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    • Hello, welcome to CAG. As you say, appealing this ticket doesn't help as these people hardly ever accept appeals. They don't care how difficult someone's life is, they just want the money. The forum guys should be along later with thoughts for you on how to deal with this. Best, HB
    • I have received an email in the last 10 minutes 4) The Claimant's witness is currently out of the office on annual leave and this was not relayed to DWF Law until after the event which has caused a further unfortunate delay. 5) The Court has directed parties to file and serve any evidence upon which they intend to rely not later than 14- days before the hearing i.e. by 4pm on 6 June 2024. Regrettably, the Claimant will have insufficient time to finalise their witness evidence and supporting exhibits as directed. We therefore respectfully apply to extend the time for filing/serving evidence so that the evidence upon which the parties intend to rely by filed and served not later than 7-days before the hearing i.e. by 4pm on 13 June 2024  It also includes a "Notice of Hearing" stating that the application hearing will take place on 13th June at 10.00am.  Confused as to whether I need to attend this ?
    • I've received this notice to keeper. I work for the NHS and was delayed due to patient care. I park here regular and and have never had any issues. I've looked at the evidence on the portal and other than showing that i entered at 12.59.33 and departed at 17:14:14 it doesn't state how long i overstayed for. I paid for 4 hours parking over the phone which i wont have done till i got parked but as its over the phone i have no receipt or record but it is not possible for me to have been in excess of 15mins from the photos alone but I'm unsure having read other threads whether grace periods are 10 or 15 minutes. I havent appealed yet but and was about to but in appealing i'm showing i'm the driver which i gather is something you state we must never do. I don't like confrontation but £60 seems extortionate. Hope you can help. 🤞 1 Date of the infringement 30th May 2024 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 30th May 2024 [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s 3 Date received 5th June 2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] No reference to schedule 4 just says"...we the creditor reserve the right to recover unpaid parking charges from the registered keeper in accordance with POFA 2012." 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up NA 7 Who is the parking company? Carpark securities 8. Where exactly [carpark name and town] Northgate, Halifax Former Dews Car Park HX1 1XJ For either option, does it say which appeals body they operate under. IAS There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE   Notice to Keeper.pdf
    • It never seems to amaze me how the chuckleheads think that No Stopping can ever offer a contract when it is prohibitory. In any case you did not accept the contract by entering the land, you entered the land to get to the airport for goodness sake. In most car parks there is a Consideration period that allows motorists to decide whether they want to stay in the car park . Here on a road, there is no consideration period and whether the motorist finds the terms agreeable or not even assuming that they are able to understand that they are being hoodwinked into believing they are being offered a  contract they cannot turn back. They have a plane to catch and even if they did turn back because they didn't accept the  No Stopping term of   the so called contract they would still have had to stop to turn around. Plus there is a question of Frustration of Contract. You had to stop at a pedestrian crossing .    
    • Just a couple paragraphs their WS that it might be useful to refer to specifically in the OP's WS... Para 6 A contract was formed with "the driver" of the vehicle. Para 8 "The driver" accepted the contract. (The "driver" is not named, or identified anywhere in the WS). Para 7 WHY would there ever be a "no stopping" restriction in a car park? (In Para 10, they specify that it is a "car park"). Para 11 "The Defendant" became liable." Again, they have not shown that the Defendant was "the driver", simply the keeper. Para 20 "It is a matter of agreement"? Not really sure what they're trying to say here...
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Taking Rent2Buy your car to court - agreement unenforceable***Claim Struck Out***


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hello,

 

Hoping someone can help.

 

I missed 3 weeks payments on my car and the company sent me a termination letter.

No default letter before this, just the termination. can they do this?

 

They then turned up twice at my home unannounced, though i wasn't in.

 

I have since paid over a third, yet the police turned up today stating that the company had reported the car as stolen?!

 

Any advice much appreciated.

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Who's the company?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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How many of the payments have you made?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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...

  1. 05/10/2017 280
  2. 08/11/201770
  3. 15/11/2017 70
  4. 22/11/2017 70
  5. 29/11/2017 70
  6. 06/12/2017 70
  7. 13/12/2017 70
  8. 20/12/2017 70
  9. 27/12/2017 70
  10. 02/01/2018 70
  11. 03/01/2018 70
  12. 10/01/2018 70
  13. 17/01/2018 70
  14. 24/01/2018 70
  15. 31/01/2018 70
  16. 09/02/2018 70
  17. 14/02/2018 70
  18. 22/02/2018 70
  19. 28/02/2018 70
  20. 14/03/2018 70
  21. 06/04/2018 240
  22. 01/05/2018 320
  23. 04/06/2018 70

Total 2240

 

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Thread title amended.

 

Upload unapproved Reg showing in agreement.

 

Andy

We could do with some help from you.

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Wow, just wow. I don't think that I have ever seen a more un-compliant credit agreement. The Termination:Your Rights section alone appears to have taken what should be statutory wording and terms and twisted them into something else completely.

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6 Termination by r2byc

 

r2byc may on any breach by the Hirer of any of the provisions of this agreement after due notice terminate the hiring under

this agreement, and on such termination this agreement and the hiring constituted by the agreement shall be determined and

the Hirer shall no longer be in possession of the Vehicle with r2byc's consent, and, subject to the provisions of clause 7 below,

to our right to take repossession of the Vehicle and to any of the Hirer's pre-existing liabilities to r2byc, neither party shall

have any rights against the other.

 

I think that agreement was drafted by he Chuckle Brothers:-)

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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So how many payments have you made please count them...

