Claiming on a Business account? Lets join forces?

[andrew1]

Has anyone viewing this thread had any business account experience with AIB (Allied Irish Bank)? Hardly anyone on the site has any threads relating to them, yet they charge horrendous charges. I am about to begin a business Ltd company claim and it would be useful to compare notes.

 

Thanks

[papadak]

Hi, I have 2 T/A business accounts with wads of bank charges ... is there a specific template to use for step 1 please?

[BankLover_not]

Hi Papadak,

 

When you say step 1, do you mean getting duplicate statements to establish how many charges you have incurred? Or have you already done this?

 

BankLover_not

[papadak]

Hi Papadak,

 

When you say step 1, do you mean getting duplicate statements to establish how many charges you have incurred? Or have you already done this?

 

BankLover_not

 

Hi,

 

I am right at the beginning with these 2 T/A Business accounts. I am talking about the specific wording with the DSAR letter (the 1st send out to retrieve 6 years worth og statements) ... I hear there are subtle differences with the wording but cannot find it on this forum, hence the shout-out request here.

 

Thanks

[GuidoT]

I presume you mean SAR. Anyway SAR does not generally apply to business accounts, but it is worth a try anyway.

 

The subtle wording difference I believe you are referring to relates to the prelim and LBA, whereby the reference to the legislation that relates to consumers only is omitted from the Business versions.

 

Have a look here regarding the different methods I adopted to obtain business statements.

[ED1237]

Just tagging on. Business claim ongoing with Natwest for £50k. Bundle due by 26th.

[andrew1]

Just tagging on. Business claim ongoing with NatWest for £50k. Bundle due by 26th.

 

 

Ouch!!

[papadak]

Wow ... good luck with it ... how far down the line are you?

[BankLover_not]

Papadak,

 

Are your business accounts sole trader, partnership or company?

 

BankLover_not

[bruce47]

A friend of mine has just recently received £15k back from Natwest!!!!

 

Without court action, he just waited the 8 weeks and got a full offer!!!!

 

So i would recomend any Natwest & RBS as same bank to hold fire with issuing court claims as you will prob be waiting longer for your money and it could get stayed.

 

So i think it is worth giving them the 8 weeks and save any probs that may occur.

 

Just thought i would let you all know!!!!

[andrew1]

A friend of mine has just recently received £15k back from NatWest!!!!

 

Without court action, he just waited the 8 weeks and got a full offer!!!!

 

So i would recomend any Natwest & RBS as same bank to hold fire with issuing court claims as you will prob be waiting longer for your money and it could get stayed.

 

So i think it is worth giving them the 8 weeks and save any probs that may occur.

 

Just thought i would let you all know!!!!

 

Was that a self employed Account or Limited Company? - but well done to him/her whatever..

[Goldlady]

Excellent news - we will wait - ours is a limited company by the way;)

[groovycaz]

Hi all,

just a quick update with my business claim, after having the stay lifted, ive recieved a notice of allocation to the small claims track, to be heard on 12 dec at 14.00 listed for 2 hrs, the last i heard from their solicitors before the stay was that they wanted a pre lim hearing to argue the limitation act, but this looks like a full hearing, docs, statements etc...OMG.. ive not heard a word from the bank for ages just to say they were not opposing my application to have the stay lifted..Gc

[bbch60]

Hi Everyone

Have been to court today to appeal the stay on my business claim and personal claim - both have been refused. Even my business claim remains stayed and the Judge stated that the business claim does come in the remit of the Oft Test Case even though I argued otherwise. Full details on my thread in barclays 'Stayed Business and Personal Accounts' plus 'Barclays 3 Accounts'

[bruce47]

"Excellent news - we will wait - ours is a limited company by the way:wink:"

 

It was a sole trader not a limited company.

 

But Natwest say they are sending offers to all bus claims and they are for the full amount!!!!

 

I know it is a bit late for some people who have gone through the courts but i think all bus claims are best waiting the 8 weeks unless with Lloyds who are rejecting claims as ever.

 

When you call Natwest they now have

 

Press 1 for personal accounts

Press 2 for business accounts

 

So they have set up a dept just for the business claims, just keep calling them to make sure they have the complaint and keep calling to let them know the 8 weeks is coming to an end as they were a few days over the 8 weeks.

[photoman]

Hi everyone

 

~Just to say that I've not vanished or been abducted by "men in black" !!

 

My broadband at home has been playing up whilst they sortout a line upgrade, so I need to wait a few more days before things get back to normal (around the 10th).

Then it's gonna be round 2 against Lloyds, which is going to be an interesting one (planning to argue for CCi,and claiming back additional loan interest due to charges)...so watch this space!!

 

Regards to all

 

Photoman

[Goldlady]

Natwest's 8 weeks were up on Friday. And guess what we got today? An offer to refund all the charges on our Ltd Co account. They were as good as their word:D. They wouldn't give us any interest, but we couldn't afford to wait and fight over that one. Bacon saved - donation to follow when we actually get the money.

 

And we still have our overdraft (I hope;))

[elsinore]

CONGRATULATIONS!!

 

Well done Goldlady.

 

Would you also please post your good news on the Natwest forum. I'm sure any business claimants on there will be greatly encouraged.

 

Els

[GuidoT]

Nice work Goldlady.

 

By the way, you do not have any entitlement to SI until you commence proceedings, so if they make you a full offer (i.e. all you charges excluding SI) you should accept it.

 

Thank you for the donation pledge.

[steven4064]

Well Done Goldlady - CONGRATULATIONS!

[Parkvale]

CONGRATULATIONS . They don't like business claims do they.?? Also i still have a business account with them. They have not penalised me in any way.

[HEADACHE39]

BUSINESS ACCOUNT RECLAIM,HELP PLEASE?

 

Ive put in a claim to my bank for around £4ks worth of old charges.They offered me around £2k to which I refused and said I wanted the whole lot repaid.Now they've thrown it back to the court and have had a "stay" granted by the judge.Now I feel sick,depressed,drained and just so terrible about the whole thing.I paid money for the claim,did all the paperwork to no avail.Can anyone give me any help or advice on what to do next?

 

Thanks in advance

[steven4064]

Presumably the stay was granted unti lafter the OFT case. One option is to apply to have the stay lifted on the grounds that the OFT case doesn't apply to business claims. However, that will cost more money (£65) and, at this stage, you might be best to leave it until after the OFT case, which is due to be heard on 8 January. After that, you can carry on the case because any decision will be irrelevant as the OFT case doesn't appl yto business claims (or did I already say that )

[BankLover_not]

Hello People,

 

Does anybody know how Lloyds TSB are playing it with business claims. I advised my friend to put in her court claim for her business account (she is owed 6k) and her claim has now been stayed automatically by the court not Lloyds TSB. However when we did our business claim for a Natwest account Natwest actually asked the court for the stay to be lifted and paid the fee which was great. However is there any chance Lloyds TSB will do the same? I read on here somewhere that Lloyds TSB are still paying out on business accounts.

 

Any help and guidance would be greatly appreciated.

 

BankLover_not

[steven4064]

I don't think this is because it's Lloyds TSB - I think it is a court thing. Obviously either not realised it is a business claim or don't know that the OFT case is irrelevant to business claims.