Jump to content


  • Tweets

  • Posts

    • Just ridicule them about their rubbish PCN (without begin too specific) and the the Unicorn Food Tax they've added.
    • you wont be bargaining with the police where did you get that idea from? it wasnt a bobby with a handheld, it was a gantry camera i suspect so a prosecutor for the police or in court to the judge at the hearing. dx  
    • Well, it's good that you have five days before you're supposed to go there, there is time enough to sort things out.  See if Booking.com rear their head tomorrow.
    • It is an interesting Final Notice. Firstly because there is usually a reminder Notice before the final Notice. Secondly because it contains some of the wording that should be in the original PCN [aka Notice to keeper]. It could be that the necessary wording in the NTK is missing so they put it in the Reminder Notice to cover their error. If they have it hasn't worked. But the only wat we will know if you post up the back page of the Notice to keeper along with the other details asked for on Post 8 .  If they have got it wrong it means that they are unable to transfer the liability to pay the PCN from the driver to the keeper . I take it that you are the keeper and not the hirer? And do you know how long you are supposed to stay in that car park? In the past I have found Sainsbury's pretty good at cancelling PCNs for their customers. Take both PCNs in to the store and point out if you are a regular customer and that the driver spent a lot of money in their store and see if they could please do something with the ticket for you. if the manager can't help, then come back and we will give you their Head office and write to them. It is the easiest and quickest way to get the ticket cancelled. No point in appealing since that would mean they lose the chance to make any money out of you which is their whole reason for running the car park. If you cannot get Sainsbury to cancel then we rely on ECP getting things wrong so that you don't have to pay  on a technicality or technicalities. For example if the PCN does not comply with the Act and the keeper is not then liable it makes it difficult for ECP to win should it go to court as so many people are legally able to drive your car and Courts do not accept that the driver and the keeper are the same person. Which is why we do need to see the questionnaire filled in and the rest of the NTK. Also it would be helpful to get photos of the signs in the car park. Ones that can be read by us, and the sign at the entrance as well as the inside ones especially those that are worded differently. Poor signage is another defence that works well and you will  need a good defence should they decide to go to Court.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Childcare compliance interview


anxietymax

Recommended Posts

Hi really need advice right now I received a letter for a compliance interview for childcare April 23 to Feb 24. 

I didn't realise I was still receiving this element on my child tax credits as I thought I had informed them last March but obviously haven't and my payments changed last April automatically presumed it was that. 

There is defo going to be a big overpayment maybe 5k plus

I'm petrified I'm going to lose my son lose my job and go to prison.

I have tried ringing but couldn't get any joy from anyone

. I'm literally having panic attacks.

Link to post
Share on other sites

Hello, welcome to CAG.

Please have a read of other threads here about compliance interviews and overpayments of child tax credits. You'll see that no one has gone anywhere near prison or lost their children.

Compliance for tax credits isn't as scary as it sounds, as loads of people here have found out. They will expect you to repay what you've been overpaid, but in affordable amounts.

I'm not sure if HMRC staff are in a position to advise you if a meeting - a phone call? - is already booked, maybe someone else does. When is the call?

Best, HB

 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

27th a week on Tuesday

I have not slept for 4 days

I'm having panic attacks day and night.

I'm scared of being emotional in the interview.

I'm going to be honest and obviously tell them that I thought it had ended but its getting the words out 

Link to post
Share on other sites

That's absolutely the right thing to do, be honest. I wouldn't worry about being emotional, you're being you and showing that you're sincere.

Please read some other threads here where people have found their phone call with compliance went far better than they expected.

HB

 

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

I have done nothing but read all the threads for the last 4 days but I cannot get rid of the feeling that this is going to end awfully as I'm going to look like I have knowingly frauded them 

 

Link to post
Share on other sites

Please try not to worry.

I had a problem a few years ago where I was working and my husband was on the sick.  

I hadn’t realised that after his SSP ran out I wasn’t eligible to claim childcare.  

There was over a year of being overpaid.  

They worked it out for me, wrote to me and took payments from my future tax credits awards.

 It took a few years but it’s all been paid back.  

No threats of prosecution or prison.

 They just wanted the overpayment back.

  • Like 1
Link to post
Share on other sites

But then that's another worry

if I do get the option of repayment when this universal credit comes into affect I don't think I'm entitled to anything

what happens then? 

 

Link to post
Share on other sites

they can't get blood out of a stone and they can see that already

£5k is really no big deal, and you have not done it on purpose and are not part of a benefits gang scamming £m's from the public purse.

there no possibility ever of this resulting in prison nor anything worse than them asking you to pay it back over time. some i know have been allowed +5yrs.

please its nowt to get so down about, seriously.

easily dealt with

simply be honest.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I keep trying to tell myself this but on the phone are they going to believe in what I'm saying

do I just come straight out and tell the truth

I'm going to be an emotional wreck 

Link to post
Share on other sites

they simply ask you a series std questions, they are not authoritarian nor bossy nor out to catch you out either . 10'000 of people have accidently done what you have, they deal with these everyday.

just be honest and dont act cagey.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Been there, done that, worst that happens is you need to pay back a small amount monthly.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Night before d-day

my interview is at 2pm

I'm going to try and call in the morning see if I can get it sorted earlier.

Any last minute advice would be great as I'm feeling like I'm having a nervous breakdown here 

Link to post
Share on other sites

I don't have any further advice apart from re-reading your thread to see what people have already said.

It's worth a try with ringing but please don't be surprised if you have to wait for your appointment. It could be that the people doing the interviews have full diaries.

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Hi so sorry I am only just replying. Had my phonecall literally 10 minutes spoke to a really nice guy. Was honest with him and reassured me I have nothing to worry about as you guys did thankyou so much. Now it's just a waiting game to see how much my overpayment is. Thankyou so much again even if I didn't listen properly to half of the comments 

Link to post
Share on other sites

Well done. I hope that's a weight off your mind and that the payments are affordable for you.

As you asked yourself earlier in your thread, could you tell us the sort of questions the man asked you and what information they asked for from you please? This will help future caggers with the same problem as you.

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

I was honest from the start, then he just asked when the childcare ended.

he filled some details in and didn't really ask anything else, just told me I would receive info on my overpayment.

A lot less questioned than I was gearing up for 

  • Like 1
Link to post
Share on other sites

Are you still claiming Tax Credits / Universal Credit? They will likely take a small monthly amount off , if you are

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • 1 month later...

how'd it go?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...