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    • Appreciate the time that has gone into replying. I have read so much about this tonight that hopefully I can be a step ahead.  If I gain a reply from the head office I shall let you guys know. 
    • yep. they are all simply trading names of perch to try and scam people into thinking their debt is going up some kind to mystical legal chain...which is BS. all dca's pull these stunts and have done since the late 1970's
    • just type no need to hit quote. what you really need to do is forget about it now they have  just steer clear of THAT ONE STORE for a few months. other B&Q's are OK. even if you do go back in, they'll simple ask you to leave, then if you return again, could invoke trespass laws BUT WE HAVE NEVER SEEN IT HERE. as for getting out of your tree about police, prison, criminal record, arrested, knocks at doors, letter of claim....NONE OF THE CAN EVER HAPPEN. and has not on these joe public low level shoplifting incidence since 2012. you've already got a scary letter ratchetting on about some mystical FAKE civil restoration scheme .  you'll probably get a few more ...NOTHING THEY CAN EVER DO. bin shred burn give to your pet hamster any money people pay CRS/RLP/DEF etc regarding their letters goes straight into their pocket and off they go down the pub and LAUGH at people they mugged. the retailer never sees a penny.  i admire your action of send £5 to B&Q. its done now and its over with....move on with your live. dx
    • 4.  Under The Pre-Action Protocol 201?, a Debt Buyer must undertake all reasonable enquiries to ensure the correct address of a debtor, this can be as simple as a credit file search. The Claimant failed to carry out such basic checks. Subsequently all letters prior too and including ,The Pre action Protocol Letter of Claim dated 7 January 2020 and the claimform dated 14th February 2020 were all served to a previous address which I moved out of in 2018. 9.   The claimant failed to comply with the additional directions ordered by District Judge Davis on the 2nd February 2024 'The Claim shall be automatically struck out at 4pm on 3 April 2024 unless the Claimant delivers to the Court and to the Defendant the following documents.' None were received by the court nor the defendant by that date. re: 13 & 15...they dont need to produce the deed, thats a private b2b document only the judge can demand sight of. i would remove 13 totally as within their WS they have produced the Notice Of Assignment. and delete it from 15 a few ideas. dx  
    • Underp04 (I think it was him) put up the statement IDR used in court from some supposed expert mr edge. can you find it? It stated 10 years was the statute barred limit but also that the laws were very confusing. very much worth digging out!
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Cabot/Mortimer claimform - old 2003 Lloyds Loan -stayed - Now n244 to lift stay-Summary Judgment


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A quick glance the agreement looks good....although covering the dates does not help. With regards to your second upload.....its just a list of documents...can you upload them ?

We could do with some help from you.

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Let me check your list again....

 

Default Notice/Notice of Assignment and Statement of Account please.

We could do with some help from you.

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Default Note screenshot.....useless.

Statement of Account not original creditors been recreated.

Notice of assignment is a new template with the details added

 

None of the above are originals.

We could do with some help from you.

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I wondered when you would post the threat of lifting the stay and apply for summary judgment...so wait until /if they do wish to make application.....the court will inform you

We could do with some help from you.

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Andy, should I reply to their email saying the documents are not original or just don't reply to see if they lift the stay? Whats if they lift the stay, what are my chances to defend this?

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no dont ever enter into pointless letter tennis

 

yours is not the next move

 

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Now why would you want to give them the heads up ?  Do you want them to find the originals? :wink:

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We could do with some help from you.

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Well if they do its not the end of the world ...you can still challenge it.

 

 

 

.

We could do with some help from you.

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  • 1 month later...

They have gone ahead to lift the stay. they applied on 2nd of Feb, unfortunately due to family emergency, I was out of the country and only returned last night to find court letter included with witness statement along with copies of previous documents. Is there a time limit for me to respond? What will be my next course of action? 

 

N244 court stamped.pdf

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who sent this.. Drydens or a court?

 

till a court writes...then not much you need to do bar read a few like n244 threads.

 

If drydens have sent it to northants bulk that is and its not 'fake' Just to frighten you .. We have seen it before

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Stamped received by CCBC Northampton 3rd Feb so this is happening. MCOL does not show when applications are made but inform you manually with a copy of the application and witness statement and a hearing date.

 

Scan redact and upload a copy of their statement and chase CCBC up for a copy of the Transfer of proceedings (which will be to your local county court).

 

Once you know the date of the hearing you can submit your own statement in response to their application which must be filed and served not les than 7 days pre hearing.

 

Andy

We could do with some help from you.

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thread tidied

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...

Update: 

I am well confused. Crapbot wrote to me saying account no longer with the solicitor and no further action will be taken, then I received court papers with hearing date. What do I do? Please see attachment suggest. Appreciate your help. Will be donating soon.

 

Thanks

 

 

 

sols no longer acting for cabot.pdf

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i will assume you have to make a statement as with all N244 applications.

post it all up please in one PDF

 

what have you been researching here regarding the N244 in the last 2mts? we are self help too..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Cabot claimform - old 2003 Lloyds Loan -stayed - Now n244 to lift stay-SJ

Hi Dx, paperwork received are exactly same what I received from solicitor. Copies of Exhibits and witness statement.

 

should they have send me N244 form? They have sent N244 from claimant.

 

To be honest I had brief look at 244 thread and I didn’t gather much information. 
 

Appreciate if you can please help me as what should I do next. Thanks 

 

hearing date 18-06-22.pdf

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Or goto the hearing ensuring the judge has a copy of that letter and a costs sheet from you too?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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