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    • OK, thanks.  Jake Burgess is well known to us - and well despised. Friday would be great as then there would be the weekend to tweak things. 👍
    • Thanks FTMDave.  VCS's WS was from Jake Burgess.  I will draft my WS and share with copies of court order, and VCS's exhibits asap.  I'm away tomorrow so more likely Friday.  Thanks again for the advice   
    • Thanks. Time to move on this. 1.  You need to tweak the magnificent WS that dx suggested.  Adapt it to your case.  It should take you about half an hour (I recently wrote a WS from scratch during a train journey which wasn't optimum 😂 with lots of cross referencing and it took me an hour an half, you have one already cooked thanks to dx). 2.  We will add bits to ridicule VCS's WS - it's rich that they moan about your defence being standard when their Particulars of Claim are too and also include the rubbish about keeper/driver that has been criticised numerous times by the courts. 3.  Who wrote their WS?  Was it Mohammed Wali or Ambreen Arshad or have they got someone new? 4.  We need to see a good chunk of VCS's exhibits.  I don't get why we have to keep asking you for things rather than them being volunteered.  Isn't it obvious that we can't help you compile a decent WS if we can't see what the other side is arguing?  All their silly signs aren't needed, but any contract with the landowner is important as are all the photos of your vehicle. 5.  You've never shown us the court order which fixes the hearing date.  It should be obvious we need to see what the court has ordered.  This is the second time we've asked. 6.  VCS were using Elms Legal.  Are Elms Legal still involved? 
    • As per my post above, I believe they are attending - either themselves or a representative on their behalf, as I have not received any notice either by post/email that says otherwise
    • I actually did one better and came to a settlement, didn't cost me a penny. so great result...case closed. Many thanks for your help, much appreciated.
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Erudio student loans - account terminated for failure to defer


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thats what they do add it to the balance.

dont move without informing your creditors 

NOSIA are std for every credit under the CCA. the owner/creditor must annually sent them. 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi guys, 

letter from Drydens Fairfax following response to PAPLOC and request for documentation back in March.

They want me to register with their customer portal to view and download the documents, available for next month.

Is this unwise in any way?

Should I be requesting paper copies via post?

Can’t think that this has come up in any other posts or am I being overly cautious? 

thanks 
 

 

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ignore dont fall for their trap to get your email id.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

On 12/02/2021 at 13:24, dx100uk said:

dont invite pointless letter tennis with pointless posturing

always best to re read your thread eh?

you've been here +2yrs and still are very basic questions ...shows you dont bother self helping as you should be.##dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thank you.

I understand that and have seen it said many times, and since gratefully taking sound advice here have never communicated with them unless necessary.

I guess it was more whether requesting the documentation was useful to me going forward, rather than simply giving them a hoop to jump through.

But will ignore

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they'll have to send it at some point and if they do raise a court claim, they'll be compelled to send it at the disclosure stage if they intend to rely upon any document in their claim.

dx

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 4 months later...

i can...:pound:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

again it shows you have not bothered to read up in the past.

a solicitor is only ever involved if their client are looking toward possible litigation.

dont move for 6yrs since last successful deferment or payment without informing them of your move in writing.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I’ve read lots of these threads and I can’t recall that I’ve ever seen this specific communication.

I understand what you’re saying but I don’t know why they would advertise that (legally obliged to?) since they spend most of their time trying to put the wind up people, especially since it’s all part of the same operation.

Why not just keep people on their toes and keep them guessing? 

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they want and easy win by backdoor litigation more than anything on these all slc debts.

they lost arrows £100M's when they bought them and are under extreme pressure to get money in before 99% of them become dead under the age related rules.

they'll try every trick in the book to pull it off.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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