Hello - please help! I am in Northern Ireland and everything with my claim against Halifax has been going well until I hit this "address in England or Wales" snag. Do you think it would be worth trying to get an address through the route described above? My concern is that if my claim goes to court, I'll have to fly to England. I tried using the Small Claims Court here in Belfast but their limit is 2000 GBP and I'd have to agree to abandon the excess, which totals more than 800 GBP (and rising by the day). At the moment I've made an appointment with a solicitor but would prefer to keep the whole thing online and simple. Any advice would be really appreciated! Thanks so much Siobhan

Hello dynamicdebz and everyone I am in exactly the same position as you - just finalising my letter to the Halifax to try and reclaim my GBP2191 plus 250 quid interest. I'm so glad to know how you're all getting on, it is very encouraging. It took me so long to get my statements posted out that I forgot all about it. But now I've calculated the princely sum they owe me, it's war!!! I also opened another account just in case they shut mine down. Take care. Siobhan