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rintyrad

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About rintyrad

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  1. ok no advice.... anyway update: theyve marked it as settled now and offered £150 as compensation for my chasing.
  2. Hello all just looking for a bit of advice really. had two lending stream loans back in 2012 that had defaulted on my credit file. i sent IRL complaints in 2018 and they agreed they were lent irresponsibly so if I have paid the actual loan amounts back they would write it off. now I ignored it for a few months until I realised that they had amended my credit report to showing two active accounts and no defaults anymore with the balances I owed. a bit annoyed I could have just waited a couple of extra months and they would of fallen off I paid the two amounts off to clear the loan and get them to mark as settled. this was early October 2018. Now one if the accounts has been marked as settled but there is another one that shows as still active on my credit report with no Balance. its in good standing so it’s doing no harm but I don’t want it on there anymore. Since October I’ve been going back and forth with lending stream and Experian to try and get it settled. lending stream say they’ve sent the amendment but Experian say they’ve contacted lending stream and the account is right. Experian won’t look again as I’ve already asked twice. what should I do?
  3. So why wouldn’t they let me pay them
  4. They said I couldn’t pay them (SLL capital) i said well who owns the debt and they replied with ACCOUNT REFERENCE: ******ACCOUNT BALANCE: £600.00Dear ****^^^*^ We are writing to let you know that your original lender FIDELITY WORKS LTD account has been passed to Moriarty Law in relation to the recovery of the outstanding balance.If you have any questions regarding this debt, we kindly ask that you contact Moriarty Law on the details below:Moriarty Law15 Old Bailey, London, EC4M 7EF0203 126 4544Email: admin@moriartylaw.co.ukYours faithfully,SLL Capital LtdSLL Capital Ltd is authorised and regulated by the Financial Conduct Authority. Company number 2410955 Registered Office: Unit 6B ZK Park, 23 Commerce Way, Croydon, CR0 4ZS.If you have received this email in error, please notify us and delete it. If you are not the intended recipient, you are notified that disclosing, copying, distributing or taking any action in reliance on the contents of this information is strictly prohibited.
  5. Just thought it might be of interest. I first emailed moriarty to offer them the £300 payment. Haven’t replied yet so I thought I would email SLL capital who I believed owned the debt. turns out the legal owner of the debt was now moriarty law. I didn’t realise they were now buying debts!
  6. don't speak to me like that - there's no need to be rude to me is there. DX said begging letter which is why i was asking for a bit more information with what he is saying because my interpretation of begging letter means they wouldn't follow it up with going to court.
  7. so dx just said begging letter - what does that mean then?
  8. So what hold it out see if they go court do you think?
  9. ok so please see attached. they've mentioned about a settlement on here, does this suggest that they are still not sure whether to take to court. Do you think i should try negotiate a settlement or wait it out and see if they go to court
  10. I wasn’t aware of one. I’ve had no papform or anything from the courts. what should I do? Just put the claim number they have put on their form into https://www.moneyclaims.service.gov.uk/enter-claim-number and it says it doesnt exist ok so update apparently hoist put a claim form in june 2013 that i didnt do anything with, and they didnt do anything with. so anyway a stay of execution was put onto the claim and it is just laying dormant in their system. The advisor said that hoist would have to pay 100 quid to lift the stay if they wanted to do anything with the claim. So my question is should i do anything?
  11. Can anyone help to explain what this is. Robinson way/hoist have chased sporadically over the years. the loan defaulted on 27/03/2013. But i've never had a pap or claim form from them hoistpdf.pdf
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