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    • Yep let us have a good laugh eh from today’s Telegraph 🤣😂🤣 the rest must try harder    Farage won Friday’s election debate, a poll finds Nigel Farage won Friday night’s seven-way BBC election debate, according to a poll.  A snap poll of 1,031 voters by More in Common found most thought Mr Farage won the debate, followed by Angela Rayner. Mr Farage received 25 per cent of the vote while Ms Rayner received 19 per cent. The Green Party’s Carla Denyer was the third most popular with 11 per cent, Stephen Flynn for SNP received 10 per cent and Penny Mordaunt, the leader of the House of Commons, took 7 per cent of the vote. Daisy Cooper, the deputy leader of the Liberal Democrats and Plaid Cymru’s Rhun ap Iorwerth took 5 per cent and 2  per cent respectively. The debate saw Britain’s main seven political parties clash ahead of the general election on July 4.  Mr Farage, who returned to frontline politics for Reform this week and is standing as an MP in Clacton, challenged his political rivals on immigration and net zero policies.
    • Hi CAG Team, I'm seeking your skills and help for a NtK my partner received through the post earlier this week. To give a little backstory, my partner and I, along with our young children (4 and 7), decided to go on a camping holiday about 3 hours away from us. We took a car each because we didn't have enough room in one car. We arrived at the services at very similar times as we followed each other the whole way. So, two cars. My partner has received this NtK, but I haven't. This NtK dropped through the front door on Wednesday, June 5, 2024.  We both parked in the Burger King car park, not in BP; we got out, all went for a toilet break, got some food from the BP garage and returned to our cars to eat.  After eating, we took the kids to the toilet again before leaving to complete our journey. I didn't notice any parking restriction signs and can't get back to the location due to how far away it is. I noticed another person had an issue here and reported it to you, and they managed to get the charge dropped. See below. To me, it looks like they have cameras at the complex's entrance and exit. I'm not sure if they own the land/car park by Burger King, I'm not sure if this is a legal contract or not.  I find that 30 mins limit at a Services that serves hot food to be ridiculous and unfair, especially as we had kids to feed and water.  And the fact that I didn't receive the same NtK despite us driving in and out together is just crazy. This is the location - I also uploaded a map image. Google Maps MAPS.APP.GOO.GL ★★★☆☆ · Restaurant 1 Date of the infringement 24th May 2024 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 29th May 2024 3 Date received 5th June 2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N 5 Is there any photographic evidence of the event? Y - Only entering and exiting the complex/land. 6 Have you appealed? [Y/N?] post up your appeal] N 7 Who is the parking company? MET 8. Where exactly [carpark name and town] BP Blue Boys, Tonbridge TN12 7HE For either option, does it say which appeals body they operate under. POPLA I hope you can help me out with some guidance on how to proceed with this. Let me know if you need anything else. Thank you, Passerby0233 2024-06-08 13_17_52-Burger King - Google Maps — Mozilla Firefox.pdf NtK_29-05-2024.compressed.pdf
    • Which Court have you received the claim from ? Civil National Business Centre (Northampton) Name of the Claimant ? PRA Group (UK) Limited How many defendant's  joint or self ? Self Date of issue – 23/5/24 AOS - Tues, 11/6/24 (19 days)  Defence - Thurs, 25/6/24 (33 days) Particulars of Claim 1. The Claimant claims the sum of £7926 for an outstanding debt owed. 2. On 20/4/18 the Defendant entered into an agreement with Lloyds Bank for a Credit Card under reference [16 numbers]. 3. On 10/5/22 the Defendant defaulted on the agreement with an outstanding balance of £7296. 4. On 28/11/23 the debt of £7296 was assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. The Claimant has instructed PRA Group (UK) to act on its behalf and the CLAIMANT CLAIMS 1. The sum of £7925 What is the total value of the claim? £8481 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes Did you inform the claimant of your change of address? I believe I sent a letter by registered mail of a change in address to abroad in 2021. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit card When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? Not personally - probably sent to my parents Did you receive a Default Notice from the original creditor? Not personally - probably sent to my parents Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Not personally - probably sent to my parents Why did you cease payments? Unable to afford, living abroad What was the date of your last payment? Unsure (probably 2021) Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No ................... I have read through a number of similar threads, one thing i'm not sure how to proceed about is that I live abroad in the middle east and have done for several years. The claim letter was sent to my parents address and I really don't want them to be harassed about this. I am sure I sent the original creditor a registered letter with my change of address but can't find this currently. I am not in a position to pay this, and tend to come back to the UK to see family at most once a year (less since Covid),  not particular bothered about my financial score...more concerned about harassment of my parents. I have not registered on the gov gateway or anything like that.  Details below (as best as i can), and thank you for taking the time to look into it. Also redacted claim form attached: Claim form 23-5-24.pdf
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Workplace Harassment


