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    • Hello I hope someone can give me some advice here, as I am at a bit of a loss on how to proceed. This relates to alleged offences under the RTA. Yesterday I received a notification from the local police of intention to prosecute for the following offences: 1 driving without due care and attention 2 failing to stop at a road traffic accident 3 failing to report a road traffic accident At this stage they have only asked me to say whether I was the driver at the time or not and provided a blank sheet of paper to give information about the incident. Going by the location (just round the corner from where I live) I can only imagine this relating to one recent incident, which wasn't actually an accident but more of a road rage event. I was driving past someone unloading or working next to his lorry which had stopped in the road. I wasn't going fast or anything, while I went by lorry man turned around and punched and kicked my car whilst going past him. I stopped and got out and wanted to know what he thought he was doing punching and kicking my car. He then hurled some verbal abuse at me, swearing and he was quite aggressive. I still didn't know what his problem was and said I would report him to his company for threatening behaviour and vandalism for punching my car. I got my phone and tried to take a photo of his lorry and number plate but at that moment he came right at me, still shouting and swearing, so I was worried he may hit me next, as he already punched my car. I thought if the guy hits me I will come off second best, so I decided to retreat. I quickly got back into my car and left. When I checked my phone later the photo I tried to take was blurred and useless, so I thought it was pointless to report the incident to the police, as the guy would not be traceable. Over that I forgot about it until I got the letter yesterday in the post. This is the only thing I believe this can relate to, but I have no idea based on what the three above allegations come from There was no road traffic accident, more of a road rage incident. So I am at a loss what to do. I have 28 days to respond. Should I just say yes I was the driver and was there and see what happens next, or should I already make a written statement on the attached piece of paper they sent me and send that with it ? Is there anyone here who would have a rough idea what to do next ? I tried my legal advice line through my Union, but they have sent me from pillar to post, now say it needs to go to a different department again and that would be chargeable as the RTA comes under Criminal Law. So any advice would be appreciated Many Thanks
    • So a quick update got bounced around two different departments and managed to speak to a DVLA bod , explained the situation and they could see the overlap and that DD payments had been made from Feb , also no formal remiders prior , they gave me a number for the legal dept who I am calling this morning to see what they can do in terms of the SJP notice , still have time to submit this online.  Will update after my chat this morning 
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Tanzarelli v Cap One... £ + default **WON**


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HE SHOOTS HE SCORES

 

IN THE BACK OF THE NET

I

WON

 

I have just had the following letter from Crapital One:

 

Executive Office

Capital One Bank (Europe) plc

PO Box 5281

Nottingham

NG23HX

 

14th March 2007

 

Dear Mr. T,

 

Your claim against Capital One Bank (Europe) plc

County Court Claim number 7WR03176 (6WR03176 is actually correct)

 

I’m writing to you in response to a settlement you have agreed with our Legal Specialist regarding the above county court claim you have issued against Capital One Bank (Europe) plc. (well that’s funny as I can’t remember agreeing to it yet, last time we spoke I refused your settlement offer and sent the cheque back to you stating that I was not accepting it until you agreed to remove the inaccurate Default notice from my credit file)

 

As agreed, I have contacted our credit file amendment team to ask them to remove the default from your credit file. (Better make sure it is from all CRA’s as I will be checking and will be requiring written notification that this has been done) Unfortunately, the credit file agencies only allow them to update and amend credit files at a certain time each month. I have asked them to write to you to confirm when they have removed the default from your credit file. In any event, the default will be removed very shortly and you will receive confirmation of this from us.

 

I have also enclosed your previously returned cheque for £295.70 and arranged to send you an additional cheque for £9.12 (as I told them last time they sent it that it was missing the daily rate of interest that had been accruing sine I filed my claim), which will arrive within the next 14 working days. This further cheque will cover the 8% interest you are claiming under section 69 of the County Courts Act 1984 from when we previously wrote to you confirming the refunds had been made up until today’s date. This amount is £0.16 per day as stated on your claim form.

