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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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dynamicdebz v Halifax


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I visited this site about 6 months ago & was going to go ahead with trying to get all my charges back but then forgot all about it. That was until the other day when I found I had been charged £39 because my DD of £10 wasn't available (an oversight due to Xmas).

This has now made me overdrawn by £6, so expecting even more charges.

So I have printed the letter from the template & going to take it to my branch om Friday with £10.

So lets see what happens next.

My fella has no faith & sees things black & white only, no shades of grey, he can't see how it is possible to reclaim the money back (it is a shared account). He says banks are big companies who must know the law & wouldn't charge what they charge if it wasn't legal. I just have to show him because I have said as he has no faith, if & when we get the big cheque, it is all mine to spend because he is so convinced we won't get a penny.

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Hi Dynamicdebz.

 

He says banks are big companies who must know the law & wouldn't charge what they charge if it wasn't legal.

It's precisely because people think this way that they have got away with it for so long.

 

Just follow, faithfully, the well-tried and tested procedures that we recommend and you WILL get all your charges back.

 

Good luck.

Regards, Rooster.

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Went to bank today but it is only an agent.

Firstly they adviced me to take it to one of the main branches.

They then phoned HQ & said they could send it internally & would only cost me £5 (is £5 normal). I refused as she wouldn't give me a reciept for the letter or £5.

I feel more confident after she said " we've been told to ask everyone requesting this to go to the main branches"!

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If you are presenting documents that are part of legal proceedings, which they are, then they should be posted to the head office of HBOS in Halifax. That's their address for service of documents.

 

If you drop them into a full branch then they should give a receipt for the payment, and for a sealed envelope (they don't need to know what's inside). A Halifax agent isn't authorised to accept such things, although they could forward on via internal mail as you've said. I can't understand why they wouldn't give a receipt though, at least for the payment.

 

If you follow the FAQ's and Step-by-step guide, you'll see that it's advised to post the paperwork so it gets to the right people.

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  • 4 weeks later...

Hi Dynamicdebz my husband said the same when I started this process.Four months on and come monday{hopefully! } we wll get our charges back all £2865.55 of them!Yes it's taken 4 months and yes it's been stressfull at times.But I know when I see our money back in our account it will all have been worth it!So goodluck,stay strong and whenever you need support just come here theres thousands of cag users always here to offer help if needed and support.

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Is there anyone else out there that is at the same stage as me.

I sent my SAR off on Friday by recorded delivery. It would be nice to urge each other on.

I have read a few peoples stories on here & it appears that it is an average of 2 months from step 1 to full settlement, fingers crossed that mine is the same.

So it implies that although we give the banks 40 days to get our statements back to us, they don't usually take this long.

How long do they usually take to get back to you with the charges?

 

I keep checking whether they have recieved the recorded delivery, it will probably be tomorrow.

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dynam i sent my SAR off just after christmas. Received statements on saturday. Will be sending my Prelim tomorrow (tuesday)

S.A.R - (Subject Access Request) sent (Recorded Delivery) - 28 December 2006

S.A.R - (Subject Access Request) Acknowlegdement received 6 January 2007

Statements received 10 February 2007

Prelim sent (Recorded Delivery) - 13 February 2007

Prelim Received - 14 February 2007

Prelim Acknowledgement received - 20 February 2007

LBA sent (Recorded Delivery) - 1 March 2007

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Hello dynamicdebz and everyone

 

I am in exactly the same position as you - just finalising my letter to the Halifax to try and reclaim my GBP2191 plus 250 quid interest. I'm so glad to know how you're all getting on, it is very encouraging. It took me so long to get my statements posted out that I forgot all about it. But now I've calculated the princely sum they owe me, it's war!!! I also opened another account just in case they shut mine down.

 

Take care.

 

Siobhan

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Hi dynamicdebz

 

Halifax received my SAR on 12th of Feb!!!

 

However I sent a prelim letter last week for the years worth of statements I did have which amounted to £719.00. I will then add on the other charges once I get my statements.

 

I too had doubts about doing this but reading the posts on this site really encouraged me to fight back.

 

Good luck with your claim - although you don't really need luck!!

