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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
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    • The Senate Finance Committee wants answers from BMW over its use of banned Chinese components by 21 June.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Ex Husband - Childcare issues


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told you what to do in post 18

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Pers i'd not be giving him any ruddy lump some yntil he pays his way IN YOUR MIND s way

 

Else deduct what you reasonably feel is correct for now and the future

And tell him to take you to court if he doesnt like it!!

 

Then the truth will out!!

 

 

As far and HE and his GF are concerned he will pay the minimum and that's it.

 

 

with regards to the equity - the legal advice I have taken says that he could come after me for 50% of the equity up until December last year.

 

 

its a real mess

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  • 8 months later...

Hi All

 

not sure if you can even help me, but I will give it a go

 

I split from my ex husband 4 years ago.  I bought his share of the house. and he was paid handsomely for it.

 

  he was having his children once a week (then 11 / 12) and since then the arrangements have moved around, and he is far from reliable- he says he 'gave me a house' to look after his kids...... he gave me nothing - he wanted off the mortgage and he was paid out...'

 

there has been refusal on his part to attend mediation, in fact he is aggressive towards me now as he was then.  he has been arrested in the summer of last year as he drove his vehicle at me.  so a very fraught situation.

cutting a long story short, he was informed by the police and his own solicitor to have no contact with me.  I have told him to leave me alone. he constantly throws grenades into my life, and makes trouble between me and my partner and upsets the children (15/16). 

 

so he has now changed his mind again about contact, and wants to see LESS of his children.     I had said NO, they need to maintain structure and need their dad and vice versa.  I'm getting abusive voicemails from him, so I have turned it off.

 

hes now taken to getting his solicitor to write to me regarding seeing his children LESS.  Of course the correct place o discuss child contact is Mediation, but hes refusing because I had him arrested last year.  (yawn yawn).

 

the thing is that the solicitor keeps writing.  telling me I have 7 days to reply or else.....

 

I work with a lady who is a magistrate, who has told me that he wouldn't get near a court with this, and that if he did he'd be the laughing stock of the UK

 

I want t know what I can do to stop him writing to me via third parties?  its upsetting me and making it very difficult to hold down my job

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UPDATE

 

so nothing has really changed, or improved... please don't all shout at me at once....

 

my ex is now threatening to take me to court to see LESS of his kids!

 

its been a horrendous few months.  I had started a new thread.  by ex is now using a solicitor to harass me - what do I gotta do to get him to leave me alone!???

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I'm sure it must be very upsetting. I bit surprised that he seems to be taking action to see less of his children rather than more of his children. I don't really have any experience but I would have always thought that the issue would have been that one partner all the other was being deprived of access to the children – but you seem to be suggesting that it's the other way around.

I can't imagine that there is some kind of order or legal obligation on him to see his children more. I don't believe that the law makes those kinds of orders. The law issues prohibitions – negative injunctions if you like but it's very rare for the law to issue positive injunctions and especially in this kind of situation.

This all sounds a bit like harassment to me but I don't think we have a lot of experience of that kind of thing on this forum. Have you looked at this https://www.legislation.gov.uk/ukpga/1997/40/contents the protection from harassment act 1997? Does your situation fit into any of the circumstances envisaged by any of the provisions of that legislation?

Also it almost sounds like a species of domestic abuse. At the very least I think that you could reach out to this Twitter account https://twitter.com/A_Gentle_Woman and the followers of the account and I think that you will probably get a lot of useful support there.

Maybe somebody else will come along with some more practical advice than I can give

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