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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lloyds TSB - What is the Possibility of Account Closure


Sophie-Jane
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best of luck chuck think youl get your just desserts(deposit on a nice truck?)you wish n e way,Mjaets good advice there. bbfn.

P.S.wot do u drive?

 

God that takes me back - The word Chuck

 

Not herd that for at least 20 yrs, ever since I emergrated to Cambridgeshire, Best move of me life.

 

Yes - Of Course, Janet does give out some wonderful advise, and with this hectic week just gone, Thanhks Janet :)

 

Well next 3 months won't be driv'in no Truck, FM12 - Volvo Somerfield Blue - Yuck

Regards

Sophie

 

Thank you

 

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Hi Another offer of settlement

 

Seems they are not settling for NO conditions, here is the email I've just received

 

________

 

Dear Madam

 

Thank you for your fax of today.

 

We are pleased to confirm that the Bank is willing to make an updated offer of settlement on the following basis:

 

1. The sum of £894.81 will be credited to your account. This figure includes £780.00 for the charges that have been levied on your account, £34.81 for the associated interest and £80.00 for the Court fee.

2. You must cooperate with the Bank’s request that your account is reviewed.

Please note that you have been asked to attend a review for your own benefit as it will provide an opportunity to reconsider your banking needs and how they can best be met. We hope that both yourself and the Bank can use the review to agree on a positive way forward for the future.

 

3. You must maintain your account within your current limit, and any new limit agreed with the Bank.

Please note that when you request payments to be made from your account, you must have sufficient funds available in the account to make the payment. We would remind you that as long as you comply with this condition, no further charges will be levied on your account.

 

4. Payment will be in full and final settlement of this claim.

 

___________

 

Will be replying back soon

 

Dear Sirs.

 

In reference to your letter/s dated 8th August 2006.

 

I note your points but wish to advise you once again that only full unconditional settlement will result in me withdrawing this claim may I also point out that interest is accruing at a daily rate of 17p.

(The Amount owed by Lloyds at £814:47 as of 8th August 2006 and interest also charged at a daily rate of £0:17, until cleared into Account, Please allow 7 days for Receipt and Clearance) plus Court costs of £80

 

I will not accept to an account review whilst this claim is on going – and Only once payment is received into my account - Please also note this will only happen after recovery period after hospital admittance – approx 6 weeks after the 13th August 2006

 

Like you I am also quite confident that I can prove my case in court and prove that these are in fact penalties that you are trying to cloak as a service charge. I am also very confident that a judge will also see it this way.

 

As you have been informed, That I will be admitted as a patient of Leicester General Hospital from the 12th August 2006, for a period of no less than 7 days, possibly 10 days, depending on how well I heal, So I am informing you that I will not reply back to any correspondence received after the 11th September until I am recovered sufficiently, I expect to be able to reply back sometime after the 27th August, No sooner.

 

Yours faithfully

 

__________

 

Views Sought please

Regards

Sophie

 

Thank you

 

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Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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So I am informing you that I will not reply back to any correspondence received after the 11th September until I am recovered sufficiently, I expect to be able to reply back sometime after the 27th August, No sooner.

 

Shouldn't this read "11th August"? ;-)

 

FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06 :-)

 

TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06 :)

 

LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06 :)

EGG: £451.52 SETTLED IN FULL 18/01/07 :)

 

 

Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.

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Shouldn't this read "11th August"? ;-)

 

 

Woops

 

My mind not working too well, Must be the pending hosp admittance

 

Thanks kazzaw

Regards

Sophie

 

Thank you

 

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Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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Thanks John and everyone

 

Sent off last night, so may have a reply today via email I bet

Regards

Sophie

 

Thank you

 

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Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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I will not accept to an account review whilst this claim is on going

agree

 

I would also put the 'unconditional ' in capitals , as they are good at not fully reading letters , from my experience

 

other then that it is good :)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Thanks Janet for the correction

 

With this admission, my head is all over the place, so thats why I've decided to stop all correspondence on site, and all Snail mail, Email, PM etc that I receive from after 12 noon today, will not be read until I return back home, approx 2 weeks at the Very latest.

