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    • Do not under any circumstances plead guilty until we know what we are dealing with. It's a sure way to 9 points. The tried and tested way to handle this is to plead not guilty to both charges and offer to plead guilty to speeding provided the "Fail to give information" charge is dropped. But I am concerned about this "ticket refused" sticker. I've never heard of this before. A "ticket" is not a term used in connection with speeding offences. There seems a distinct possibility that your response was received by the police but one thing worries me: I've never heard of a sticker being placed on a response and it being returned "Return to Sender". t's just not what ticket offices do. If you could post a picture of this document and the sticker it might help.  If you can show the response was received you may have a defence to the "Fail to Provide" charge (provided you completed your response properly). If the police are saying you did not respond they cannot succeed with a speeding charge (as they have no evidence you were driving). But if you did not respond, who put the sticker on the document and sent it back yo you?
    • lolerz, many thanks for your reply and correcting my big mistake, oh dear start again. They sent the section 48 along with the Form NO 6A, it was sitting on top of the paperwork, sorry about that. SO they have sent me a Form No 6A and i have received the court paperwork with the claim form and defence paperwork.    
    • Hamster Bedding. Ignore.
    • Hi, below is a draft of the letter Address: Hugo Martin Director of Legal and Company Secretary EVRi Parcelnet Ltd trading as Evri CAPITOL HOUSE, 1, CAPITOL CLOSE LEEDS LS27 0WH REQUEST OF CONTRACTS      Dear Sir/Madam, I am writing in regards to the ongoing small claims case ____. In your Defendant’s response you make reference to a pre-existing commercial agreement between yourselves and Packlink (2.7). In that, you claim to have a clause removing customers third party rights under the Contract (Rights of Third Parties) Act 1999. I would like to request a copy of this contract and confirmation of the date on which the exclusion of third party rights term was included in it. If you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. I also notice that you have destroyed tracking information due to "lapse of time" in line with your data protection policy (2.12). Can you share where this data protection policy is disclosed to customers? I also ask you to forward you a copy of that data protectiono policy, and again if you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. Kind regards,
    • Firstly, thank you for filling in the sticky so quickly - we wish everyone who comes here would do that! You're in the clear.  MET don't know who the driver was.  They can use Schedule 4 of the Protection of Freedoms Act 2012 to transfer liability to the keeper if their bilge arrives within 14 days - they didn't send it out till 102 days after!!! So sit on your hands.  MET will come out with threat after threat but ultimately will do nothing. Have a read of other threads for this car park - we are having a tsunami of cases at the moment. Be sure to come back here though if they ever send you a Letter of Claim.  
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Laffar v's Natwest


laffar
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Hi Laffar

I am reading with interest how you are getting on. I have just recieved the letter saying the charges stay - they did offer me £630 compensation even though I have claimed just under £5000.0. I need to let them know I am not going to accept the offer but do you just send a standard letter or a special letter? I feel stuck to this computer at the moment and as you stated it is pretty frightening stuff. I would appreciate your help. Thanks

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Great news!

:p MY POSTS ARE MY OPINION ONLY...IF IN DOUBT TAKE PROPER ADVICE...I'M JUST CLAIMING TOO !

 

NatWest SETTLED IN FULL 25/08/06

Capital One settled in full 12/10/06

LTSB prelim letter sent 25/08/06

LTSB standard prelim response received 02/09/06

LBA sent 15/09/06

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Hi Laffar

I am reading with interest how you are getting on. I have just recieved the letter saying the charges stay - they did offer me £630 compensation even though I have claimed just under £5000.0. I need to let them know I am not going to accept the offer but do you just send a standard letter or a special letter? I feel stuck to this computer at the moment and as you stated it is pretty frightening stuff. I would appreciate your help. Thanks

 

 

Have you passed the stage of filing your claim on-line? Or is this before the Letter Before Action?

 

If its after the moneyclaim online stage i wrote the following (but reading back it may be a little aggressive)

 

Dear Sir or Madam:

Claim No: ********

Your Client: National Westminster Plc

I Acknowledge receipt of your letter dated: Whenever

I believe that my claim will not fail in court and will only accept a settlement for the full amount of the claim including interest.

