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    • Excellent news! Thread title updated. Please do consider a donation in light of the help received here. The help we give is free, but try telling that to our server hosts!
    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
    • I have contacted the sofa shop who are sending someone out tomorrow to inspect the furniture. I suspect if anything a replacement will be offered although I would prefer a refund. Few photos of the wear in the material, this is how it was delivered.  
    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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Hedgey v NatWest **WON**


hedgey06
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Oh God don't! I'm petrified of missing something off.............. probably my name knowing me!!!!!!!!!! xxx :D

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yea i know how that feels! i waited for the week i had the money(well stole it from other bills!) and then went to find i didnt have to pay! was i happy! (sort of!)

i think thats natwests policy to keep us so broke that we cant afford to take them to court!! lol

last week was the first week i had all my money without them taking a cut for about 6 weeks!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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just remember in the claimants section to put your full name AND title! and to put the banks name national westminster bank plc plus the address! and at the bottom of the pages to put defendants name and address and then the amount claimed on the other side!

its so precise u miss one word and they send it back

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Ooooh archer - I'm glad it's not just me!!! It's blo*dy awful robbing peter to pay paul all the time - can't wait to get this cash back to get straight!!

 

Woudn't mind, but they're gonna' have to pay me out £350 more than if they'd just given me ma' charges back!!! :confused:

 

Something somewhere's not quite adding up honey!!!! ;) xxx

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yea i know my money will see me being debt free! and something special for the kiddies and my mom!

if theyd have just given me my charges back in jan it was about 1500 less than it is now! and thats whithout the solicitors fees! they are so stupid its beyond belief,, they should give in gracefully! itd save them some money! well a lot of money actually!!!!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Lol........... it's complete insanity!!!!!!! WHY DON'T THEY JUST BLO*DY WELL COUGH UP!!!!!!!!!!

 

Wouldn't mind, but the floodgates must have totally opened on these claims in the last couple of months!!! They must be complete eejits to sit on these claims and then end up shelling out ridiculous amounts of interest and court fees!!!

 

Ah well........... me first bottle of champers in years will be on nat west!!! (well......... paid for by the bug*ers anyways!!!!!!!!!!) xxxxxxxxxx :p

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lol have visions of you clonking the bank manager with it! lol

yea what they should say is"dear mr/mrs ??? can you please tell us if you are a CAG member?" then when we say yes they should just say "ok then we know we dont stand a chance with our intimidatory tactics so heres ur dosh!"

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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lol have visions of you clonking the bank manager with it!

 

Lol............. don't tempt me cos I'm about five minutes away from knocking him out!!! :grin: :grin: :grin:

 

yea what they should say is"dear mr/mrs ??? can you please tell us if you are a CAG member?" then when we say yes they should just say "ok then we know we dont stand a chance with our intimidatory tactics so heres ur dosh!"

 

See? it makes perfect sense to us!!! Why don't they just listen!!!! :D

 

Do you know what though? Being on here's really changed me - I'm pulling every bu*ger up for everything at the moment!! Should be snotty hedgey instead of mrs hedgey!!! Lol........... someone'll be clocking me round the bonce with a bottle of champers if I'm not careful!!!!!!! xxxx :p

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lol i know what u mean! all of a sudden i feel very empowered now against these companies and they dont like it when you sound like you know what youre talking about!

im not taking any S*** from anyone anymore! yay for us!! we are great!!! :p

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Yaaaayyyyyyyyy for the gals who won't take no sh*t anymore!!!!! Wish I'd done it years ago.......... might never have got so blo*dy skint!!!!!!!! :rolleyes:

 

I'm just about to SAR Halifax Visa card, LLoyds TSB (old bank account), Nat West credit card (closed account that the s*ds defaulted me on!!) and then - once I've got that lot sorted and got me charges back off sh*t west - I want the rest of my charges back off NW! Hahahahahahaha!!!!!! I'd better hope the ink cartridge don't run out tonight!!! Lol........ can't afford one of them an' all!!!!!!!!!!!! xxxxxx :p :p :p

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lol u sound just like me! i ran out of ink and had to wait 10 days b4 i could carry on the fight !! lol i got them refilled its sooooo much cheaper! £19 for both cartridges!!

yep i shall be attmepting the 6 plus yrs with natwest after this,and ive SAR'd barclaycard who are being bug***s theyve sent me some but not all ive sent off the letter for non compliance and still nothing! im doing GE at mo have to fill in AQ friday and im taking cap one to court next week if no money turns up! lol it keeps the mind alert! its not much money off those ones though but it clears my balances with a little over,so more money for me in the long run!

right im off to bed, i hate getting up early! have fun with ur N1 form hedgey! u wait to feel that rush tomorrow when you hand it in! lol it could get addictive!!!!!

night x

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Ahhhhhh............... thanks archer, you're an absolute darling!!! Can't wait to get to that court!!!!

 

See you tomorrow honey.............. nite nite!!!! xxxxxxxxxxxxxx :p

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Oooh.......... let's have a look!!!

 

Blimey my emails slow opening!!!!!!!

 

Nope.......... nothing there enaid. :confused: :confused: :confused: xxx

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Morning Hedgey,

I think i have sussed it now, It is them new link things and the first one to come through was the beer garden, so me, went to that straight away, then I was told no access:eek:

Anyway they must have been doing a bit of tweeking last night, cause everything was dead slow, all ok now though I think!

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yea i tried to get on about 10 last night and i couldnt get on CAg at all was trying to get in other institutions and then i lost the site completely! talk about panic!!!

hedgey what time you going to court?

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Share on other sites

lol well from the sound of it shes wanting to clonk the bank manager with a bottle of champers! lol

shes handing her N1 in today! yay ............:D

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

lol yea that would be an idea! we'll have to wait til later to see if she's gone to take her court forms in.......... right off to get kiddies ready for school.... then work,in the pouring rain AGAIN! ah well no rest for the wicked

see you later enaid have a good day!:D

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Share on other sites

:grin: :grin: Hedgey's on a mission............ stomping off to the County Court in 5 minutes!!!!!!! Decided not to smack bank manager on head with bottle of champers............. I'll wait till I win and then do it!!!!!!!!! xxxxx :-D :-D

  • Haha 1

Can't find what you're looking for? Please have a look at Michael Browne's

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LOLOLOL watch out world here comes hedgey new and improved!!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

8) And how smug, self-satisfied, righteous, big-headed, top of the world and downright elated does hedgey feel right now gang??? VERY BLO*DY MUCH THANK YOU!!!!!!!!!!!!!!!! 8)

 

I nearly skipped out of that court today - felt ten foot tall (not bad for a 5'4 and a quarter" shortie!!!!) Security guide looked at me as though I'd gone mad!!!!!!!!! Lol.............. he was right - my brain exploded, my legs couldn't stop skipping and I couldn't stop smiling!!!!!!!! Poor bloke probs thought I needed locking up in a cell for the criminally insane!!!

 

Yaaaaaaaaaaaaaaaaaaaaaaaayyyyyyyyyyyyyyyyyyy for Fendy, archer, enaid, parkie, nattie, scott, bob m and anybody else who's posted on my thread over the last couple of weeks (sorry if I've left anyone off but I've just sank a glass of the old 'ribena' in 20 mins flat so feeling lightheaded!!!!). Can't believe how you guys have helped me stop being a scaredy wimpo and helped me stand up for myself!!! Bring it on nasty west................ hedgey's ready and waitin'!!!!!!!!! Luv ya' all - hedgey xxxxxxxxxxxxxxxxxxx :p

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