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Hello,

 

My 18 year old daughter has worked for an Agency at the same workplace for around 5 months and has had a number of occasions which amount to Harassment possibly Sexual but the line when it becomes Sexual Harassment is unclear to us. The client who recruit through the agency are aware of at least 3 occasions prior to the latest incident.

 

On the last incident a colleague who was sat near her at their work station moved across to her, put his hand on her thigh and then put his other arm around her, she tried to move away but he wouldn’t release his arm from around her and another colleague had to shout at him 3 times to get off her before he did. The following day she went back to work and became scared and upset in the first few hours because the person was constantly staring at her and his girlfriend and her friends were also acting towards my daughter in a threatening manner.

 

I eventually had to go to the workplace as my daughter was scared and upset and nobody was around to get help. A Team Leader became involved and took my daughter to an office where a Formal Complaint was prepared and then sent to the Agency & Workplace HR. 

 

After having her 4 days off due to the shift pattern she returned to work and straight away noticed that the accused person was on site and started glaring at her as soon as he saw her, this made her frightened and upset and again she had to leave site. She let her agency know if this and they said that the investigation had been carried out and the matter was closed but they would invite her to a meeting to chat over it and update her on what had been done to keep her safe.

 

she went for the meeting but it wasn’t as she thought, she was taken to the HR Managers office (Clients) who started to question her about the incident and at the end they said that they would now need to conduct a full investigation due to what had been said, this is what my daughter thought had already been done.

 

This means that for 4 days nothing had been resolved on site or actions taken to ensure the safety of my daughter which I find is unacceptable, nobody had contacted my daughter during the 5 days after submitting the FC to even ask how she is or to reassure her and they were happy for her to return to the site as if nothing had happened.

 

My daughter is now losing out financially because of this as she is to scared to go to the workplace as the accused is still continuing to be there and no action has been taken by either the Agency or Client .

 

My frustration is who is responsible to deal with the Formal Complaint as both parties are involved, is there a breach of her terms of employment, how should it be handled and by who.

 

She is also raising a report with the Police about the matter.

 

Any advice gratefully received.

Edited by dx100uk
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I think she is employed by the agency - is that what her contract says?

 

She could ask the agency in writing what they are doing to ensure she is not harassed at work, and also to pay wages until such a time as they have guaranteed a space workspace for her.

 

Or, she could ask the agency for work elsewhere.

 

Personally I would find now be contacting other employers to seek work elsewhere, as both the agency and the workplace have demonstrated they have no intention of taking this seriously. It's rotten to the core, but you can exhaust yourself going down a legal route. She has to look after herself.

 

And, she should join a union at her next workplace. They tend to be better at handling matters like this as a collective.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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I was thinking it was the Agency to resolve until the HR Manager for the workplace questioned my daughter then said they would need to investigate fully.

Both the Agency and Workplace have a duty of care for all workers and would be linked Contractually for employment rights.