Therefore I am declining your offer of £600.

 

 

I don't think there's a specific template letter to send in response to this, however, the standard reply is to say thanks and you'll accept it as a partial refund but will continue with the claim for the full amount.

 

If their offer was in response to your Prelim letter i would add this to the Letter Before Action ... you don't want to be delaying more than you have to by sending seperate letters. They won't give you the £600 seperately anyway.

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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Hi Laffar - Thank you so much for your reply. I have sent a basic breakdown of charges with dates and reasons for charge with the letter stating unjust charges etc. They replied well within the 14 days to say the charges stay. I have done nothing since and that was 2 days ago. I thought now I needed to send the charges with the 8% interest added onto the spreadsheet from the web and another letter? What is the LBA everyone mentions - I cannot find it anywhere. When do I send the online claim? Sorry, I must sound like a right DIV. I think I will send a similar letter as you wrote to say not acceptable although I dont think I am as ard as you. ha ha.

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There is a template somewhere, but, like you, i can't find the template library either ... it's been a while since i've had to dip in there!

 

Anyway, i've found the perfect response for you in the Barclays forum, just fill in the stars.

 

On the subject of interest. The interest you claim at this point is that incurred on any overdraft thats made up of these charges, this is NOT the 8%. The overdraft interest can be calculated by using the spreadsheet vampiress has so kindly made.

 

The 8% is only added at the moneyclaim stage.

 

Hope this is clear

 

 

Dear Sir/Madam

 

Letter Before Action

 

I now understand that the regime of 'fees' which you have been applying to my account in relation to direct debit refusals, exceeding overdraft limits and so forth are unlawful at Common Law, Statute and recent Consumer regulations.

 

I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.

 

I am frankly shocked that you have operated my account in this way as I had always reposed confidence in your integrity and expertise as my fiduciary.

 

I calculate that you have taken £**** plus £*** which you have charged me in overdraft interest for the sum which you have taken. Total £*** to date.

 

With reference to the above, and to your letter dated ****. I wish to thank you for your offer of £**** in respect of bank charges levied over the last *** years on my account. I will be happy to accept this offer as an interim payment (not Full and Final Payment), but wish to inform you that I require the outstanding balance of £**** to be paid within 14 working days.

 

I require repayment in full of this money. If you do not comply fully within 14 days then I shall begin a claim against you for the full amount plus interest plus my costs and without further notice.

 

Yours faithfully,

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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Ooooo yes, i'm psychic, got a cheque for the full amount when i got back from my weekend away!! it's a big relief i can tell you, just hope it doesn't burn a hole in my pocket.

 

thanks for everyones support and advice.

 

Congratulations!!!!!!

I am just soooo pleased that you got your cheque as well!!!

Im sorry its taken a little while, I havent been on for a few days, and this is just the best news ever.

its great isnt it?

Lynne

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Thanks Lynne, it's fantastic news isn't it. Now i'm on to Egg, but that case is a little more tricky.

 

Thanks for your help and support

 

Ross

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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Thanks Lynne, it's fantastic news isn't it. Now i'm on to Egg, but that case is a little more tricky.

 

Thanks for your help and support

 

Ross

 

Its so adddictive isnt it... Im on Barclaycards case... Ive had a well we will give you the difference between our charges and the OFTs recomendation... onward we go with that one.

 

best of luck with egg

 

Lynne

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  • 12 years later...

This topic was closed on 10 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

NatWest:

Sent LBA on 12 May.

Submitted MoneyClaim on 30 May.

Acknowledged 7 Jun, 3 Jul deadline for response

Defence filed 4 Jul

Received their copy of AQ 21 July, awaiting court date

*********** SETTLED IN FULL - 17 August *************

Egg Card:

Requested Payment Protection Refund on 20 May,

Sent Data Protection Act request, egg acknowledged,

8 Jul deadline for response.

26 Jul: Sent Prelim Letter

01 Sep: Sent LBA

Citibank:

Not Started

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