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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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FOOD issues????


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Right was wondering if this is in the right place first off, as can't seem to find anything about general food retail issues on here?? i know the sites more for big issues (retail) and bank charges but i need to know if i'm making a mountain out of a mole hill with this issue or if you think i should be as angry and sickened by the issue as i am!

 

I'm not going to go into great details in this 1st post until i know that its worth telling the story to get some advice and your thoughts on it, all i'm saying is its about a chicken and a chickens head :|

 

just delete this thread if theres no interest or its not something that is really spoken about on this site, just don't want to embarass myself again, liike i did on a t.v program this morning :-(

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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I have on many occassions complained successfully to food retailers, from reclaiming the cost of a coat which ripped on one of their counters to complaining about appalling service (got a huge bunch of flowers, £50 vouchers and a food hamper)

 

I will help if I can

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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Im naturally nosey

I NEED to know now!!!

Could you fill us in on your tv appearance to?

I once had issues with a cheeseburger and Pharoh ants if that helps?!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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right basically what happened was i purchased a chicken from my local co-op cooked it, craved it, and myself, hubby, kids, brother and niece ate it, later on when i was stripping it for the cats, i noticed there was something inside it, i thought i'd cooked it with giblets inside (as i have done this before :oops: ) i then pulled the chicken apart and it wasn't giblets but a chickens head complete with a massive beak feathers and eyes, needless to say i was shocked first thing i thought was "oh my god we've all just eaten the chicken how do i tell everyone" i pulled myself together and took the chicken and baking tray back to the co-op explained what had happened the supervisor ran off with her hand over her mouth at the sight. anyway the upshot was i got new baking tray there and then (which is crap compared to my old one), and told to phone the NHS helpline, which i did (because i over cook everything they explained that we should all be o.k, and we were) i then got a phone call saying that the chicken would have to be sent to the supplier for tests????? and that the co-op offered me a full refund, which next time i'm in shopping just ask for the manager who will sort the refund out! i think this is awful that i have to belittle myself next tiem in go shopping and ask for my refund (its a really small town that i live in where everyone knows each other, this is why i feel like this) i can't see why they couldn't send out a voucher! since then 10 days ago i have received a 3 line letter from head office, saying they will keep me informed of the chicken tests :-? i phoned head office yesterday asking for the suppliers name which they wouldn't give me and said if i hadn't heard anything by next week phone back, i can't believe i'm being treated like this!! the head was placed in the chicken its not an accident surely because it was a "co-op chicken" they should be dealing with me and and supplier.

 

dollies: sorry i wasn't on t.v i was speaking on a t.v topical talk show (On the phone) and was shot down in flames by 1 of the spokespersons saying they couldn't see anything wrong with the head/chicken isssue and "did i knot realise the amount of guts etc that use to be in the chicken" i answered with " the chicken didn't say complete with head on the wrapper" i was then told "in the older days people use to kill, gut etc chickens and then eat them" i never got to reply cause it was like "thanks for your call" and i was cut off.

 

after the event i emailed 5 papers none have got back in touch (i understand before any one says about "its not the end of the world etc etc" but i've seen the worlds biggest crisp, funniest shape potatoe etc and just think this is a bit omg thats disgusting.

 

what i want to know is is this now exceptable in this day and age, or should i stand my ground??

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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OMG!!!

I can fully understand how you are feeling

I would of freaked completely out!

If the bag didn't say it would contain the chickens head (and who would want it?!) then it shouldn't of been there! I would contact enviromental health

They will know if you have a good cause for complaint from the health point of view. You can guarantee if they get onto CO-OP the attitude will soon change.

ewwww that is sooooooooo gross

I dont buy chickens with giblets in cos the whole thing makes me gip

but I honestly can't see me ever buying a whole one again now.

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

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cheers dollies, was starting to think i was over reacting after this mornings embrassment (t.v) its beef all the way with me now, can't get the picture out of my head :shock:

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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  • 3 weeks later...

omg you're not going to believe this, I after phoning and phoning the co-op head office received a letter from them and the suppliers the chicken came from, the co-op letter said the usually "sorry about this crap, heres £30 in co-op vouchers and hope you still continue shopping with us" the suppliers letter says "no way is it possibly for this to of happened and basically i must of placed the head in there myself" :shock: needless to say i'm totally fuming, cause everone has a stock of chicken heads (complete with feathers and eyes) in there frigde don't they!!!!!!!!!! i have since been in touch with our local enviromental health who say that they will look into ot for me, but because the co-op throw away the chickens head and never sent it to the suppliers theres not much they can do. I do have pictures a letter from the co-op what more proof do they need? i'm just so angry that i am getting accused of doing this. I just think its wrong what ever happened to "the customers always right"??

 

I live in a really small coastel village and theres a right who-ha because tesco's wants to open in the town, well hope it does now and co-op has to close :mad:

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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