charleyfarley v abbey ***WON***

[KnellyK]

I'm a Sales Rep for goodness sake........always let the other people think they've got one over on you!!!! :D

 

Of course!

 

I bet you hang your jacket on the little hook in the back of the car as well!

 

Seriously though! Well done ~ it's been an entertaining journey!

[andypal]

Hi Charley

I can see that u are getting a bit impatient:o . What's the rush, or should I ask why rush? Shabby will cough up the charges faster than how they took them. No telephone conversations now(being naughty). Resort to letters/emails.Still have 3 weeks to go.

 

/quote]

 

Hi Charley! Just wanted to say I am sorry for the above quote I placed on your thread regarding being impatient. I was over the top in both ways (drunk/language) Even though you have been successful, just want say this, I am very pleased for you and spend it wisely;) as u worked hard enough.

 

Andy

[determindator]

Hello Charley,

 

Fantastic news that you have beaten Abbey. I have been following your thread and 'The Charley's Angels' ladies. I have a couple of questions because you have experienced the Court fiasco. Firstly, can you tell me if there is a significance of having a copy of terms and conds. I say this as I worked in the banking industry for 20 yrs and it is only a copy of the original,which should be kept at all times by the bank. If they do not have a copy they have a problem because it is their duty to have a signed agreement with the customer. When you attended a bulk hearing do you all go in together or how does it work? Why are the Courts allowing this utter waste of time if the Banks resind at the last minute?

I thought I had a major result. I sent the original claim via Money online. On the 14th day I entered judgement. It was accepted on line. thought as I had caught them over a Bank holiday they must have had annual leave affecting their response. Oh no, not a chance, the next day I recd a letter from the Court stating there was a bar on the judgement. After enquiring it turns out their is a response in the bulk system which is probably their defence. It is not on the system yet and the clerk apologised for lack of more info.

I look forward to your input.

[charleyfarley]

Hi Determind

 

This latest business with T&C's has come about quite recently since the Birmingham Judge's decision in the Lloyds case, so I have to admit it's passed me by a little bit. I think the key point is that different Banks defend on different points......which is why the Lloyds defence doesn't affect the Abbey claims.

 

As to the bulk hearing, I presume you are referring to the Mercantile hearings. Robdblynd is the in-house expert on this,but I get the impression that the courts are trying to force the Banks to face a Court, and see this as the best method of a) clearing the backlog of cases and b)getting one of the Banks inside a Court.

 

As to your final point.............the thing that annoys me more than anything about the whole court process is that surely the Judges and courts realise it's indivduals against massive businesses, but they still seem to weight their actions ,procedures, and decisions in favour of the Big guys, when it should be the other way round. If we were to miss a deadline we would be more than likely struck out. If the Banks miss a deadline, they are given a reprieve and more time to delay and prevaricate:mad:

 

 

 

Ps...........are you Determined Data, or Determined Dater?

[deedee1310]

CONGRATULATIONS CHARLEYFARLEY!!! :D

 

I'm a day late I know but have a had a busy last two days, so have missed my installment of your thread.

 

Well done! I'm way behind you at the moment (still at prelim stage) but will picking all your brains when I get a bit further along.

 

Once again congrats and hope you'll stick around the Abbey forum.

 

deedee x

[Robdblynd]

Hey Cf.

 

I WON.

Letter came this morning. Still can't believe it, they're paying everything except wasted costs, which is the next thing to go at them for.

 

:D :D :D

[cassie2006]

Tricia WELL DONE YOU!!!

CONGRATULATIONS:D :D :razz:

Cassie xx

[kia]

CONGRATULATIONS again t so pleased for you love as im sure the other angels will be when there and and cf of course xxkia

[charleyfarley]

letter of confirmation received yesterday, cheque paid into my account today............

 

 

spend it next Wednesday

[kia]

well done charley good news xxkia

[mariejader]

Want some help Wednesday I am free all day

[Robdblynd]

Wanna come with me Maria? Just checked account and it's in, funds available Weds 27th.

 

Retail therapy here I come!!!!

[ICY]

PARTY TIME lol

[kia]

not for you icy youve got a bit of a wait xxkia

[ICY]

[clarion48]

oh......that means I'm the only one who hasn't got mine!

[charleyfarley]

oh......that means I'm the only one who hasn't got mine!

 

 

Well C.

 

Was the bet for cleared funds?

[clarion48]

No way you cheap skate......it was who heard first!! I'll kick your b**t pal!!

[charleyfarley]

I thought you were a three-legged horse,hun?

 

Not much use in a b**t kicking contest;)

[Rooster-UK]

Congratulations, C.F.

Could you spare few minutes to fill in the Refunds Survey?

 

If you feel that the CAG has helped you in your claim, remember that it is the donations of previous winners that made it possible for us to help you.

If you would now like to help someone else, we would be happy to accept a small donation. It's not compulsory, of course, but would be appreciated.

 

Once again, Well done, You.

 

Regards, Rooster.

 

[mariejader]

Wanna come with me Maria? Just checked account and it's in, funds available Weds 27th.

 

Retail therapy here I come!!!!

 

oh yes please

[determindator]

Hi Determind

 

This latest business with T&C's has come about quite recently since the Birmingham Judge's decision in the Lloyds case, so I have to admit it's passed me by a little bit. I think the key point is that different Banks defend on different points......which is why the Lloyds defence doesn't affect the Abbey claims.

 

As to the bulk hearing, I presume you are referring to the Mercantile hearings. Robdblynd is the in-house expert on this,but I get the impression that the courts are trying to force the Banks to face a Court, and see this as the best method of a) clearing the backlog of cases and b)getting one of the Banks inside a Court.

 

As to your final point.............the thing that annoys me more than anything about the whole court process is that surely the Judges and courts realise it's indivduals against massive businesses, but they still seem to weight their actions ,procedures, and decisions in favour of the Big guys, when it should be the other way round. If we were to miss a deadline we would be more than likely struck out. If the Banks miss a deadline, they are given a reprieve and more time to delay and prevaricate:mad:

 

 

 

Ps...........are you Determined Data, or Determined Dater?

 

 

Hi Charley Farley,

 

Thank you for the information which will help me on my mission. I have had a 65% offer of amount claimed. I have put a question to them and ask they review their offer. The court process is still running along side this as they are defending and then an allocation form will be sent. Totally agree with courts giving extra time to these corporations. Abbey was late at the very beginning but the court gave them extra time. I will remember that if I need it!!

My user name came from from something much more simplistic which is determind and the end of the word exterminator! (it reminded me of the darleks) I like your views on it though

[AppleCrumble]

hi charley, sorry to bug you but is there a link to the spreadsheet of costs incurred? I've been looking and looking and can't find it.

 

(Abbey are trying to settle with me now, just 10 days to go until my court date, they have replied to any court correspondance to me and also I've not received a court bundle ... strongly suspect they haven't submitted one to the court! (have they ever?) - will ring to double check. At this late stage they contact me to settle! I want to punish them for making me wait so I want to get back my wasted costs!)

 

thank you

[Muffintop]

Well, Abbey haven't forgotten about me after all...........defence received today. Usual stuff about "fees reflect and are proportionate to administrative expenses, Claimant remains liable to pay such fees as may be found to be proportionate"

 

I don't think so, so stand up in Court and prove it:)

 

 

PS No GOGW of 50% . Maybe I've been bad and don't deserve it.

charley any chance you could post your defense for us other poor soals claiming with abbey

[livelylad]

Thread moved to success forum.