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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hedgey v NatWest **WON**


hedgey06
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Oh God don't! I'm petrified of missing something off.............. probably my name knowing me!!!!!!!!!! xxx :D

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yea i know how that feels! i waited for the week i had the money(well stole it from other bills!) and then went to find i didnt have to pay! was i happy! (sort of!)

i think thats natwests policy to keep us so broke that we cant afford to take them to court!! lol

last week was the first week i had all my money without them taking a cut for about 6 weeks!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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just remember in the claimants section to put your full name AND title! and to put the banks name national westminster bank plc plus the address! and at the bottom of the pages to put defendants name and address and then the amount claimed on the other side!

its so precise u miss one word and they send it back

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Ooooh archer - I'm glad it's not just me!!! It's blo*dy awful robbing peter to pay paul all the time - can't wait to get this cash back to get straight!!

 

Woudn't mind, but they're gonna' have to pay me out £350 more than if they'd just given me ma' charges back!!! :confused:

 

Something somewhere's not quite adding up honey!!!! ;) xxx

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yea i know my money will see me being debt free! and something special for the kiddies and my mom!

if theyd have just given me my charges back in jan it was about 1500 less than it is now! and thats whithout the solicitors fees! they are so stupid its beyond belief,, they should give in gracefully! itd save them some money! well a lot of money actually!!!!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Lol........... it's complete insanity!!!!!!! WHY DON'T THEY JUST BLO*DY WELL COUGH UP!!!!!!!!!!

 

Wouldn't mind, but the floodgates must have totally opened on these claims in the last couple of months!!! They must be complete eejits to sit on these claims and then end up shelling out ridiculous amounts of interest and court fees!!!

 

Ah well........... me first bottle of champers in years will be on nat west!!! (well......... paid for by the bug*ers anyways!!!!!!!!!!) xxxxxxxxxx :p

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lol have visions of you clonking the bank manager with it! lol

yea what they should say is"dear mr/mrs ??? can you please tell us if you are a CAG member?" then when we say yes they should just say "ok then we know we dont stand a chance with our intimidatory tactics so heres ur dosh!"

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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lol have visions of you clonking the bank manager with it!

 

Lol............. don't tempt me cos I'm about five minutes away from knocking him out!!! :grin: :grin: :grin:

 

yea what they should say is"dear mr/mrs ??? can you please tell us if you are a CAG member?" then when we say yes they should just say "ok then we know we dont stand a chance with our intimidatory tactics so heres ur dosh!"

 

See? it makes perfect sense to us!!! Why don't they just listen!!!! :D

 

Do you know what though? Being on here's really changed me - I'm pulling every bu*ger up for everything at the moment!! Should be snotty hedgey instead of mrs hedgey!!! Lol........... someone'll be clocking me round the bonce with a bottle of champers if I'm not careful!!!!!!! xxxx :p

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lol i know what u mean! all of a sudden i feel very empowered now against these companies and they dont like it when you sound like you know what youre talking about!

im not taking any S*** from anyone anymore! yay for us!! we are great!!! :p

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Share on other sites

Yaaaayyyyyyyyy for the gals who won't take no sh*t anymore!!!!! Wish I'd done it years ago.......... might never have got so blo*dy skint!!!!!!!! :rolleyes:

 

I'm just about to SAR Halifax Visa card, LLoyds TSB (old bank account), Nat West credit card (closed account that the s*ds defaulted me on!!) and then - once I've got that lot sorted and got me charges back off sh*t west - I want the rest of my charges back off NW! Hahahahahahaha!!!!!! I'd better hope the ink cartridge don't run out tonight!!! Lol........ can't afford one of them an' all!!!!!!!!!!!! xxxxxx :p :p :p

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lol u sound just like me! i ran out of ink and had to wait 10 days b4 i could carry on the fight !! lol i got them refilled its sooooo much cheaper! £19 for both cartridges!!

