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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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REDDAM HOUSE (BERKSHIRE) Ltd T/A Kings Interhigh, 'debt' now threatened with a DCA.


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Hello,

King's Interhigh/ACT letter of claim now claimform - online schooling fees - Page 5 - Financial Legal Issues - Consumer Action Group

do you guys have updates, cause i just received a letter from KiH threatening me for a contract that my husband who passed away signed, not me and for the unconsumed trimester they claim from me 2000 pounds!

Could we please join forces and get through this together?

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Hello Sweet Caroline, welcome to CAG.

I'm very sorry about your husband, life must be tough for you.

Please could you start a new topic of your own so that we can advise you? Hopefully Bellarose will also reply to you on this thread. Everyone's case is different so a separate thread will help us tailor advice to your circumstances.

Best, HB

Illegitimi non carborundum

 

 

 

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Hello Honeybee, and thank you for your kind words, yes indeed i replied to this one because i would like to know her experience.

Is there any subtopic that i should post it under so you can find me, or just in a general section?

this is what happened to me, my son was subscribed with Kings interhigh online school by my deceased husband, i didnt sign anything at that time and he paid the deposit. Raphael remained there until the death of my husband in 2022.

As it happened during the holiday, in july, not knowing what to do with him i contacted them and told them although im a widow now, i think the best for my son would be to continue but not being able to afford as a single mother paying in advance it needs to be on a monthly basis. They agreed and so we started.

Then i had another issue with them since i was paying by month and i didnt realize their account is in Bahrain..and i was sending the money to Uk..thinking it is a uk school..and the money was being sent back to me minus the commission.

In december 2022 i got an email that i owe the money from september. i got aware of this issue and i managed to settle the amount. But in between they cut my sons access to his classes..which lasted 2 weeks..which caused him an incredible stress as he felt left out, not being able to access his class..whilst i was in communication with them and settling the issue..

fast forward to june 2023, all the months paid, i lost my job and realized i will not be able to continue paying. i wrote to them which apparently they never received because now they are threatening with debt collector action..they claim the whole trimester that has been unused! Bear in mind they didnt give me anything to sign, no contract to read or sign before they started with me, which i indicated in my reply to them.

About the education i can not say anything, i didnt have much feedback from them, i cant tell how my son performed. There was frequent cuts in access to his course though plus the two week period where they simply cut him off whilst i was trying to understand why the money is coming back and then understood its because i was selecting the country to be sent it to as Uk (thinking it was a Uk school) but it was to be sent to Bahrain. 

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All i ve have is emails from them, reminders to continues to pay the months even though i took him off, and he never came back to school.

now last ‘warning’ that if i do not pay the trimester (they closed his account) they ll pass it to the debt collector.

Also i did not sign any contract with them as i explained, my husband did when he was alive, after that they told me to pay month by month but no signature whatsoever by me, nor did they provide me with any contract.

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  • dx100uk changed the title to Kings Interhigh, 'debt' now threatened with a DCA.

moved to the students/training forum and titled update

a debt collector has zero legal powers and are not bailiffs.

so when was the last time your son successfully used their service/course.

and when did you actually last pay anything that was accepted.

i wouldn't panic too much about this lot, from various threads here you'll see they dont have a very good reputation and are non too good nor trust worthy.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Last payment i did was to close the year in june 2023 which corresponds to the last month of the term.

Since then my son has not attended any of their classes, yet they claim the whole trimester payment from September 2023!

I dont want to have to be dealing with this, its taking its toll on my work search etc.,

why they just dont leave me alone and go on with their business..

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sorry to hear about the passing of your husband. 

Despicable how this organisation works, they truly have no morals and only care about money. 

I am still waiting to be notified of my court date but will keep you updated and go from there.

All the best 

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Hi Bellarose,

so happy to be able to talk to you, could you please briefly outline the process with them?

Are they actually taking you to court??

 from my understanding they have taken you to court.

.did you have to appoint a lawyer?

If so can you maybe ask him what he thinks about a joined action as there seem to be more parents in the same situation that they are asked to pay for what they didnt consume?

