Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • So with a long working history, which she can evidence, it should not be a problem. Still have to go though HRT process for any benefit application, if they have been out of the UK for more than 6 weeks. It won't be a smooth process though. Suggest they try to get advice via Embassy, before they start any journey.
    • Dep Thx Eric's Brother. There was a person on this forum who told me his case was thrown out at the same court because of the contract. I requested more info, but he has disappeared since his case was dismissed.  I was just wondering whether it was worth whacking off a letter to IPS pointing out one of their members, using their logo, is making a claim based on illegal signage and other issues in contravention of their Code of Practice. Would they lean on VCS to withdraw, do you think?
    • Mother and father worked here and then went to SA in about 1978 returning to UK in about 1996 and worked here until 2016 when her husband died at age 66.  He was still working at the time.  She then went to live with daughter in SA.  Mother only claims for her pension. 
    • Thanks, I owe the money, no issue with that, I will SAR the company.  If I need to just pay it and have the CCJ for a few years so be it.  Just thought I'd explore all options
    • By the way you wrote that post, i can see that you are as confused by the situation as someone reading it. Important advice must be not to pay for any flights etc, until they understand the situation fully. Those that have British passports could be entitled to receive UK benefits. However, nothing is that straightforward. The passport does guarantee anything. The daughter could be entitled to Universal Credit ( which includes housing) as a British passport holder, but this can only be confirmed when she has gone through the Habitual Residency test (HRT). So you will need to read about HRT for British passport holders returning to the UK. There will be requirements to provide information about why they are returning to the UK and what work searches have they done to find work on their return to the UK. In regard to the mother who has a British passport, you will be correct in presuming that no council is going to be helpful in paying for the care home fees immediately on arrival in the UK. When did the mother last live in the UK ? When did the mother last work in the UK ? British embassy in South Africa may be able to provide information and assist with applications ? Just getting on a plane, landing in the UK and expecting help to resolve their situation, would be a silly thing to do. I can see the mother ending up in an NHS hospital for a period, while people wondered how they were going to deal with the situation. Probably not the first to do this, but if the mother also has a South African passport, they could put her on a plane back to SA and then the Daughter would be a difficult situation. Embassy in South Africa must be first place of advice.
  • Our picks

style="text-align:center;"> Please note that this topic has not had any new posts for the last 340 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hello does anyone know if true blue loans are still in existence. Had a loan with them back in 2015. Only part paid it back and now had a PDP from moriarty law.

 

So was thinking about getting an irresponsible lending complaint into them but can’t see any contact details.

 

They always seemed a bit shady back then

Share this post


Link to post
Share on other sites

Do you have any original documentation from them for a loan?

As i think TBL werent a lender in this case...


 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

Share this post


Link to post
Share on other sites
Do you have any original documentation from them for a loan?

As i think TBL werent a lender in this case...

 

 

Fidelity works trading as True Blue Loans is what it says.

Share this post


Link to post
Share on other sites

Had a true blue loan in 2015. Never appeared on my credit file in all that time. Still doesn’t show but I had a pap form through from moriarty lAw. Sent the CAB pap form back asking them to show me that it’s mine etc. They said they’d get back to me.

 

Original loan was for 300 they’re asking for 600.

 

I’m just curious as to why they would have never marked my credit file with it. I did send an irresponsible lending complaint to an email address of them but never had one back to acknowledge it. We’re rhey a bit of a dodgy company

Share this post


Link to post
Share on other sites

Each company must first have a reciprocal agreement with one or more of the Agencies, known as the Principles of Reciprocity....before reporting to the Credit Reference Agencies. Lenders must agree to and adhere to these principles to allowing them to check Credit Files during the application phase and also to report account information after an account has been created.

 

Most of us only glance through the terms and conditions before signing on the dotted line, but read through them in full and you may find that by agreeing you agree to your payment history information for that account being reported to the Credit Reference Agencies. With the reciprocal agreement in place and your agreement to the terms and conditions, a company can start reporting payment history information.

 

However, not all accounts are reported, with the frequency of reporting often varying between and within types of credit agreements.

 

Andy


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

on the 13th November 2018 they sent a pre court action protocol to me.

i sent the CAB one back, they have now emailed me a load of stuff relating to the loan(3 months later) does anyone want to see if it is enforceable.

 

Not sure if they should have emailed or they should have posted

 

they are claiming i owe £600 when i only borrowed £300.00

 

must add this was in 2015 and i didnt pay any back

 

msut add moriarty law sent this

Share this post


Link to post
Share on other sites

Cab one?


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

who's reply form to the pap letter did you use please?

you say CAB...do you mean our one [CAG]


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

Sorry yeh you’re one cag

Share this post


Link to post
Share on other sites

Scan their return up to one multipage off

Read upload


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

1-5

 

7-10

 

11-15

 

16-18

Edited by dx100uk
merge 16 single upload removals

Share this post


Link to post
Share on other sites

removed all those rinty

 

ONE MULTIPAGE PDF PLEASE

not single pages

else we'll be here all day downloading single ones.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

anyone managed to take a look?

Share this post


Link to post
Share on other sites

threads merged.

 

loan was taken over by a sale agreement by SSL capital in 2017.

you recently received and replied to a PAP letter from moriarty [WHO are their clients please]

 

they have replied and that looks acceptable

but you query you now owe £600 but the old loan was only £300

 

you have yet? to do an IRL complaint?


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

i sent one but never got anything back from fidelity works. dont know if they even exist anymore.

 

do i just wait to see if they put court forms through or what?

Share this post


Link to post
Share on other sites

Who do moriarty state as their clients??


please don't hit Quote...just type we know what we said earlier..

 

Share this post


Link to post
Share on other sites

I also notice i've had emails offering 50 percent settlement. i thought they only did this when its uneforcable

Share this post


Link to post
Share on other sites

Not necessarily...discounts can be offered when its simply not financially viable to litigate on.

 

 

Andy

 

CAG will be CLOSED due to a major upgrade from 14:30PM Tuesday 26th 2019 for at least 48hrs . The Forum will be available in read only status during this process


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

ah ok so have they suddenly decided it is financially viable to litigate if they've sent me a pap.

 

Anyway my question is should i be doing anything at the moment?

Share this post


Link to post
Share on other sites

Again not necessarily...they may be testing the water subject to your response to the PaP...PaP is a means of both parties setting their stalls out and provides opportunity to either mediate or come to an arrangement without the need of proceeding to litigation.

 

Complete the PaP and see what transpires.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your thread please PM me a link to your thread

Share this post


Link to post
Share on other sites

So i filled in the CAG pap form and sent it back and they sent back everything in post 19

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...