 

My daughter wanted to keep working there until she found other work but was unable too due to the situation she faced when returning and the fact that no process had been followed to ensure she was safe.

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4 minutes ago, nicurro said:

I was thinking it was the Agency to resolve until the HR Manager for the workplace questioned my daughter then said they would need to investigate fully.

Both the Agency and Workplace have a duty of care for all workers and would be linked Contractually for employment rights.

 

I couldn't comment om that without seeing the contract. There are many kinds of agency agreements.

 

Do you have legal cover on your house insurance? It is worth checking the policy.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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8 minutes ago, nicurro said:

Pretty sure we have legal cover on house insurance policy.

Great place to start.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Hi

 

I have to agree with Emmzzi on this

 

The behaviour of the Agency and the Employer she is working for have shown they don't want to take such a matter seriously.

 

As your daughter is working for an Agency her actual employer is the Agency not the client the employer she was sent by the Agency to work for so the Agency should have been taking this matter seriously and investigating it properly.

 

Yes the Agency would notify the employer she was  placed with and they would also need to carry out an investigation and is probably why that employers HR Manager spoke with her as part of that employers investigation but she will be unaware of anything they have done before hand i.e. spoke with those employees concerned and what they said.

 

IMO after this she really needs to make sure she is signed up to a Union and also with the actions of this Agency she needs to find another Agency or get her CV out to other companies in the specific field she wishes to work. Even since restrictions are getting lifted look in the local area and go round prospective companies and drop off a CV.

 

Please don't let this episode affect your Daughter in the area she wishes to work 

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Thanks Stu007.

 

I understand what you are saying and the fact is they haven’t as an Employer followed a process thoroughly.

A further complaint has been raised with the Agency HR Manager and I believe that they will be unaware of how the issue has been dealt with by the site agency representatives who confirmed that the matter had been investigated and closed, this was before she was asked to go to a meeting about the matter.

The invitation to the meeting was to chat it over with the Agency site team not to be questioned by the clients HR Manager.

This meeting did not give my daughter any time to prepare for it and this became very stressful for her.

she was even asked if she typed out the complaint as it had speeding and gramma errors, for what reason I don’t know but she replied by saying it was a Team Leader Employed by the client who did it.

An HR Manager should know better than this and also trained in this area to ensure that appropriate action and due process is followed.

 

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Pause, and stop thinking about legal rights and obligations.

 

I get that you are angry.

 

what is the best thing which can happen for your daughter now, which she has control over?

 

you cannot force the agency to behave well.

 

Remember HR are there for the employer, not the employee. Don’t expect them to be your champion.

 

what is the best thing for your daughter, where she can control the outcome?

Edited by Emmzzi

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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The best thing would be for her to feel able to go back to the workplace and feel safe.

Is this too much to ask ?

 

What are you saying, stop working and punish yourself financially and for her to accept it was her fault?


Surely Agencies/Employers have to do better even when they won’t allow unions on site?

 

International Women’s Day must be a waste if this is the case.

 

 

 

 

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The ideal outcome, the law, and reality, almost never line up.

 

what did your insurers say?

 

Edited by Emmzzi

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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  • 8 months later...

open

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi, we have now received an offer to settle before the tribunal though I am unsure of the full meaning of this statement and how to proceed with the offer as it seems a little low.

Without prejudice except in relation to an application for costs to be paid by the Claimant”

 
Any advice appreciated

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Can’t advise without knowing who has made the offer, what the contract said, and what your claim was for.

 

You’re missing huge chunks of information out here.

 

Edited by Emmzzi

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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The offer is being made for commercial reasons from one of the respondents on the condition that all claims are dropped against all parties, the next para says “The offer is made on condition that all terms of an agreement can be agreed”

 

does this help ?

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That means they don’t think she has a case but it’s cheaper to pay her off than defend it. They won’t pay out unless she waives her right to bring more cases.

 

you need a view from your own lawyer on the strength of her case.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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