 

Thanks to everyone

 

and thank you all who have wished my the best etc, Thank you all

 

See you around in 2 weeks

Regards

Sophie

 

Thank you

 

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Thanks Paul

 

Well once again, I'm going around in circles,

 

Well it will not be settled until after I come home from Hospital, another £1:70 in interest to add on just there

 

Here is their Reply

 

(MY comments)

_________________

 

Without Prejudice - Confidential and Privileged

 

Dear Madam

 

Thank you for your emails of yesterday.

 

Please note that your letter of 10 August 2006 stated that, as at 8 August 2006, the amount of your claim stood at £814.47 plus interest at a daily rate of £0.17 and a Court fee of £80.00. As at 10 August 2006, the amount of your claim therefore stood at £894.81 and that is the sum that the Bank has offered to refund.

 

(Ok that I want)

 

However, we note your point in relation to the daily rate and we have attached an amended settlement letter which takes account of the ongoing accumulation of interest.

 

(OK Fine)

 

As to the request for you to attend an account review, we do not understand your reluctance to agree to have a meeting to discus your banking needs because the review is intended to be for your own benefit. It is even possible that the review can be done over the telephone and so we see no reason for you to refuse the Bank's request. Please contact the Branch today to arrange the necessary review.

 

(Hey can I have some piece while recouperating, Wont be able to do much for a month, and no work for 3)

 

We also do not understand your paragraph relating to the "imposition of confidentiality". The confidentiality clause that was included in the Bank's original offer of settlement on 25 July 2006 was a request not an imposition and has been removed from all subsequent offers. Your paragraph (which appears to have been copied from one of your earlier letters) is therefore entirely irrelevant. We can only assume that it has been included in your recent email by mistake.

 

(Look at the top for this email again)

 

We would stress that the attached letter sets out the Bank's final offer of settlement. The conditions of settlement contained within that letter are not open to negotiation because they are entirely reasonable and fair. Indeed, the Bank wishes to include these conditions simply so as to clarify the position on settlement and to make sure that you receive the benefit of an account review.

 

(Hey NO Conditions, Isn't me taking Lloyds to Court)(I'll let the Judge decide Shall I)

 

Please sign a copy of the attached letter and return it to us as soon as possible. As soon as we receive both a signed letter and confirmation from the Branch that you have attended an account review, we shall contact the Bank to arrange the necessary refund.

 

(NO WAY - Until Unconditional)

 

We look forward to hearing from you shortly.

 

Yours faithfully

 

_______________

 

I will reply back later today, This will be my final communication with all my financial institutions that Wish to deal with me,

So A nice reply back would be Nice - So they can ponder over for 2 weeks, or court date

Any suggestions are welcome, as at mo, my head is elsewhere, Do I leave it until after my operation, or shall I send a letter back Today ???

Thanks everyone for your wishes, I'm sure all will go well, and I'll be fighting fit again soon

Sophie

xx

Regards

Sophie

 

Thank you

 

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Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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Best wishes for your hospital visit and convalescence Sophie-Jane.

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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Thanks everyone for your wishes

 

This is my Final Post for this period

 

This is the reply I've sent off to Martineau Johnson

 

If they do not reply back positively, I am prepaired to let a Judge decide, and That unless a Full and final unconditional settlement is made, their will be no further communication between

Martineau Johnson or myself until court or earlier settlement in full

 

Lets see if this rattles their cages

 

___________

Dear Sirs.

In reference to your Email dated 11th August 2006.

 

 

UNCONDITIONAL SETTLEMENT

 

Or NO SETTLEMENT

 

 

 

I note your points but wish to advise you once again that only full unconditional settlement will result in me withdrawing this claim may I also point out that interest is accruing at a daily rate of 17p.