 

If you have not already done so already, please notify the court of the settlement in order to avoid further action. (Not likely until it has all been done and the default has been removed and also the other cheque and this one have both been received and cleared) Alternatively, please let them know we are settling and notify them to discontinue the claim once you receive the letter from our credit file amendment team and your further cheque. (This I will do, know your thinking along my lines)

 

Once again, I am pleased we have been able to resolve things and I wish you all the best of luck for the future. (Well how nice of them to say this, I wish them luck to as I’m sure this wont be the last claim like this to hit their HQ) (I wonder if the card I have in my wallet will now be activated as it is a new card and as I was over my limit it couldn’t be activated…….ummmm I wonder)

 

Yours sincerely

Wendy Starr

Legal Department

For and on behalf of Capital One Bank (Europe) plc

Well done Tanz, you deserve it after all your hard work and perseverence.

Now what is next....

on your hit list.

Regards

DS

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avatar10282_15WillowRedNose2.jpg

 

Willow apologises for her absence of late, Tanz, but has heard about your win, and asked me to offer you her heartfelt....

 

CONGRATULATIONS,

BIG GUY !!!

She hopes to get back here soon to deliver your winner's smacker personally.

 

For now, though, you'll just have to settle for me, sorry...

 

gorilla1s.jpg

 

....I bet you'll even fancy me when you roll back in with your beer goggles on !!! :D

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Tanz,

 

Thought Crap1 would hold out longer on me, but I have received a "partial" settlement today (£1205 against claim of £1578), they are not keeping my £375;);) though). http://www.consumeractiongroup.co.uk/forum/capital-one/59665-thesergeant-crapitol-1-a.html

 

Hope you had a good celebration and the beer head has cleared ...... :D

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

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Actually, its all gone pear shaped.

I did for one fleeting moment get them out of sync by changing my avatar to the eyeball. Now its all gone wrong.

Lost my red dalek :-(

 

Don't worry, my eyes feel cross eyed this morning anyway got a banging headache to boot.

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Hi All,

 

I would like a letter that would remove defaults from my accounts but i am sure, which letter i should be sending off... Please could some one reply with letter.

 

Thank you

 

MISSCHILLOUT

 

PM me some mre info about where you are at, also a likn to your thread so I can help.

 

Tanz

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Really good news Tanz, you have given me a lot of confidence as our cases are similar ( though my daughter is 4 months older lol ) I will be using some of your templates for my case if thats ok with you.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Really good news Tanz, you have given me a lot of confidence as our cases are similar ( though my daughter is 4 months older lol ) I will be using some of your templates for my case if thats ok with you.

 

TezViper

 

Go for it, no copyright on this thread, or any of my others.

 

Most of them were picked up from on here, with a few bits added from me. lol:)

 

CONGRATULATIONS!!

 

Love

 

MILLYXXXXX

 

Thanks Milly

 

I am really chuffed about this one, only black horse default to get rid of now and may be able to get better credit if needed then.

 

Tanz

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Go for it, no copyright on this thread, or any of my others.

 

Most of them were picked up from on here, with a few bits added from me. lol:)

 

 

 

Thanks Milly

 

I am really chuffed about this one, only black horse default to get rid of now and may be able to get better credit if needed then.

 

Tanz

well if you want a jockey for the black horse !!!! (see my aviator - jockey colours )

:cool: sunbathing in juan les pins de temps en temps

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Don't worry, my eyes feel cross eyed this morning anyway got a banging headache to boot.

 

Danced an Irish jig for ya Tanz...Well done mucker...Let's hope you've paved the way for the rest of us...Congrats!!!!!!

 

Although I am a bit gutted that your letter wasn't signed by Mr Udy LOl

Just hate every DCA out there

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well if you want a jockey for the black horse !!!! (see my aviator - jockey colours )

 

I might just call on your sevices for that one, as it will involve missold PPI to boot. I think you mean avatar?

 

Danced an Irish jig for ya Tanz...Well done mucker...Let's hope you've paved the way for the rest of us...Congrats!!!!!!

 

Hope so. lol

 

Although I am a bit gutted that your letter wasn't signed by Mr Udy LOl

 

Gonna send a letter back first telling them to resend with correct claim number on, as it had a 7 instead of a 6 at the start. Want it right before infoming the courts, just in case.

 

Great! but you are not giving up on the £100.74 are you?

 

Not a chance. lol

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