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Link and Old Barclaycard debt acount 2 of 2 £2957.74. owed


mystic_bertie
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so a diff barclaycard to the one already here then?

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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did they reply to a CCA request on this one or you never sent one?

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

 

Hi dx.

I did a lot of digging through my paperwork and i does not look like i did send a CCA to Barclaycard.

Reading back in the thread i did send a SAR to them but it looks like i never received them.

 

At the time of doing that in 2016 i was in temporary accommodation.

I was lodging with a girlfriend at the time, we broke up too at that time too and she did not talk to me so i have no idea is Barclaycard did send a SAR or not.

 

I did get a SAR from BOS and Ulsterbank.

At the time Moorgate (mbna debt) refused to supply me with the 2 x CCA's due to them not knowing my new address, which i was told was rubbish at the time.

 

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CCA link not BC.

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

makes no odds as you are now in England other than the statue barred rules.

when did you last pay this..save us looking back?

 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ok just follow post 2 in that thread andy pointed too.

 

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...
  • 2 weeks later...

Hi Guys

here is the latest reply from Link Financial,

can someone please have a look at it and see if ineed to do anything to respond?

 

The date of the letter was the 12th feb 2020,

the letters are sent to my daughters address so there is a bit of a delay in her opening the letters for me.

 

Many thanks ;)

upload pdf link 12-02 - Copy.pdf

 

Im not 100%  sure of the way they have worded it, are they saying that they are taking no further action.?

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they are saying it's unenforceable until they can comply.

well the sb clock is ticking.

 

they are quite correct they can report on it

but that makes no odds

 

it will vanish from your file on the OC's defaults 6th birthday, and they can't change that original default date.

doesn't mean the debt is not owed mind, until SB kicks in.

 

i'm still not happy that BC did not default the debt before or at the time you entered the DAS

you could complain to them but you'll need to sar them 1st

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Many thanks dx 

 

I looked at my spreadsheet and from what i have noted there was a default on 11/01/2011 from BC. 

 

I thought the SB clock was ticking from the last token payment in 2016 and not the original default date. 

 

On the other BC account i have, it was also originally defaulted by BC however Link also put a default against my credit record,i had to go to the Ombudsman to get the default removed. I will check my credit file and see if link have defaulted me again or not.

 

cheers ;)

 

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last payment or OC defaulted date+14 days, whichever is the latter .

neither account should be on your credit file now nor comeback.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

the accounts don't show..?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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