(The Amount owed by Lloyds at £815:16 as of 12th August 2006 and interest also charged at a daily rate of £0:17, until cleared into Account, Please allow 7 days for Receipt and Clearance) plus Court costs of £80, Total as of today £895:16.

 

Like you I am also quite confident that I can prove my case in court and prove that these are in fact penalties that you are trying to cloak as a service charge. I am also very confident that a judge will also see it this way.

 

AGAIN I also point out that there is no unilateral imposition of confidentiality in these circumstances as you must fully realise and for you to say otherwise is an abusive deception .I will pass any more dis informative correspondence from you to the Law Society who no doubt will decide whether this is a matter of discipline or merely requires more Continuing Education points.

 

Since you are already aware, that I will not be dealing with these issues over the next couple weeks, I will give you until the 27th to reply back, with a FULL UNCONDIONAL SETTLEMENT, If that is NOT forth coming, I will not communicate further with yourselves, I am prepared to let a Judge decide AT Court on what is the best solution.

 

Hope to hear back from you with a POSITIVE Reply

 

Yours faithfully,

Regards

Sophie

 

Thank you

 

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Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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just take out the bit that says you will not communicate further with them as you have a duty to try and settle this without taking it into court

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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  • 5 weeks later...

Thanks everyone for your kind wishes, Well I'm back

 

Still no reply back from MJS at all

 

 

I sent another fax yesterday

 

________________

 

Dear Sirs.

 

I am saddened by your lack of response; I sincerely thought you were sincere in trying to conclude this case, prior to any court action.

 

I did express, that I would not be able to communicate until around the 27th August 2006, and hoped that you would of complied with my request for a Full Settlement, with NO Conditions, I cannot see why I should be subject to conditions, when I an claiming for unlawful charges levied by your client (Lloyds TSB)

 

As for the running of my account, I will continue to run my account lawfully, and within Lawful Terms and Conditions.

 

As of the above date, the total that is owed by Lloyds TSB is as follows

 

 

Unlawful Default Charges

£780.00

Interest @ 8%

£40.82

Court Fee

£80.00

 

 

 

 

Total

 

£900.82

 

Daily Rate of Interest

 

£00.17

 

 

If I do not hear back with a positive reply within 14 days, I will take it you have ceased all avenues of communications, and you are willing to let judgement be done by the court.

Like your defence, I am also quite confident that I can prove my case in court and prove that these are in fact penalties that you are trying to cloak as a service charge. I am also very confident that a judge will also see it this way.

 

Hope to hear back from you with a POSITIVE Reply

 

Yours faithfully,

 

__________________

 

Lets see what happens now ??

 

Seriously I Am just hoping that they do not settle, and I want a court to decide on my legitamate case, But I could dream can't I ???

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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Woops the table went astray a little there, oh well, you can understand it - just

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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Hi Sophie-Jane, it's good to see you back!

 

I hope you are recovering well.

 

I wish you a rapid conclusion to your claim, on your terms.

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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Thanks Bean

 

Only another month off work, I tell you, I rather be at work, being at home is not all its cracked up to be.

 

Conclusion to my claim, LOLROF, ouch, but at least I'm communicating, Just waiting now to see what if any reply I get back from Lloyds Solicitors (MJS)

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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  • 3 weeks later...

Sorry for the delay in responding, been ever so busy

 

22nd September 2006

 

Settled - NO Conditions

 

Full amount of claim in Account

_____________________

 

Dear Madam

 

Further to your letter dated 14 September, our client has decided to refund you the whole amount of your claim for commercial reasons, without any admission of liability.

 

Your claim therefore has been settled in full and we should be grateful if you would write to the court to confirm that this matter has been settled.

 

Yours faithfully

 

Martineau Johnson

 

____________

 

Wrote back stating will contact Courts, only once payment is in bank.

 

Sent Fax to Court 23rd - Settled in full

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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Wooot :D

 

CONGRATULATIONS!!!!

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Congratulations Sophie

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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:D Congratulations Sophie-Jane!!!:D

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

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