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      SJP letter from courts - Car tax fine

      By notodebt · Posted

      HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
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      By BankFodder · Posted

      Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • dx100uk
      SJP letter from courts - Car tax fine

      By dx100uk · Posted

      You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • dx100uk
      Private Land parking issue

      By dx100uk · Posted

      The boundary wiill not be the yellow line.  Dx  
    • notodebt
      SJP letter from courts - Car tax fine

      By notodebt · Posted

      Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Mercers Debt Collection

Donel261

By Donel261
in Debt Collection Agencies

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mr.ton

mr.ton

Posted
Posted
this just shows you imature attitude, if you adopt the same attitude towards your debts, its no wonder your in trouble!!!!

 

Im sure he's not in trouble - infact im sure he's loving every minute of baiting your industry...like i am :)

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Guest dwheeler

Guest dwheeler

Posted
Posted
i think what you need to remember is that a lot of our members have had some pretty bad experiences with debt collectors at one time or another. so feelings do tend to run high on this topic

 

the example i gave in my recent post highlights that you dont always get it right, but the problem is that in the cases ive seen is that you dont accept any wrong doing,even when the person has done all they can to tell you their income and expenditure etc, you still hound them for payment, payments that they will never be able to make in their current situation

 

it would be fairer for you to take them to court than to dog and harrass the life out of people

 

I dont think anyone can say they get it right first time, I certainly dont get it right all the time but I dont ever make the same mistake twice..

 

Let me give you an example. I recently had to deal with a single mum with 2 kids whos's child had just got in with the wrong croud and stole her credit card and pin. he ran up debt of just under 2k and had been told unless she was willing to prosecute her own son she was liable, I had her crying on the phone for hours, I explored every option and took a few days to get back to her. her dad was offering a full and final but rather than ruin her already shakey credit rating I decided off my own back to wipe all her over limit and late payment fees and wiped of the debt, which I later took a severe b*ollicing for, now I didnt have to do that but I did, so while I appreciate that you, your friends, your family, may have had problems where not all the monsters you make out

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mr.ton

mr.ton

Posted
Posted

Let me give you an example. I recently had to deal with a single mum with 2 kids whos's child had just got in with the wrong croud and stole her credit card and pin nothing to do with you, a police matter. he ran up debt of just under 2k and had been told unless she was willing to prosecute her own son she was liable, I had her crying on the phone for hours told by whom? yet again,nothing to do with you I explored every option and took a few days to get back to her. her dad was offering a full and final but rather than ruin her already shakey credit rating how kind of you I decided off my own back to wipe all her over limit and late payment fees illegal anyway and wiped of the debt, which I later took a severe b*ollicing for good now I didnt have to do that but I did what a saint so while I appreciate that you, your friends, your family, may have had problems where not all the monsters you make out not you personally but the system you are a part of is

 

:)

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Guest dwheeler

Guest dwheeler

Posted
Posted
and that last sentence unfortunately sums you up... you''e talking about the bottom line again when really it would have meant more to us if you'd said.. "I managed to come to an arrangement with a little old granny who couldnt afford too much in repayments and we agreed to accept what she could afford" or something of similar ilk, the fact everything with you and your job is money orientated is why you and your kind will always be hated on this forum.

 

You state in a reply above, nobody bent their arm to take the money... nobody bent barclays arm to lend to them either... both sides must take blame.

 

S.

 

I agree actuallyit is both sides to blame, but the point im making is that when reading some of peoples comments it frustrates me and you picture Barclacard stood with a gun or twisting their arm up their back.

 

and actually I think because this is my view thats why I deal with people differently please have a read....

