PRA and Old debt last paid in 2017...

[xyz1000]

Hi 

can anyone advise please I have PRA group asking for an old debt of £1292. 

I spoke to them on the telephone, they said it was in a debt management plan that stopped - 2017 was the last payment.

i informed that I don’t owe them this ( being as it’s older than 6 years )

they are now emailing wanting to know why I feel I don’t owe it to them.

what should I do? Or not do

 

many thanks 

[AndyOrch]

Respond to them...ignore

[dx100uk]

old debt barclaycard p'haps?

have you moved since that last payment in 2017?

[London1971]

That's why you should never speak to any DCA by telephone, they are trained to pull your levers, manipulate you into paying something towards a debt that is completely unenforceable.  The only thing you need to do is write to them with your current address, if you have moved home since that last payment.  

 

[xyz1000]

No I have not moved address in 20 years 

[London1971]

Perfect, ignore all communication from them, nothing they can do,  although being PRA I suppose they could be stupid enough to try and send a claim form for a debt that has been Statute Barred for better than a year.  If that happens , simply come back here, but somehow I doubt it will.

[xyz1000]

Ok thanks 

yes it could be an old Barclay card. I think PRA just brought it off Virgin  money 
 

Edited March 15 by xyz1000

[dx100uk]

well its not a BC card then..

VM are nothing to do with BC.

dx