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    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Car claim


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Over a year ago, a taxi driver ran into my daughter in law car. She is fully insured through my sons business insurance. The driver admitted full liability and wanted to pay for the damage without going through the insurance. But after him becoming a nuisance with phone calls etc to my DIL, my son told him they were going through the insurers.

 

The car was written off and my DIL had to hire a car for a couple of months to enable her to get to work. The insurers sent them a cheque but it was for an amount a lot less than the car was worth so my son refused to cash it. They returned the hire car even though the claim hasn’t been settled as they were going away on holiday and it stated in the T&C that if they were going away the car had to be returned.

 

My son has received an email from his insurers stating that because the third party has failed to make a payment they have now issued court proceedings and in order to take this action further they have paid the court fee on my sons behalf., but he may be able to obtain a refund or help with the fees and so they want him to complete a form based on his financial circumstances from 6 Oct to 6 Nov 2018 and complete and sign a declaration and statement of truth. If he doesn’t meet the criteria (which I doubt he will) then they will seek to recover the court fee from the third party at the end of the claim.

 

Does this seem legit? I am concerned my son may end up with a massive legal bill.

Edited by honeybee13
Paras
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If they have paid the court fee on your sons behalf...which they should anyway as insurers why send him a form to complete for refund or help with the fees ?

 

What form is this ...EX 160 ?

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?406096-LEGAL-EX160-160A-160c-Court-Fees-are-you-exempt-**Correct-as-at-April-2018**

 

Thread moved to Car Insurance forum.

 

Andy

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Try clicking my link in post#2......is that the same form ?

We could do with some help from you.

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Well without knowing the finer details and whether they have issued the claim in your sons name...I suppose they are only going through procedure to see if he would qualify...no harm in completing it..as you assume he will not qualify anyway...but you need to get all the details of this claim and whose name has the claim been made in.

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Shouldn't...thats what car insurance is for and anything connected.

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Solicitor rang today, its been to court and got thrown out. My son now has to declare his income for Oct and Nov 18 (bank statements). Apparently there is a new law out which states if he could have afforded to pay for the courtesy car then the insurance will not pay it, they will only pay for the damage to the car, in this case the car was written off. This seem very unfair. So it looks like my son is now facing a few thousand pounds to pay for the courtesy car.

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Sorry to hear this Kate...but from what you state ties in with the following article.

 

https://www.thisismoney.co.uk/money/cars/article-1692116/Beware-the-car-insurance-courtesy-car-trap.html

We could do with some help from you.

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Solicitor rang today, its been to court and got thrown out. My son now has to declare his income for Oct and Nov 18 (bank statements). Apparently there is a new law out which states if he could have afforded to pay for the courtesy car then the insurance will not pay it, they will only pay for the damage to the car, in this case the car was written off. This seem very unfair. So it looks like my son is now facing a few thousand pounds to pay for the courtesy car.

 

What do you mean by "its been to court and got thrown out"?! What has?

 

And do you mean courtesy car or was it actually a Credit Hire vehicle?

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Yes I saw that :(

 

- - - Updated - - -

 

What do you mean by "its been to court and got thrown out"?! What has?

 

And do you mean courtesy car or was it actually a Credit Hire vehicle?

 

Unfortunately yes it was a car hire vehicle.

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The solicitors are working on behalf of the car rental company. It went to court as the third party have refused to pay the car rental fee. Now my son has to provide all his incoming/outgoings. I really feel he is being harassed. When this case goes back to court and if he looses who will pay for this court time?

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Sounds confusing...as per my post 7 you need all the details of this claim......If the car rental company have made a claim against a third party...who have refused to pay......how is your son involved in this claim ?

We could do with some help from you.

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Sorry for the confusion. After finally pinning my son down. As the 3rd party insurers are refusing to pay the car rental, the car rental solicitors have brought a claim against them. Apparently following a decision in the house of lords anyone hiring a vehicle following an accident is required to disclose all bank info, income etc for a period of 3 months prior to incident date. My sons self employed so the solicitors have just asked for his income. He's been told by the solicitors if the court find that he could have afforded to pay the vehicle hire himself then he will be liable. After googling the car rental solicitors it looks like this happens all the time! My son and DIL had the rental car for at least 4 months while all this was going on. The bill will be for thousands of pounds.

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