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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Kat v HSBC ****WON****


Katteh
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Well the charges are only £25 - but it affects the total, and the interest etc. Surely if my claim is incorrect they'll notice and pick me up on it? I'm happy not to pay the £25, as the £35 charge is more so I'll be losing out, I just want everything to be correct. Do you think it will affect the claim then or not? Also - if I didn't amend it, when sending the list of copy of the charges to them, do I take off the September charge or leave it on there?

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I just want everything to be correct
.

I understand what you mean, nervy as hell, big bank, little me etc.

 

Do you think it will affect the claim then or not?

No, there are plenty of instances of people overclaiming ie including things they can't claim for and the bank will merely deduct those from the total,

 

Also - if I didn't amend it, when sending the list of copy of the charges to them, do I take off the September charge or leave it on there?

Again I'd leave it as is, then it's just a typo.
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*Another* question (sorry!).. I've been reading other peoples cases and it all seems like there's a lot of different things to do.

I've filed the claim and sent off the letter/charges summary to MCOL, do I need to do anything now or is the ball in their court?

Also - I keep reading about an AQ, what is one of those?

If there's a page which has information about this kind of thing on here, which I've managed to miss, i'd be very greatful if you could point me in the right direction. Thanks! :)

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Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

 

Yours sincerely,

 

 

The Aq will be sent after they file a defence and it has been transferred to your local court. So some tiem yet. See here:

 

Allocation Questionnaires - A guide to completion

Allocation Questionnaires - A guide to completion

Allocation Questionnaire - Draft directions order

New strategy for Allocation Questionaires

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hi kat

 

yes i'm afraid this will be a long wait now but it gives you plenty of time to read other peeps threads and see what's gone on since theirs were acknowledged, and also to familiarise yourself with the aq etc.

 

your'e well on your way now - it won't be too long

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Just a quick update. Received the Acknowledgement of service, so I sent off to Deborah the list of charges and cover letter. What can I expect next? Are they likely to file a defence?

Thanks in advance.

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most likely - count the 28 days from the date of issue (service date)

just keep an eye on the mcol button near the 28 days - see if it will let you press for judgment when it's 28 days. but as i said - they will most likely defend - at the last minute.

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Okay thanks.

Is there a way that we can actually get in touch with DG? I'm getting Debbies voicemail constantly, but I expected that. I'm wanting to confirm that they received my summary of charges, but have a feeling that getting in touch with them will not be easy as I'd like it to be. :)

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Thanks. :p

 

Just rang Debbie to see if she got my summary of charges which I sent, and before I could even explain anything she said "i'm not dealing with this i'll put you through to the person who is" and transferred me to Rachel Tomlinson. I addressed it to Debbie when I sent it, and she said she won't have seen it, it would go straight to 'the other team who will be dealing with it'. This makes no sense to me! Has this happened to anyone before?

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here's a few names,addresses, phone numbers and email addy's to keep you going!!

0121 455 2111 (Debbie) D’Aubney

0121 455 2701 (Rachael) Tomlinson

0121 455 2196 (Kate) Eaves

0121 455 2206 (Alan) Burden

Fax 0121 455 2150

 

emails are [email protected]

[email protected]

[email protected]

[email protected]

If i've been helpful in any way....then tip my scales over there!

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Thank you netty. :)

 

Just a quick run over of what's going to happen now, so if people could correct me if I'm wrong - that'd be great.

 

So.. I've sent my summary of charges to DG now that I have the notice of Acknowledgement from the court, with the 'intending to defend' box ticked. Am I right in saying that I now wait until the 28 days is up, and I'm expecting them to defend at the last minute.. so once they defend I then receive the allocated questionnaire?

 

I've been doing a lot of reading up on timelines etc here - but still a bit hazey over this bit! Also, can I expect them to give me an offer at any point?

 

Thanks a lot in advance. :)

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yes kat, this is the most boringly long period now - waiting for them to defend - unless of course you're one of the lucky one's who can file for judgement if the they don't defend!! just spend some time looking through the links below to prepare for the next stage - plenty of time!

kick back

 

Allocation Questionnaires - A guide to completion

New strategy for Allocation Questionaires

If i've been helpful in any way....then tip my scales over there!

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