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  • 3 weeks later...
Still waiting for statements!

Have you recieved yours yet Kelly?

 

No not yet. I can imagine that we'll get them bang on day 40 :mad:

 

But I did get a letter on Saturday offering to refund my claim of £719 into my account within the next 14 days. When I receive my statements I'll be claiming the rest of my charges for the last 6 years.

 

Keep me updated!!!

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Hi Dynamicdebz,

 

I'm on roughly the same timescale as you are :)

 

SAR sent 26/01/07, cheque cashed 02/02/07, follow up letter 23/02/07, tel call 27/02/07 and still no statements :( Assuming the SAR was received 2 days after posting, then my 40 days were up last friday 09/03/07.

 

I've also e-mailed them today so hopefully something will arrive shortly. If not, then there is a letter somewhere on her that you can send.

 

Good luck :D

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Halifax delivered my statements on day 43, a total of 32 envelopes 156 pages. Now on prelim 14 day up Friday 16th just got letter will take up to 8 weeks to investigate your inquiry. Pity its not an inquiry it is a claim and to my timescale . If not payment in full offered then LBA goes out 4pm Friday for 1pm delivery Monday and another 14 days.

 

don't let them get away with anything they have not given you any leeway.

 

dpick:D

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The 40th day will be up next Sunday, so if I haven't recieved anything by then what should I do next?

The only things I've recieved from Halifax are further bank charges.

 

I feel I must add that BT charged me a late payment charge on my phone bill, £25, when I spouted off about OFT ruling regarding unfair charges they tried to make me look a fool. They told me did I really think an organisation like BT would trade unfairly & leave themselves wide open after speaking with a manager & stating that well known banks were trading unfairly with the charges & that I was going through a process of claiming them back they agreed to give me back the £25 charge.

It never ceases to amaze me that when companies see you know what you're on about they back off.

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Hi DynamicDebz, I am at the same position as you. I sent off my SAR on the 30/01/07 and on the 12/03/07 I received a letter stating my statements will be with me in 14 days. This takes me to 26/03/07 so watch this space. My friend did exactly the same as me on same day yet she received her statements approx 3 days ago. As my claim will be higher then hers they are obviously stalling me. Good luck with your claim and I'll keep you posted. I will be ringing the Halifax on the 26/03 if not received before.

28-05-2007--Received Schedule of Charges.

03-06-2007--Prelim sent.

12-06-2007--Reply - Thanks but charges lawful!

19-06-2007--Sent L.B.A. & Schedule of Charges

NOTHING RECEIVED AFTER 14 DAYS

05-07-2007--Phoned Halifax to discuss account. Still standing by charges.

13-07-2007--Filed N1 in Hull Court :wink:

20-07-2007--Halifax deemed served.

25-07-2007--Received offer £280 as Full and Final settlement.

27-07-2007--Sent rejection letter recorded delivery

03-08-2007--Rang Hull Court, nothing received from Halifax

04-08-2007--Sent Pre Judgement letter.

10-08-2007--Defence received from Halifax

13-08-2007--Judgement Request sent

24-08-2007--Claim stayed at Hull Court

31-08-2007--Applied for stay to be lifted

12-10-2007--Hearing for removal of stay on 31/10

31-10-2007--Removal of Stay struck out

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Today, the 39th day I recieved a letter from Halifax headed Completion of Request for a List of Transactions & Charges - Account No. ******

Usual thankyou etc but they then go on to say duplicate statements will be sent in the next 21 working days & if I haven,t recieved them ring 01422 391152. Surely they can't expect me to wait a further 5 weeks when I have already given them 40 days?

They then go on to say they are not under any statutory obligation to record info about manual interventions, so will not be sending this info. Is this right? What actually is a manual intervention? If they are right is there another way I can get this info?

What should my next move be, I am loathed to send more recordered deliveries, having to wait for replies etc. Could I ring someone stating laws, telling them they are wrong or better do as I asked by Monday (the 40th day). By the time I send another recordered delivery they will have bided more time.

Please advice if possible!

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Today the 40th day I have recieved all my bank statements but still unsure about the manual intervention thing?

About to put all charges on spread sheet to work out amount claiming for.

Watch this space!

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