These practices are at best illegal

i d like to know if they actually got the money off of someone!

I mean then they could claim anything!

Like 10 years scholarship .why not, ridiculous!

Or for a siblings that did not even attend! Lol

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i am still waiting for a court date. 

Yes, they are also asking for payment although my daughter was denied access, etc. 

My ex-partner was responsible for making payments, they acknowledged this but unfortunately, I signed the dreaded contract.

  I was open and transparent about my financial situation and explained that I simply couldn't afford it

, putting aside that I was also unhappy with the level of teaching, technical problems, and lack of communication

 

 

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No such thing as joint actions in the UK sadly. 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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do you think that it’s possible they abandoned or really will go through..with the court etc,

why they can not just go on with their business and leave us poor mothers alone!!

Trying to make money on the shoulders of single mothers..its such a degusting attitude..

in my case i didnt sign the contract, my deceased husband did and he also paid the deposit and when he died, they simply started with me

on a monthly basis without any contract or signature. Did you take a lawyer? Is the bill collector still harassing you?

Also, did you try or manage to get in touch with other people in the same situation?

Cause there seems to be a bunch..would be interesting to see their experience and how are they handling

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you are only at the threat-o-gram stage and thats by email which you are quite at liberty to delete unread and block and bounce any email addresses they use.

you are panicking about nowt at the moment. calm down.

please now post only on this thread the people that you are talking to here will be alerted.

if you look at their T&C's you'll see terms are payable in advance, did you write and cancel to them?

if so when?

if not do so today by ROYAL MAIL never use email.

also, did YOU sign any contract jointly with you late hubby?

and have you moved since your son started with them? 

please stop hitting quote - just type in the box

and there is no need to put @membername either.

as all of these make a topic twice as long a difficult yo find replies on phone screens.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi and sorry im new to this thread:) 

so i did write to them about my impossibly of paying and so withdrawing my son but apparently they didnt get it..

i have not signed the contract with my husband, neither did i on the new month to month basis.

And yes i had to move as couldnt afford the rent after my husband left.

is it still enforcable if i didnt sign the contract?

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what do you mean by write, by email or snail mail? and have you still a copy please?

if you didnt sign the contract then you are not responsible IMHO although i will guess your son is under 18? so they might be invoking parental responsibility clauses.

eitherway if you'd informed them of your son's withdrawal, i cant see this going anywhere.

you do realise just like any DCA chasing any 'debt,' they have zero legal powers that you ot i don't have already and are not BAILIFFS  .

all they can do is the same as us, issue a speculative court claim, hoping people wet themselves and blindly cough up.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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 what can they really do?

Did they actually take someone to court and win?

They have these contracts signed by people, and then its binding, even though its totally unfair..

what we are to do if we dont want to be pulled into legal battles which we may or may not win

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@SweetCaroline

ive just moved several posts from bellaroses thread to your here.

please keep to your (this) thread for any questions.

there is only the ONE court claim bella's thread and thats been dragging on for months now.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well you will as your are subscribed to the thread so will get an email when bella posts as we all will.

it could be bella is a test case to see if its worthy issuing speculative claims for these supposed 'debts'

what you got to bear-in-mind here is whatever is in their T&C is NON NECESSARITLY ENFORCEABLE (go read my posts at the start of bellas thread AGAIN.

no-one would have won a penny in PPI reclaims nor bank charges reclaims if they ever were.

just because something is written in a T&C it does not make it fair and reasonable and by default enforceable.

i don't think the judge in that case will spend much time mulling over if it's fair to charge a whole trimester upfront by default months in advance by default. if the claim gets before a judge and they dont drop it and run away. which if i were kings i would. its only online stuff anyway. electronic medium online classes. not a hope-  kings will win, i bet they know that.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On 17/02/2024 at 07:32, SweetCaroline said:

i was sending the money to Uk

where are you resident then not in the uk?
dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to REDDAM HOUSE (BERKSHIRE) Ltd T/A Kings Interhigh, 'debt' now threatened with a DCA.
  • 2 weeks later...

so you are in slovakia now? or resident in the uk now?

if the former you ignore them even more.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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