit has been unpaid etc?

 

I seem to recall on an old statement that it was 28 days but having looked at my online statements it seems to be longer than that - but variable.

 

Fred

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Hi Fred,

I think it is 28 days from the date of the statement which is usually the 14th of each month.

Now then, they date the statement on the 14th of each month,inform you they are going to take the charges from your account in 28 days time (usually the 11th or 12th day of the following month!) yet I don't know about you but I don't usually receive my statement until about the 25th of the month (11 days AFTER the statement date) therefore the so called 28 days notice is none existant!!:mad: could this be a breach of contract on the Nationwides side?:confused:

Just a thought!

Hope this has helped a bit.

 

stay fresh peeps

 

regards

chris

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