yep i shall be attmepting the 6 plus yrs with natwest after this,and ive SAR'd barclaycard who are being bug***s theyve sent me some but not all ive sent off the letter for non compliance and still nothing! im doing GE at mo have to fill in AQ friday and im taking cap one to court next week if no money turns up! lol it keeps the mind alert! its not much money off those ones though but it clears my balances with a little over,so more money for me in the long run!

right im off to bed, i hate getting up early! have fun with ur N1 form hedgey! u wait to feel that rush tomorrow when you hand it in! lol it could get addictive!!!!!

night x

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

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Share on other sites

Ahhhhhh............... thanks archer, you're an absolute darling!!! Can't wait to get to that court!!!!

 

See you tomorrow honey.............. nite nite!!!! xxxxxxxxxxxxxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

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Oooh.......... let's have a look!!!

 

Blimey my emails slow opening!!!!!!!

 

Nope.......... nothing there enaid. :confused: :confused: :confused: xxx

Can't find what you're looking for? Please have a look at Michael Browne's

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Morning Hedgey,

I think i have sussed it now, It is them new link things and the first one to come through was the beer garden, so me, went to that straight away, then I was told no access:eek:

Anyway they must have been doing a bit of tweeking last night, cause everything was dead slow, all ok now though I think!

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yea i tried to get on about 10 last night and i couldnt get on CAg at all was trying to get in other institutions and then i lost the site completely! talk about panic!!!

hedgey what time you going to court?

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

lol well from the sound of it shes wanting to clonk the bank manager with a bottle of champers! lol

shes handing her N1 in today! yay ............:D

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

lol yea that would be an idea! we'll have to wait til later to see if she's gone to take her court forms in.......... right off to get kiddies ready for school.... then work,in the pouring rain AGAIN! ah well no rest for the wicked

see you later enaid have a good day!:D

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

:grin: :grin: Hedgey's on a mission............ stomping off to the County Court in 5 minutes!!!!!!! Decided not to smack bank manager on head with bottle of champers............. I'll wait till I win and then do it!!!!!!!!! xxxxx :-D :-D

  • Haha 1

Can't find what you're looking for? Please have a look at Michael Browne's

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LOLOLOL watch out world here comes hedgey new and improved!!

additions direct-no CCA

marshall ward-no CCA

next-CCA turns up after they have committed offence,(30 days) S.A.R - (Subject Access Request) time!

monument -CCA not signed reported to TS for harrassment 1st letter sent TS are useless

associates visa-no CCA

think there might be a pattern here!?:lol:

GE Money- won

barclaycard-- N1 put into court

capital one - won

NatWest- won

 

never lose sight of your goal!

Link to post
Share on other sites

8) And how smug, self-satisfied, righteous, big-headed, top of the world and downright elated does hedgey feel right now gang??? VERY BLO*DY MUCH THANK YOU!!!!!!!!!!!!!!!! 8)

 

I nearly skipped out of that court today - felt ten foot tall (not bad for a 5'4 and a quarter" shortie!!!!) Security guide looked at me as though I'd gone mad!!!!!!!!! Lol.............. he was right - my brain exploded, my legs couldn't stop skipping and I couldn't stop smiling!!!!!!!! Poor bloke probs thought I needed locking up in a cell for the criminally insane!!!

 

Yaaaaaaaaaaaaaaaaaaaaaaaayyyyyyyyyyyyyyyyyyy for Fendy, archer, enaid, parkie, nattie, scott, bob m and anybody else who's posted on my thread over the last couple of weeks (sorry if I've left anyone off but I've just sank a glass of the old 'ribena' in 20 mins flat so feeling lightheaded!!!!). Can't believe how you guys have helped me stop being a scaredy wimpo and helped me stand up for myself!!! Bring it on nasty west................ hedgey's ready and waitin'!!!!!!!!! Luv ya' all - hedgey xxxxxxxxxxxxxxxxxxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

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