 

Looks like 23 or 24 made out of 70

So the car could well be protected goods??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Protected goods under CCA

which means they have to go to court and get a return of goods order

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Whatever the situation, I would certainly make a formal complaint and ask for it to be put forward to the FOS in respect of them reporting the car is stolen. This is clearly untrue and is an extremely abusive tactic and it needs to be put before the authorities. I should make a letter of complaint now and demand a final response within a weeks maximum. I should also send them an SAR and to see what they've got on file on you and see if there is any reference to their contact with the police.

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My car is still showing as stolen on the police database.

I need to drive from the Midlands I to Wembley today.

 

I have the HP paperwork in me just in case.

Is there anyway I can get the stolen marker taken off?

 

The police didn’t seem too helpful on that bit yesterday, they just said they would ask r2byc to take it off.

 

I’m taking my children with me so do t want them scared by being pulled over constantly.

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you have proof you own it and the V5C too?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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that unlawful its registered in your name!

 

never mind you legally must hold the docs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I have just had this email: Please bring your payments upto date (4x£70) . We have contacted the police and confirmed that you have been in touch and once payment is made the stolen marker will be taken off .

 

 

Also can anyone point me the the legislation that states the V5 should be registered in my name?

 

 

Thanks

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No V5, they still have that. They said they won’t give it until it’s been fully paid off. I only have the HP agreement in my name.

 

that unlawful its registered in your name!

 

never mind you legally must hold the docs

 

I have just had this email: Please bring your payments upto date (4x£70) . We have contacted the police and confirmed that you have been in touch and once payment is made the stolen marker will be taken off .

 

 

Also can anyone point me the the legislation that states the V5 should be registered in my name?

 

 

Thanks

 

There isnt any........you are not the legal owner

 

https://www.osv.ltd.uk/registered-keeper-lease-car/

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Yes, i know i am not the legal owner, but surely I should be the registered keeper on the V5.

There is a difference between legal owner and registered keeper.

And its on HP, its not a lease car.

Edited by dx100uk
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You most probably are registered on the V5 as the registered keeper...when you signed the agreement.The V5 will be registered to the legal owner rent2buyyourcar.com...until you have paid in full the vehicle.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 1 month later...

I Have today received a CCJ claim form from them!

they have sent no default notice, nothing.

 

Below is the wording:

 

 

********* , entered into a Hire Purchase agreement with us on 05/10/2017 for the vehicle ********, with payments of £70 per week as per the agreement signed.

 

She has defaulted on her payments from 05/07/2018 and claimed to have lost her job and could not afford the payments.

 

We had offered to waive all outstanding payments if she returns the car.

 

She has not responded to any of our offers. This offer still stands .

Timeline

Date What happened 05/10/2017 Hire purchase agreement signed , 20/06/2018 from 06/04/18 to 20/06/18 had missed payments which she eventually caught up after lots of emails and her not informing us of her change in address. We had also sent a default notice and a notice of termination.

27/06/2018 email sent for reminder of missed payment , she responded that she had lost her job and can only afford £35 a week . We offered to waive outstanding payments if she returns the vehicle. 23/07/2018 3 payments of only £35 paid between 27/06/2018 to 23/07/2018. again have offered to waive all outstanding payments for the return of the vehicle , no response has yet been received . No payment has been received since

Evidence

Type Description Contracts and agreements signed agreement contract and signed terms and conditions . Letters, emails and other correspondence emails of conversations, Default notice , Notice of termination. Receipts proof of when payments where made

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Name of the Claimant ? rent2buyyourcar london Ltd

 

Date of issue – 8th August 2018

 

Date to acknowledge - 24/08/2018

 

date to submit defence - 07/09/2018

 

Particulars of Claim

 

What is the claim for –

 

********* , entered into a Hire Purchase agreement with us on 05/10/2017 for the vehicle ********, with payments of £70 per week as per the agreement signed. She has defaulted on her payments from 05/07/2018 and claimed to have lost her job and could not afford the payments.

We had offered to waive all outstanding payments if she returns the car. She has not responded to any of our offers. This offer still stands .

Timeline Date What happened

 

  • 05/10/2017 Hire purchase agreement signed ,
  • 20/06/2018 from 06/04/18 to 20/06/18 had missed payments which she eventually caught up after lots of emails and her not informing us of her change in address.
     
    we had also sent a default notice and a notice of termination.

27/06/2018 email sent for reminder of missed payment , she responded that she had lost her job and can only afford £35 a week .

We offered to waive outstanding payments if she returns the vehicle.

23/07/2018 3 payments of only £35 paid between 27/06/2018 to 23/07/2018. again have offered to waive all outstanding payments for the return of the vehicle , no response has yet been received . No payment has been received since

Evidence Type Description

 

  • Contracts and agreements
  • signed agreement contract and signed terms and conditions .
  • Letters,
  • emails and other correspondence emails of conversations,
  • Default notice ,
  • Notice of termination.
  • Receipts proof of when payments where made

    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No
     
    What is the total value of the claim? £490.00
     
    Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No
     
    When did you enter into the original agreement before or after April 2007 ? After
     
    Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No
     
    Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. original creditor
     
    Were you aware the account had been assigned – did you receive a Notice of Assignment? N/A
     
    Did you receive a Default Notice from the original creditor? No
     
    Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No
     
    Why did you cease payments? I havent
     
    What was the date of your last payment? 23/07/2018
     
    Was there a dispute with the original creditor that remains unresolved? Yes
     
    Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planlink3.gif? Yes

Edited by dx100uk
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