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Hello does anyone know if true blue loans are still in existence. Had a loan with them back in 2015. Only part paid it back and now had a PDP from moriarty law.

 

So was thinking about getting an irresponsible lending complaint into them but can’t see any contact details.

 

They always seemed a bit shady back then

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Do you have any original documentation from them for a loan?

As i think TBL werent a lender in this case...


 

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Do you have any original documentation from them for a loan?

As i think TBL werent a lender in this case...

 

 

Fidelity works trading as True Blue Loans is what it says.

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Had a true blue loan in 2015. Never appeared on my credit file in all that time. Still doesn’t show but I had a pap form through from moriarty lAw. Sent the CAB pap form back asking them to show me that it’s mine etc. They said they’d get back to me.

 

Original loan was for 300 they’re asking for 600.

 

I’m just curious as to why they would have never marked my credit file with it. I did send an irresponsible lending complaint to an email address of them but never had one back to acknowledge it. We’re rhey a bit of a dodgy company

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Each company must first have a reciprocal agreement with one or more of the Agencies, known as the Principles of Reciprocity....before reporting to the Credit Reference Agencies. Lenders must agree to and adhere to these principles to allowing them to check Credit Files during the application phase and also to report account information after an account has been created.

 

Most of us only glance through the terms and conditions before signing on the dotted line, but read through them in full and you may find that by agreeing you agree to your payment history information for that account being reported to the Credit Reference Agencies. With the reciprocal agreement in place and your agreement to the terms and conditions, a company can start reporting payment history information.

 

However, not all accounts are reported, with the frequency of reporting often varying between and within types of credit agreements.

 

Andy


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on the 13th November 2018 they sent a pre court action protocol to me.

i sent the CAB one back, they have now emailed me a load of stuff relating to the loan(3 months later) does anyone want to see if it is enforceable.

 

Not sure if they should have emailed or they should have posted

 

they are claiming i owe £600 when i only borrowed £300.00

 

must add this was in 2015 and i didnt pay any back

 

msut add moriarty law sent this

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Cab one?


please don't hit Quote...just type we know what we said earlier..

 

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who's reply form to the pap letter did you use please?

you say CAB...do you mean our one [CAG]


please don't hit Quote...just type we know what we said earlier..

 

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Sorry yeh you’re one cag

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Scan their return up to one multipage off

Read upload


please don't hit Quote...just type we know what we said earlier..

 

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1-5

 

7-10

 

11-15

 

16-18

Edited by dx100uk
merge 16 single upload removals

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removed all those rinty

 

ONE MULTIPAGE PDF PLEASE

not single pages

else we'll be here all day downloading single ones.

 

dx


please don't hit Quote...just type we know what we said earlier..

 

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anyone managed to take a look?

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threads merged.

 

loan was taken over by a sale agreement by SSL capital in 2017.

you recently received and replied to a PAP letter from moriarty [WHO are their clients please]

 

they have replied and that looks acceptable

but you query you now owe £600 but the old loan was only £300

 

you have yet? to do an IRL complaint?


please don't hit Quote...just type we know what we said earlier..

 

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i sent one but never got anything back from fidelity works. dont know if they even exist anymore.

 

do i just wait to see if they put court forms through or what?

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Who do moriarty state as their clients??


please don't hit Quote...just type we know what we said earlier..

 

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I also notice i've had emails offering 50 percent settlement. i thought they only did this when its uneforcable

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Not necessarily...discounts can be offered when its simply not financially viable to litigate on.

 

 

Andy

 

CAG will be CLOSED due to a major upgrade from 14:30PM Tuesday 26th 2019 for at least 48hrs . The Forum will be available in read only status during this process


We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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ah ok so have they suddenly decided it is financially viable to litigate if they've sent me a pap.

 

Anyway my question is should i be doing anything at the moment?

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Again not necessarily...they may be testing the water subject to your response to the PaP...PaP is a means of both parties setting their stalls out and provides opportunity to either mediate or come to an arrangement without the need of proceeding to litigation.

 

Complete the PaP and see what transpires.


We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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So i filled in the CAG pap form and sent it back and they sent back everything in post 19

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