 

Let me give you an example. I recently had to deal with a single mum with 2 kids whos's child had just got in with the wrong croud and stole her credit card and pin. he ran up debt of just under 2k and had been told unless she was willing to prosecute her own son she was liable, I had her crying on the phone for hours, I explored every option and took a few days to get back to her. her dad was offering a full and final but rather than ruin her already shakey credit rating I decided off my own back to wipe all her over limit and late payment fees and wiped of the debt, which I later took a severe b*ollicing for, now I didnt have to do that but I did, so while I appreciate that you, your friends, your family, may have had problems where not all the monsters you make out

 

so yes I do take it as a kick in the B*lls when ive gone out my way to help someone and I get rude and childish comments on here, I have time for people like you who talk but I dont have any time for people who want to insult me or write childish comments

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beachcomber60

beachcomber60

Posted
Posted (edited)

Dwheeler, your comments to my last post sums up what **** work in the debt collection industry, that is just typical example of mercers caring customers service - thats exactly WHY we look at our agreements and tell our fellow members DO NOT SPEAK TO THESE PEOPLE (I use the word people loosly - in my mind your all leeces - use fear, intimidation - you wouldn't know the meaning of fair and consideration if it bit you on the backside)

 

So you've worked in the industry since leaving school - when was that last week - I'd say it was by your immature comments!

 

Think it's time the Mods. 'terminated' this member - he/she sorry 'IT' serves no purpose to CAG.

 

The tide is turning against the likes of you & the industry you claim to represent.

Edited by beachcomber60
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Guest dwheeler

Guest dwheeler

Posted
Posted
:)

 

It was the police who told her, they would not give her a crime ref without leaving her son liable. I could have told her it wasnt my problem but I decided to help

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mr.ton

mr.ton

Posted
Posted
I agree actuallyit is both sides to blame, but the point im making is that when reading some of peoples comments it frustrates me and you picture Barclacard stood with a gun or twisting their arm up their back. thats great news hope you get frustrated even more

 

and actually I think because this is my view thats why I deal with people differently please have a read....how you deceive people differently you mean?

 

Let me give you an example. I recently had to deal with a single mum with 2 kids whos's child had just got in with the wrong croud and stole her credit card and pin. he ran up debt of just under 2k and had been told unless she was willing to prosecute her own son she was liable, I had her crying on the phone for hours, I explored every option and took a few days to get back to her. her dad was offering a full and final but rather than ruin her already shakey credit rating I decided off my own back to wipe all her over limit and late payment fees and wiped of the debt, which I later took a severe b*ollicing for, now I didnt have to do that but I did, so while I appreciate that you, your friends, your family, may have had problems where not all the monsters you make out you already said (see above)

 

so yes I do take it as a kick in the B*lls when ive gone out my way to help someone and I get rude and childish comments on here plenty more of them coming your way I have time for people like you who talk but I dont have any time for people who want to insult me or write childish comments no-one wants you here anyway in case u hadnt noticed

 

:)

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mr.ton

mr.ton

Posted
Posted
It was the police who told her, they would not give her a crime ref without leaving her son liable. I could have told her it wasnt my problem but I decided to help

 

You only decided to "help" so as your companies best interests was looked after...you couldnt have gave a monkies about that mum or her child & sitaution....:rolleyes:

So dont come across all saintly on here coz it makes me & most other Caggers puke quite frankly.

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Guest dwheeler

Guest dwheeler

Posted
Posted
Dw*nker, your comments to my last post sums up what **** work in the debt collection industry, that is just typical example of mercers caring customers service - thats exactly WHY we look at our agreements and tell our fellow members DO NOT SPEAK TO THESE PEOPLE (I use the word people loosly - in my mind your all leeces - use fear, intimidation - you wouldn't know the meaning of fair and consideration if it bit you on the backside)

 

So you've worked in the industry since leaving school - when was that last week - I'd say it was by your immature comments!

 

Think it's time the Mods. 'terminated' this member - he/she sorry 'IT' serves no purpose to CAG.

 

The tide is turning against the likes of you & the industry you claim to represent.

 

I treated you with the same contempt that you did with me. its alright for you to throw snide comments at me but when I give them back you dont like it!!!!

 

I left school in 1994 actually

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Guest dwheeler

Guest dwheeler

Posted
Posted
You only decided to "help" so as your companies best interests was looked after...you couldnt have gave a monkies about that mum or her child & sitaution....:rolleyes:

So dont come across all saintly on here coz it makes me & most other Caggers puke quite frankly.

 

it was done in the best interests of the parent actually !!

