Jump to content


  • Tweets

  • Posts

    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
    • Well, it's up to you. Years & years & years ago the forum used to suggest appealing to POPLA, but then AFAIK POPLA's remit was changed and it became much more biased in favour of the PPCs. One of the problems with taking that route is that the onus will fall on you to prove your appeal, while if you do nothing the onus is on MET to start legal action which experience teaches they are very, very reluctant to do. If you go down the POPLA route I would think your ace would be insufficient signage.  Are you able to go back there and get photos of their rubbish, entrapping signs?
    • The first clearly visible sign as you pull in to the car park states “McDonald’s Customers Only 60 minutes” The next clearly visible sign is an almost identical sign outside Starbucks which states “60 minutes free stay for customers only” There are other signs towards the rear of the car park (away from the outlets) that have the terms and conditions on them in very small print.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Marstons. Capital Contribution Order


HOWLER
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1237 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

There is no CCJ DX.....Legal Aid has no connection to a CCJ........they secure the aid by way of a charge on property.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

My wife had nothing to do with this matter. 

The property has been in her name for years. 

There was also no proceeds of crime as I never got paid. 

So how can they take 106k from my wife's asset. 

Link to post
Share on other sites

OP, surely you meant conviction in a CROWN COURT.  Is that right? 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

53 minutes ago, FTMDave said:

OP, surely you meant conviction in a CROWN COURT.  Is that right? 

Yes sir. 

 

THIS CONVICTION WAS IN A CROWN COURT. 

 

Let's not get mixed up. 😇🙏🙏🙏😭

Link to post
Share on other sites

5 hours ago, HOWLER said:

your post 41 confused me..

 

1 hour ago, HOWLER said:

So how can they take 106k from my wife's asset. 

 

they can't..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

1 hour ago, Andyorch said:

There is no CCJ DX.....Legal Aid has no connection to a CCJ........they secure the aid by way of a charge on property.

 

which they can't do as he has no connection to it? . ...is not on the deeds or part of any past mortgage whatsoever,,,,,

and even if they could or do...would thus only be a useless restriction k?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Re read my post #51 above

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

I give up I cant handle this I am not capable. just not clever enough. verbally or otherwise.

 

just spoke to doctor who explained my notes are available on line for me to download if I wish to send them the information.

 

thanks very much 

I am at the end of mt tether I cant deal with this I am done in.

Link to post
Share on other sites

Have you checked or received anything from the Land Registry if the LAA have placed a charge against your wife's property? 

 

Ignore Marstons letters for now.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Your wife is going to have to ring up, of curse they won't give out her information to someone who isn't her. Any doctor will write a medical note, sure some might charge £20 but most will do it for free. If necessary she should make an appointment.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

You can lead a horse to water but you can’t make it drink.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

I know nothing about capital contributions in respect of legal aid, but I'm confused and I suspect HOWLER might be as well:

 

(1)  In his OP, HOWLER says he's been told he owes an amount "to the tune of £100,000", but that's not what the email extract above says - it says £106 only.  What is the amount?  HOWLER redacted from the first document he posted all the figures relating to the calculation.  I also note that the above states a disposable capital figure of both £123 and £123.000 - is this a typo and the second figure is meant to be £123.00 rather than £123.000 or is it meant to be £123,000 which is what the calculation suggests?

 

(2)  What does "I can confirm that we have paid total FDCs of £112,. You have paid an income contribution of £5.6k leaving an outstanding balance of £106" even mean?   Is this what the email actually said or is it a typo by HOWLER in transcribing the email?  (Sorry HOWLER - I'm not having a go at you, I'm sure you're not used to doing all this).

 

(3) HOWLER was advised earlier to ignore this demand because his wife's property couldn't be taken into account in calculating the capital contribution.  Is the view now that this advice was mistaken and her property can be taken into account?  If HOWLER is confused by this whole thing  (and he says he is) it might be useful to spell out for him exactly what the position is regarding this point.  (It looks to me as if it can be taken into account).

 

I'm not particularly concerned about whether the demand can be enforced, whether any charge put on the property will have any teeth to it, or whether HOWLER needs to plead his wife's disability.  All that seems irrelevant to me until the actual amount "owed" is bottomed out, and I can't tell three pages in what that amount is.  Apologies if I'm being stupid and the amount is obvious, but I can't see it and so far as I can tell nobody else has pointed out the discrepancy between £100,000 and £106.

 

OK - presumably the balance owed is a typo by HOWLER.

 

Total legal aid paid out = £112,000 less initial contribution of £5,600* leaves outstanding balance of £106,000 - sort of.  Is it normal practice for the Legal Aid people to be so slapdash and careless in their calculations?  £112k less £5.6k* does not equal £106k.  If they are trying to back up some sort of charge/demand I'd expect to see calculations to at least the nearest pound - and I'd prefer it to be to the exact penny.  Absolutely hopeless!

