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    • yes they mostly would be enforceable, but that wasnt the point. even if they get a CCJ the very worst they could have done is get a restriction k which is useless to them. doesnt hurt anything. the CCJ would remain on file for 6yrs yes, but then gone same as a DN. the rest k charge does not show at all. and even so, the idea was to get your debts issued a default notice ASAP, them RESUME payments.. the advise is NOT conflicting, just you don't read things properly or understand.  oh well. dx
    • This is the dilemma I had then and still have it. The bit that stopped me was the post 2015 comments about them being enforceable now in most instances which I feel hasn’t been answered unless I am missing something. the bonus I guess is not all credit agreements now will be chasing me so less people chasing me down so to speak. this is the problem as there is conflicting messaging out there it is hard to plan a strategic way forward 
    • In 2017 my wife was given PIP and I finally, officially, became her carer. In 2019 she was reviewed and we were told it would be done by phone to make it easier for her as she has mobility issues and anxiety. The review was very simple, Has anything changed? No, ok, we'll stay as you are then. In 2022 a second review, this time by phone again but with an awkward given at the end for 5 years. Today, we got a new review letter (I know wait lists are bad, but I dont think the wait will take til 2027 for a decision). We're a bit confused because it's a letter, not a phone call as before. The form is just questions that ask "has anything changed" Now, since 2017, nothing has changed except we had our home adapted via disability grant. This was noted in the phone calls. So we should really write that nothing has changed in the last 2 years. The adaptations have been mentioned in both previous phone reviews, but not in writing so I guess we should bring it up. But we feel that they want us to explain everything as if it were a new claim again... And are worried if we miss something in the original claim or the phone calls she will risk losing part of the award (a 2 point swing could be really bad) It does just say "has anything changed?" But in dealing with ESA prior to getting PIP, answering the question asked "has your condition worsened or improved" at a review process with a simple "no, I'm still the same" somehow led to ESA ending and needing appeal. So just want a bit of guidance. How much detail is needed? Is minimal ok? Or should we be blunt with the fact nothing has changed, and bullet point the things she struggles with in each section?   I know the obvious thing is to just explain it all,but over 10 years the sheer amount of times the poor woman has had ESA or PIP stopped/refused just because something was missed out in their report, or they felt it meant a new claim should be made, or that they judged her healthy because we missed a tiny thing in our forms. During COVID it finally seemed like it was all just going to be smooth, especially with the phone reviews and the 5 year reward, but here we are. We just want to make sure we have the least chance to trip ourselves up, but making sure we have what is expected if you get me? I wish I still had a copy of the forms from 2017, because I could just verbatim copy them and add in about the adaptation, but (ironically) we lost our photocopies we kept of them when the house was being adapted
    • might of been better to have got them all defaulted 2yrs ago as we carefully explained before then you'd already be 1/3rd there and your current issue would not be one.    
    • No doubt the hotel will have security cameras on the floor you were staying to confirm or deny the allegation??   The only compensation you will probably get, which will be discretionary as a goodwill gesture, will be a credit voucher for the entire hotel group. Very much doubt anything more than that as you have not substantiated, the hotel committed the transgression 
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then why did you not comeback here and follow the advice given earlier when told to if you got a letter of claim, it's something you never ignore as thats why they've raised a claim through northants bulk as they think you'll ignore that too........

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On 27/02/2023 at 21:43, dx100uk said:

who said appeal?

yours is now not the next move

await if/when they ever send a letter of claim

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes I did do the SAR.

I literally did not see the Letter of claim

I very rarely get post these days and my family had just put it to one side as it just appeared an innocuous letter I hadn't seen it initially.

From me "seeing" the letter there was only a few days after that I received the Claim Form letter, being in a brown envelope it stood out as more important.

 

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2 minutes ago, Outoftoon said:

Yes I did do the SAR.

I literally did not see the Letter of claim

I very rarely get post these days and my family had just put it to one side as it just appeared an innocuous letter I hadn't seen it initially.

From me "seeing" the letter there was only a few days after that I received the Claim Form letter, being in a brown envelope it stood out as more important.

 

why are you not seeing letters to you the moment they arrive? are you not living at the address they are being sent too?

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes I am living at the address but the only post I get is hospital reminder/confirmation letters of which I have had a lot lately,

I know it sounds bizarre but January was a very busy month for me workwise and worked away for a certain period also.

When I did open the letter I did not take action immediately, obviously, and before I knew it the claim court letter arrived.

Yes they did reply to the SAR, but it means nothing to me!

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so you got the sar but didnt think to tell us and scan up it's contents....

there was a very good reason for it you know....it wasn't just to give you something to do that was pointless..

so get it all scanned upto one mas PDF file please

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You're not making it very easy to help you.

The parking company's case is totally laughable but if you don't get your act together you will end up losing.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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Thank you for this.  Will have a good read through it now.

