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    • Hi, I have the Sims 4 on Macbook. Over the last year I have paid for multiple add on packs spending a lot of money on them. I bought them all in good faith as my Mac met all the minimum requirements to play them. I have been playing happily for about a year and bought my latest pack just over a week ago. The games were all working fine yesterday. Then suddenly today EA released a new app to launch the games and this new app requires a MAC OS that my computer cannot use. Now suddenly none of my games are accessible and I am unable to play anything. They did not warn us about this change in requirements and if I had known they would be doing this I wouldn't have bought all these add ons as they are now all totally unusable. The games themselves have not changed, only their app to launch them and I can't afford to buy a brand new mac just to play. So my question is how can they change the minimum requirements after I have paid for a game? I agreed to pay for them based on the fact my mac met their requirements and was not informed when purchasing that this would be an issue in the future. I understand new games (like Sims 5 which is to be released next year) might not be compatible but this is a 10yr old game that they have suddenly made inaccessible due to their new launch app. Does anybody know if I can do anything or anyway to get a partial refund from them? Thanks   Here are their T&C... I can't find anything in there about them being able to do this so not sure what to do https://tos.ea.com/legalapp/WEBTERMS/US/en/PC/
    • OK. Thank you all for the input.  I'll ignore their letters of demand but NEVER ignore a letter of claim. I'm bracing myself for the stress as their demands £££ goes up and the case gets sent to debt collectors. 
    • OK.  It was worth a try. Their case is still pants and they have broken their own Code of Practice numerous times.
    • @BankFodder sorry for the delay and thank you for the lengthy reply. Yes, I agree. It's a small business and the guy is very very decent. I know someone else said my priority shouldn't be worrying whether he gets shafted but I'm not here to try and screw him over because I feel like if someone behaves decently and gets exploited, they might not behave so kindly in the future. I know DX mentioned he thinks I've caused the issue by leaving multiple instructions, but I have already explained why and both instructions were to leave it with a neighbour and there was nothing advising the driver to abandon the parcel on my doorstep. I don't think leaving it there could be considered a safe place.  I am still waiting on the retailer to respond. Ultimately, I wanted to know how he would proceed if DPD's response isn't favourable. I am certainly not looking to cause any problems. I just want my laptop. I will read the other posts for sure. I've been a bit preoccupied with family stuff. I have nothing in writing from DPD as I phoned them, but they did advise it should be the retailer that liaises with them. I tried contacting the driver straight after deliver via Whatsapp, as that's an option, but it said I couldn't send him a message and I have kept that log. We all know who took the parcel on our street, because that person has a history of parcel theft, but I don't have a doorbell camera or cctv. Police are refusing to intervene, despite the fact that I, along with several other people, spotted another's neighbour's parcel in said "suspect's" car and confronted her to get the parcel back. If the police had acted sooner, I might have had a better chance of getting the parcel back, but I suspect the laptop has long been sold on.  When the retailer responds, I will send him the link to this thread. Hopefully, he will benefit from the information on here as well.
    • @dx100uk none of the instructions advised them to leave the parcel on my door step and without such instructions., I'm struggling to see why they think it's ok to just dump it there.
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the don versus halifax !!!


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Hello am new here so please excuse any inaccuracies !

I have three accounts with the same bank - Halifax,

do i send one data letter with all three account numbers on it as it says in the letter "all history with your banking organisation"

or do i send three seperate letters to them ? Any advice is appreciated cheers

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  • 2 months later...

hello everybody !

i have sent my first lba on the 16th november and received a swift response from Joanne Carmichael a customer relations officer, in it she says that they are sorry i am upset with the charges made against my account that they are going to lookinto those complaints and will get back to me no later than four weeks ! very nice ey lol

so i am just wondering do i send her a letter back telling her i am proceeding anyway or ignore it and stick to the timetable ie wait another seven days then send final lba ?

cheers

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hey there only me again ! well just received another letter fromthem today informing me that am overdrawn by some 150 as they have continued to charge my dds eventhoi cancelled them !! if my account is od does that affect my claim ?

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right have checked with the bank today an they got cute saying can you remember who it was you spoke to about cancelling them ??? when i signed a receipt cancelling them etc ???!!! there is no record of it basically accuced me of lying !!

so now do i have to put the 150 back into my account to proceed with my case or do i just add the charges to my lba ?

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hiya everyone right this is absolutely mad !