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42man

42man

Posted
Posted

I know they have some serious issues when you state that you are an employee and state your salary.....I know 2 guys from a major retailer who were sacked for posting on forum boards.....

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Guest dwheeler

Guest dwheeler

Posted
Posted (edited)
Dw*nker, your comments to my last post sums up what **** work in the debt collection industry, that is just typical example of mercers caring customers service - thats exactly WHY we look at our agreements and tell our fellow members DO NOT SPEAK TO THESE PEOPLE (I use the word people loosly - in my mind your all leeces - use fear, intimidation - you wouldn't know the meaning of fair and consideration if it bit you on the backside)

 

So you've worked in the industry since leaving school - when was that last week - I'd say it was by your immature comments!

 

Think it's time the Mods. 'terminated' this member - he/she sorry 'IT' serves no purpose to CAG.

 

The tide is turning against the likes of you & the industry you claim to represent.

 

 

I treated you with the same contempt that you did with me. its alright for you to throw snide comments at me but when I give them back you dont like it!!!!

I think the saying treat others the way you wish to be treated springs to mind !!

Edited by dwheeler
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mr.ton

mr.ton

Posted
Posted

I seriously doubt everything is as rosy in your industry as you make out.

If it was..you wouldnt feel the need to post on forums like this.

You & i both know that your company/industry is suffering & that is in part, thanks to sites like this.

Me thinks that this is really a case of you wanting to get your "own back" so to speak, on what you see as the causes of your companies problems..namely CAG & sites like it.;)

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Guest dwheeler

Guest dwheeler

Posted
Posted
Do Barclays know that you are posting on here ?

 

 

YES actually I had a conversation last night with the director of collections just to cover my back incase any threats were made or someone tried to use it against me

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42man

42man

Posted
Posted

Only reason I ask is you mention that you state that you follow procedures and policy for your company, and as I am familiar with contracts of employment, i'd say that you were in breach of several policies in your contract of employment....but I can tell you now, that the Chairman of Barclays would NOT be happy with some of your comments on here......

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mr.ton

mr.ton

Posted
Posted
YES actually I had a conversation last night with the director of collections just to cover my back incase any threats were made or someone tried to use it against me

 

Well in that case you wont mind if one of us on here clarifies that with the "director of collections" ;)

Come to think of it Barclays head office might be interested to hear off one of us?

If you are suggesting what i think you are..in that your pressence on here has your directors "approval" then i smell a potential scandal there somewhere..:cool:

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Guest dwheeler

Guest dwheeler

Posted
Posted
I know they have some serious issues when you state that you are an employee and state your salary.....I know 2 guys from a major retailer who were sacked for posting on forum boards.....

 

I stated 41k in a previous post however I could have earned more I could have just pulled that figure out of the sky, the only correct info is how I run my personal finances and if I choose to disclose that then thats up to me

 

Barclays are quite open over salaries, all you have to do is look at barclays.com and search for B3 B4 B5 B6 B7 in the recruitment pages and you will see exactely what people are on its no secret otherwise they wouldnt publish it

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beachcomber60

beachcomber60

Posted
Posted
I treated you with the same contempt that you did with me. its alright for you to throw snide comments at me but when I give them back you dont like it!!!!

I think the saying treat others the way you wish to be treated springs to mind !!

 

When I read your first post I thought you might offer sound advice - how wrong I was ! Snide remarks? Nah just lowered myself to your level in the manner the likes of you speak to us on the phone.

 

Your not getting to me dwheeler - actual fact I'm luvvin every minute of it - more like we are getting to you me finks.

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Guest dwheeler

Guest dwheeler

Posted
Posted
Well in that case you wont mind if one of us on here clarifies that with the "director of collections" ;)

Come to think of it Barclays head office might be interested to hear off one of us?

If you are suggesting what i think you are..in that your pressence on here has your directors "approval" then i smell a potential scandal there somewhere..:cool:

 

My Director was told of the comments made on here and was dissappointed (like me) and is interested to know why we are getting such a poor reputation

 

There is no secret that im on here and I made myself know as Barclays staff straight away so you cant say you were tricked or lead into any comments - you made you opinions made quite clear from the start

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