Of course we'll help you.

The case is eminently winnable.

All of us here have made mistakes in legal dispute - the important thing is to learn from the mistakes and get it right the next time.

We could do with some help from you.

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Thanks FTM Dave, I do appreciate your support and from the outside it does look like I have not listened to what you guys have advised but it has been me rushing as I don't have much time on my hands as constantly working. 

I am damned if I am paying a ridiculous fine because I haven't got time to fight them!

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OK, we'll stop moaning at you now!

In the coming months there will be the odd bureaucratic form from the court.  Stuff that takes 10 minutes - well, not even 10 minutes - to deal with.  However, there are strict deadlines with nuclear consequences if you don't respect them. Sadly from time to time we get people who don't read the court paperwork properly and lose by default, we had one this week.  So from now on, please, the legal correspondence has to be dealt with promptly and us kept informed.

Had you replied to the Letter of Claim there would have been no court case, but, hey, spilt milk and all that.

Their case is still complete pants.

For the moment the actions needed are -

1.  CPR request tomorrow as dx says, sent to DCBL, invest in a 2nd class stamp and get a free Certificate of Posting from the post office.

2.  Have a read of this short thread where you will see all the stages of the court process  https://www.consumeractiongroup.co.uk/topic/406892-highview-parking-anpr-pcn-claimform-urban-exchange-manchester-claim-dismissed/#comments

The reason we asked you to send the SAR was to see if they had CCTV of your car.  I see they have sent photos but not CCTV.  I confess I know nowt about CCTV.  Do any of the regulars know if the photos shown are proper photos or stills from CCTV?

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We could do with some help from you.

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1 hour ago, Outoftoon said:

If you can help me great, believe me I would rather donate the fine payment to you than pay them.

With all the doodoo I have had going on over the last year it would have been easier to just pay the fine and I'm beginning to wish I had but it is the principle. 

it is NOT A FINE.....this is an extremely important point to understand

no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything.

Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter

hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do).

Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS.

Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves.

10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either.

the more people read the above the less income this shark industry get.

....

you also need to remember we dont only post with you in mind.

future readers are equally as important to stress how important it is to do things when needed and carryout the advice given else as you say you get in the DooDoo.

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks FTM Dave and DX, I have done the letter for the CPR request and will post it tomorrow so I can get proof of postage.

Went to the car park today and took 2 photos, 1 of the initial sign when you go into the car park and then the more detailed sign(s), probably not much help but have uploaded them anyway.

 

2024-02-18 sign photos.pdf

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you SAR is totally unredacted!!

had to hide the post.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No, as long as you've done Acknowledgement of Service you have 33 days from the claimform date in which to file a defence.

We could do with some help from you.

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4 hours ago, dx100uk said:

you DO NOT await the return of paperwork.

you MUST file a defence regardless by day 33 from the date on the claimform.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So there is no harm in me doing my defence and submitting it now? I don't want to leave it till the last minute as I know I will get bogged down with work. Just wanted to check with you guys that there's no harm in submitting the defence straight away.

Could I PM one of you my defence statement?

 

Edited by Outoftoon
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read all of this 

then scroll down to our std defence..... use that  BUT NOT YET

what date is your defence due from the info above?

i would not be filing early. no

and you post it here pm advice is not allowed as it helps no-one bar you - not what CAG is about

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hang on a moment please.

We have a standard, bland defence.

However, upthread Nicky Boy suggested adding to it based on your appeal.  New Generation know the car was never parked and left during the industry considerateness period, but have started legal action regardless.

Give us an hour.

We could do with some help from you.

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I would suggest the changes in red to our standard defence.

My thinking is (a) they know this anyway so you're not playing any cards too early and (b) they only issued the claim because you didn't reply to the LoC and may well discontinue when they realise they'll be hit in the pocket.

However, please do not file the defence this evening.  Wait at least until tomorrow to give the other regulars the chance to comment.

In fact we would prefer you ran the whole 33 days.  It keeps the other party sweating and shows you're not scared of them.

 

The Defendant contends that the particulars of claim are vague and generic in nature which fails to comply with CPR 16.4.  The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.

1.  The Defendant is the recorded keeper of [motor vehicle].

2.  It is denied that the Defendant entered into a contract with the Claimant.

3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.   

4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant.

5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 

6.  The Defendant engaged with Claimant's appeals procedure, so the Claimant is well aware that the vehicle was never parked and that it left the car park within the industry's consideration period.  The claim is entirely vexatious.  The Claimant is simply abusing the court procedure to try to make the Defendant pay monies which the Claimant knows are not owed. 

7.  As the claim is vexatious the Defendant will be requesting the court order additional costs due to the Claimant's unreasonable behaviour, in accordance with CPR 27.14(2)(g).

8.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

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