I sent off two sars back in ocotber 6th one for me and one for my pal, nothing has come for my mate i have had all my information sent to me !

so last week onthe 17th i sent the template letter asking for the statements again

TEMPLATE LETTER 3

 

LETTER BEFORE ACTION

Section 7 – Data Protection Act 1998

 

Dear Sir/Madam

 

Account: xxxxxxxx

 

You have failed to comply with my Data Protection Act Subject Access Request dated (Insert Date).

 

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.

 

 

Yours faithfully __________________

 

at the same time that i sent my prelimary letters for my claim to the same address, guess waht happenend next ! i got a nice fob off letter from customer relations my mate still aint heard anything !!!

 

So when the time expires for them to respond does he proceed with the claim as outlined by alan form derby ? doing that Order under Section 7 and Section 15(2) of the Data Protection Act 1998

Damages will that cost a lot ?

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hey everyone hope all is well !

right am about to send halifax my LBA jsut got a couple of questions

do i include my sar fee or claimthat later in my court claim ?

is it alright if i just claim ordinary 8% interest later too with that court claim ? i arent claiming for any overdraft jsut bounced dd's cheers

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  • 2 weeks later...

hey everyone i have a quick question i have got two accounts with halifax that i am trying to get the charges refunded on am gonna be at the MCOL stage this friday so was wondering how do i go about submitting this claim with both accounts in one claim wording etc not my strongestpint so any help would be appreciated i dont wanna give them any excuse to mess me about about at this stage cheers

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  • 5 weeks later...

hey everyone hope your all having a great weekend i think i have made a huge mistake with my claim !

i filed on the 28th december online for 1000 but i thought that you waited until the bank or their lawyers got in touch with you before you send them the spreadsheets and full particulars of claim !!

the 14 day period expires on monday and i aint heard anything from halifax or their lwayers so am a bit nervous is this normal have i messed it up ?

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This is why it is always suggested that anyone wishing to make a claim should read the FAQ's (http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/), read the http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-step-step-instructions.html, and read lots of other threads - so you're sure of what you are doing before you start.

 

In effect you've gone straight to court and claimed there, without giving the bank reasonable opportunity to deal with the claim. I'm not sure what will happen, the Halifax will no doubt put in a defence and part of this will say they had no knowledge of the case.

 

See what comes back from court, you may have lost your court fee through doing it this way but could re-start the claim properly ?

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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hey there thanks for your reply i have sent the dpa request then the prelimary letter then the LBA all within the required time frame and reeived letters back from the bank about these its just when i filed my claim at the MCOL stage i didnt then send the bank and court the spreadsheets and further info except what was on the MCOL form have received notice of issue form the court on the 28th of december but as yet heard nothing from the bank

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Ah, now that makes a bit more sense as to what you've done. You have followed procedure and arrived at the court stage, from your post it looked like you had just filed at court without any of the correspondence with the Hx.

 

When you file with MCOL some people send copies of the spreadsheet to support their claim, but it may not be needed at this stage. The Hx should have up to date figures for your account, so will be able to cross-check the amount you've claimed. If they disagree with the figure they'll be quick to say so.

 

If they intend to defend then MCOL will allocate the case to a local court, they will not deal with it themselves. The court should then ask for supporting documentation.

 

What will probably happen is that you'll hear from the court around the 14th day to say the Hx are defending the case. If it all goes according to their usual timescales they will go no further than that, and will pay the claim within a few days of that. Once it's cleared into your account you would need to notify MCOL, or the court if the case was allocated to one, that the claim has been settled in full.

 

It is not unusual for the Hx to keep very quiet and not let you know anything, they'll deal directly with the court for now.

 

Sorry for any confusion in the last post, it did sound like you'd jumped the gun though. Looking back through other posts you've made I could see mention of the SAR and LBA, perhaps a PM to a moderator would help as they can pull everything into one thread for you.

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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hey there thanks for the reply mate i know my postings have been a bit all over the place ! lol am learning now though ! well the 14 days was up yesterday checked today and its been acknowledged by halifax which buys them an extra 14 days from now or an extra 28 days am not quite sure which ?

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WOOO HOOOO !

i won i won i won

it happened just like you said went home checked my post an was al etter from them saying due to commercial reasons wouldnt be able to afford teh costs as wuould be snmall claims YEAH am gonna just say thanks to all this site is great#have told all i know about it an gonna donate asap ta ta ta

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hey everyone i have just a query as am about to claim for my second halifax account have done the process statements prelim lba all within the timescale and received usual responses from them. My question is as i sent my LBA to them on the 16th December can i submit my claim now as it is well past the 14 days or do I send another LBA ? cheers

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