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Itsme VS Welcome Finance


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hey itsme,

 

hope all goes well at court today, thinking of you. Let me know how it goes!

Your fellow Welcome fighter!

Carina x

£914.00 unfair bank charges recovered from NatWest after 1st letter :)

 

£255.00 unfair bank charges recovered from RBS after 1st letter :)

 

Welcome Finance cannot supply original agreement, N1 issued for charges, PPI & interest total over £3k :cool:

 

Woolwich 2 defaults removed, 1 ccj removed. My credit file is now clean :D

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Hello Guys,

 

I am back..something achived:) ..something hasn't :( ..not happy...a bit sad..do not understand why they ordered that stupid hearing....I'd rather PM you...or email you..Everything is still under controll..i am still strong enough....just sad...

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Hello Maria, you say something achieved so focus on that for now, you have done well to actually get to a hearing, best wishes.

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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Hi Maria

 

You have done so well! getting to the hearing like maybelline has said and at least you have achieved something... So well done! and please keep your spirits up....

 

minky xxx

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Hello Guys,

 

I am back..something achived:) ..something hasn't :( ..not happy...a bit sad..do not understand why they ordered that stupid hearing....I'd rather PM you...or email you..Everything is still under controll..i am still strong enough....just sad...

 

PM me please Maria

£914.00 unfair bank charges recovered from NatWest after 1st letter :)

 

£255.00 unfair bank charges recovered from RBS after 1st letter :)

 

Welcome Finance cannot supply original agreement, N1 issued for charges, PPI & interest total over £3k :cool:

 

Woolwich 2 defaults removed, 1 ccj removed. My credit file is now clean :D

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Hiya Itsme,

 

Please don't be sad, can we help you, you know you are never alone, we are all here for you

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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hello Itsme, hope you feeling better today now the dust has settled, this is just one more step but you will get their in the end:)

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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Hello May,

 

keep it watching...i think i have best help and support of very intelligent people.....

 

will not give up mich:)x

 

Dear Hell, starting this claim was not my best idea, specially without ANY expirience...but with all kind words i do feel better... have 14 day to submit AQ....

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Hello May,

 

keep it watching...i think i have best help and support of very intelligent people.....

 

will not give up mich:)x

 

Dear Hell, starting this claim was not my best idea, specially without ANY expirience...but with all kind words i do feel better... have 14 day to submit AQ....

Hiya itsme,

 

So glad to see you post again:D We are all in the same boat itsme, we were very ignorant to the foul deeds these companies act unlawfully under, but bit by bit we will get there:D

 

Think of this in a war stratagy, you may lose a battle, doesn't mean that you will not win the war.:D

 

Keep going :D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hiya Its Me,

What can I say ... I know how it feels to have a kicking from the court, It all comes down to the particular Judge, I thought I had fought my corner to get my case allocated to Small Claims..Turned out I was wrong and the Judge went with GE's Fast Track route, And given a court hearing date sometime between 2nd and 22nd December, Oh well maybe get some christmas shopping when Im down..lol.

 

I know you must have felt a bit like I did..In fact felt I Bloody awful, I took couple of days out from here and had a good think of what to do next. Well Im here again and still fighting, Someone has to stand up to these Companies that simply think with their bullying and scare tactics we will all just go away and let them continue to rip consumers off, Sorry but I have been ripped off to many times to let this go on any longer.. An i am continuing to raise this rip off market as much as I can with the Press etc.:D

 

I know you will be having doubts about going on.. Well just remember that there are a lot of people on here behind you with support and indeed comfort if you need it.

 

Take Care

 

Ian :)

Lloyds TSB -PPI - Full refund . 05/09/06 :D:p (As Seen on TV) :p

Halifax settled in Full.. :D 22/09/06

TSB First Claim SETTLED IN FULL 19/10/06 :D

Second Claim to Lloyds TSB - Settled in Full

Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07

PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.

 

 

 

If my post has helped you, please click the scales! :grin:

 

Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.

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Dear Ian,

 

I feel much better now...but still a bit speachless...trying to put it on the back of my mind...

 

Thank you for your kind words.

 

 

xx

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Hey Maria,

 

Lets think about this logically...

 

-You have made a claim against Welcome

- Welcome reply

- You decide to change your claim details

- Welcome have to change their details too

- the court orders you pay them for their trouble

 

now think of it like this. If you were taken to court over something you thought you could get away with an then the company taking you to court decide to change the details, i suspect that you would try to get back what small amount of money you could BEFORE YOU LOST THE COURT CLAIM!!

 

so lets hope it ends like this:

 

- you pay welcome their £103

- they pay you in full

 

at the end of the day your the winner :)

  • Haha 1

£914.00 unfair bank charges recovered from NatWest after 1st letter :)

 

£255.00 unfair bank charges recovered from RBS after 1st letter :)

 

Welcome Finance cannot supply original agreement, N1 issued for charges, PPI & interest total over £3k :cool:

 

Woolwich 2 defaults removed, 1 ccj removed. My credit file is now clean :D

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Hi everyone thought i'd update you all i've resent the letter reg-post to Ian Orill waitng reply could you guys pls tell me what the next steps are before i start court proceedings? Sent letter got no clue

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Hello mich,

on the letter you have sent did you put a dedline for reply? if no than give them 2 weeks, meanwhile prepare your LBA( letter befor action)... Have you put an amount of the claim in the letter you have sent?

 

You have your statements haven't you?

 

 

Regards,

 

 

Itsme

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Hi there well i put 14 days on the letter and i have my statements with the charges and i requested a refund and an explanantion of the fees where do i find a letter before court action letter. i recieved a letter asking me to get in touch yesterday from the local branch manager addressed to my brother funny that, they never call him for payments eh?

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Dear Mich,

Let me know how the conversation goes.

who signed letter?

 

 

regards

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Maria, hope it is going well, sorry no news on my case yet, still waiting for listing.

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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Ta for the anon click:)))would've clicked back if i knew who this was from;) xx

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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Hi you guys

The letter was signed by the branch manger do you think i should call or stick to paper

 

 

Mich, do u really think branch manager will help you???? do not waste you time,dal!!!

 

Itsme

Carphone Warehouse WON £195.00

Welcome Finance in Court. N244 accepted.

Barclaycard WON with contractual, PPI and charges for time spent and letters sent

Halifax solo, switch, Credit Classic, Halifax one Itsme Vs Halifax 2 accounts

Creation Finance Prelim received offer of £79.88.... Itsme VS Creation Finance

Vodafone overcharged Vodafon.. anything that could be done?

 

U know where the scales r:)))))

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hi there its me

its so true what youre saying but i just wanted to check so i'm still waiting for a reply. Do you think i have a leg to stand on? Some girl rang my mobile asking for my brother from the local branch funny that as they always know my name when it comes to obtaining payment!

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still waiting for hearing date, also, passed all my stuff to Information Commissioners Office since their agreement is unenforceable, the interest is wrong, the MIG, PPI is unlawful, the dates are wrong and in Breach of CCA 1974. whatever comes up first will be interesting, the Court date, the decision from the Information Commissioners Office, or both!

 

looks like it could be October before listed :(

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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