 

* I understood HOWLER also to be advised to claim back the money he'd already paid - £7,000 according to him, but only £5,600 according to the email.  Does this still stand if his wife's assets can be taken into account?

 

EDIT:  I don't know they paid out £112,000 - HOWLER's email just says £112, but it's the only way the figures make any sense - well even then they don't make sense.  Pity the original calculation figures were redacted.  (Sorry HOWLER - not having a go at you.  I made a living out of understanding numbers - you probably didn't).

 

HOWLER - sorry, but did you actually cut and paste that email from Legal Aid, or did you simply try to copy it word for word?  If it is a cut and paste the author of the original email ought to be shot...

Link to post
Share on other sites

Quote

(3) HOWLER was advised earlier to ignore this demand because his wife's property couldn't be taken into account in calculating the capital contribution.  Is the view now that this advice was mistaken and her property can be taken into account?  If HOWLER is confused by this whole thing  (and he says he is) it might be useful to spell out for him exactly what the position is regarding this point.  (It looks to me as if it can be taken into account).

 

 

Already have see post #51

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Just to reiterate and to correct any previous advice....the OPs wife assets/property can be taken into consideration but the norm is the LAA simply place a charge as security and very rarely ever force sale of property.

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

would only be a restriction k too as he was nothing to do with property purchase nor are on the deeds ??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No DX it will be a full charging Order to secure the legal Aid...does not work like a CCJ

 

" The LAA will register a charge on your home, similar to a mortgage, with the Land Registry to secure the debt. Interest – currently 8% – is charged on this debt."

 

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/860909/Client_Legal_Aid_Leaflet.pdf

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

thanks worthy for future ref

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

It's worth noting that there is also an appeal process for hardship and extra ordinary circumstances, not just financial.

 

We don't know the details of his wife's disability.

 

I think he's got a chance of getting it thrown out, better than 50% if he can point to how damaging this is to her condition. For example if she on Anti Anxiety / Anti Depressants especially to counter the side effects of another medication that she needs to take?

 

Or even on the physical side. Does the apartment have special facilities for her etc? Would it be impossible for her to move somewhere else? I know they can't force a sale but this might be enough to get them to leave well alone.

 

They are a government agency, like Tax Credits, Council Tax etc and have to be extremely sensitive to this type of thing, especially when it comes to disability and depression etc.  

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

marstons are demanding £106855.51p as my final defence costs.

Sorry but i had to take time away from this . 

 

My wife and i are both on anti depressants my wife also takes an array of pain medication.

She is a cancer survivor (throat Cancer ) from 5 years ago .

she also cant walk unaided as she needs hips and knees replaced.

she is in receipt of P I P payments the top rate.

Also prolapsed disc in neck. 

 

We moved to an apartment 20 months ago to make it easier for her.

i am not the owner, nor part of, she has full ownership .

 

I have not been on any deeds for 10 years before moving here.

my wifes total savings are no more than 15k.

The car is a motability vehicle.

Any other Qs please ask.

 

Once again very sorry but i am not doing too good.

 

Very BIG THANK YOU to all for any help .

 

If anyone knows of a good lawyer to do letters for me i would be happy to pay. 

I don't have any savings but could raise a couple of grand if need be.

 

yes i made a mistake putting up the letters cos i didnt want my wife to catch me. so figures i got wrong. 

 

 

Marstons CCO Letter 22-05.pdf

  • Thanks 1
Link to post
Share on other sites

You need to make all of this known to the Legal Aid Agency. Even if you don't tell your wife immediately, write a letter explaining everything that you put in this post. We're not talking Shakespeare here,

 

Just a simple note saying that 

 

My wife is severely ill, in cancer remission also in great pain awaiting a hip and Knee replacement.  She is on a vast array of pain medication, and on anti depressants that are needed to fight the side effects. She is also in  an incredibly high risk for Covid 19.

 

Your demands for impossible amounts of money, are putting her under an unbearable amount of stress, and frankly you are making her life hell.  Pretty much demanding money with menaces from an elderly disabled woman, with chronic pain. It's also highly irresponsible of you to allow Marstons to make threats to come and visit bearing in mind the severity of the current pandemic, and her risk of Dying from Corona Virus.

 

I trust you will understand and reverse all charges. Including a refund of what we have already paid Marstons,

 

Kind Regards

 

 

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Agreed London........unless you argue the atrocious costs figure...they assume you will accept it....and I emphasise accept not pay it.You don't need a lawyer to draft letters.....you do need to check with the Land Registry if they have placed a charge.If they have it can always be adjusted.

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

You need to make sure it goes by post, signed for, first class. No emailing or anything, that's not how this works.

  • Thanks 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

17 minutes ago, HOWLER said:

As yet there is no charge as the 28 days is not up yet .

 

:???:  what 28 days.....there you go again taking notice of a DCA time frame....The LAA set the times an timetable.

  • Confused 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...