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    • The car makers used parts made by a supplier banned over alleged links to Chinese forced labour.View the full article
    • I need to get a hamster. lol
    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Big Claim aginst RBOS


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I saw Stephen Hester hobbling out of Downing St on Crutches the other day, I wonder if your respective MP's gave him the rough treatment:D

 

I like it lol.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Sparkie cut & paste their letter with your comments in red & send it to you MP cos they appear to have completely missed the point

 

Hemsley is incorrect in stating the £450 is made up of interest and charges, there was no interest applied, the £450 sum is made up of by 15 X £30 unfair charges. I would ask for a full breakdown of this £450,00 and then watch them squirm.

 

Moreover, which contractual provision are RBS relying on which allowed Telford to covertly apply the said charges.

 

Paul

Edited by paulwlton

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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Hi JonCris,

I will certainly be doing as you say, I will be also attempting to obtain another meeting with Andrew Miller prior to setting up of the date for this proposed "without prejudice" meeting with the RBS management, I want to make sure that Andrew Miller knows exactly what I intend to ask RBS to explain in full detail what they have been playing at for over 10 years now, and as Paul says explain how an "alleged unproven book debt" of £171. can reach a total of £645.57 in 13 months by the addition of charges and interest to an account that is an account the customer is unaware of his "Router Account".

I will ask for a complete breakdown of what proportion is interest and what the proportion is charges and what authority they had to charge this when Mr Hemsley says "there was a lack of documentation available"

 

As I have stated on this thread there was never any kind of Banking Agreement in place of any description between me and the RBS at any time

sparkie

 

Unless of course it was set up as a "different type" of recovery account...as you are aware Telford are the best in the buisiness at doing this.

An appeaser is one who feeds a crocodile, hoping it will eat him last. <br />

Winston Churchill

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makes you wonder after all said and done how on earth can banks get away with fraudulent accounting...as you know paul my case with nat west is the same even though they admitted liability in the libel all i have ever had of them since is take us to court then ?

they know after x amount of years you really feel like throwing the towel in but for them to with hold vital information equates in my eyes to fraud yet even if you went to the police they would laugh as it is not theyre bag shame you cannot take the to court under a private crimminal prosecution for fraud i really think that would bring this to a head my case has not been mentioned by nat west since 1993 but problem with mine is they have a deed on my property so i am stuck either way but good luck mate hope you can force the truth out of themand when you do and if you get an admission go for the jugular put the barstewards in jail for fraud

patrickq1

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I understand the reason for the editing of my post but I wish to make it known that RBS have been made aware in ALL my letters of every potentially libelous allegation from Sir Fred Goodwin and head office in Edinburgh to CMS Telford to the litigation department of RBS to The Head Office in London and to their Solicitors Cobbetts ...no action has been taken ....beacuse I can prove everything I say and have said.... .......and the main reason that they wish a without prejudice meeting to discuss and finalise the whole matter but....... I still apologise sincerelyt o the Forum as a whole

 

respectfully

 

sparkie

 

Sparkie,

 

Your posts have been edited as they could leave the forum open to potential litigation - whether you can prove your case or not is irrelevant to the fact that we need to protect the forum from facing such legal action in the first place. As we've seen historically, defending such an action can cost a lot of money - that's money that the forum doesn't have lying around spare.

 

Going forward, it may be worthwhile running any potentially contentious posts you are wanting to make past the site team before you go ahead and post. Just a thought for you to consider.

 

;)

 

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  • 2 weeks later...
I have compiled a list of the most important questions I want the RBS to answer face to face

 

I am not going to list them all in case someone is viewing from RBS.

 

But I will post this one as it is an important one that could have a profound effect on a lot of others.

 

I will ask them this

Hope you don't mind me EDITING THE QUESTIONS ON THE OPEN FORUM.

Explain what a " Router Account is and how it is used?

 

In my experience RBS Group have not made the Router account open and transparent to me. How can I as a customer clear balances if the process of the router account is kept in the dark from me?

 

 

Mr Dickinson has stated in the press that Router accounts are merely for internal accounting puposes only. If this is the case, how can RBS Group litigate on the basis of these account or defend an action, in my case, for the last 10 years?

 

 

These are just a few points in one question about one issue.

 

sparkie

 

Hope that's ok sparkie

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Sparkie, I think I know the link as to the why RBS and HBOS used/use the system. I think I might know the reason for 2 router numbers. On both of them, I don't have 100% certainty but 99% on the first part and 90% ish on the second part. I won't post the reasons on the open forum though.

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FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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