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    • UK citizens will be subject to the same rules as other Third Country Nationals. Keir Starmer to warn of 'major disruption' risk ahead of new UK-EU border checks | ITV News WWW.ITV.COM Ministers will announce measures to try to blunt the impact of the changes, writes ITV News Deputy Political Editor Anushka Asthana. | ITV National...  
    • Oh I see! thats confusing, for some reason the terms and conditions that Evri posted in that threads witness statement are slightly different than the t&cs on packlinks website. Their one says enter into a contract with the transport agency, but the website one says enter into a contract with paclink. via website: (c) Each User will enter into a contract with Packlink for the delivery of its Goods through the chosen Transport Agency. via evri witness statement in that thread: (c) Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency I read your post at #251, so I should use the second one (and changing the screenshot in the court bundle), since I am saying I have a contract with Evri? Is that correct EDIT: Oh I understand the rest of your conversation. you're saying if I was to do this i would have to fully adjust my ws to use the consumer rights act instead of rights of third parties. In that case should I just edit the terms and stick with the third parties plan?. And potentially if needed just bring up the CRA in the hearing, as you guys did in that thread  
    • First, those are the wrong terms,  read posts 240-250 of the thread ive linked to Second donough v stevenson should be more expanded. You should make refernece to the three fold duty of care test as well. Use below as guidance: The Defendant failed its duty of care to the Claimant. As found in Donoghue v Stevenson negligence is distinct and separate to any breach of contract. Furthermore, as held in the same case there need not be a contract between the Claimant and the Defendant for a duty to be established, which in the case of the Claimant on this occasion is the Defendant’s duty of care to the Claimant’s parcel whilst it is in their possession. By losing the Claimant’s parcel the Defendant has acted negligently and breached this duty of care. As such the Claimant avers that even if it is found that the Defendant not be liable in other ways, by means of breach of contract, should the court find there is no contract between Claimant and Defendant, the Claimant would still have rise to a claim on the grounds of the Defendant’s negligence and breach of duty of care to his parcel whilst it was in the Defendant’s possession, as there need not be a contract to give rise to a claim for breach of duty of care.  The court’s attention is further drawn to Caparo Industries plc v Dickman (1990), 2 AC 605 in which a three fold test was used to determine if a duty of care existed. The test required that: (i) Harm must be a reasonably foreseeable result of the defendant’s conduct; (ii) A relationship of proximity must exist and (iii) It must be fair, just and reasonable to impose liability.  
    • Thank you. here's the changes I made 1) removed indexed statement of truth 2) added donough v Stevenson in paragraph 40, just under the Supply of Goods and Services Act 1982 paragraph about reasonable care and skill. i'm assuming this is a good place for it? 3) reworded paragraph 16 (now paragraph 12), and moved the t&cs paragraphs below it then. unless I understood you wrong it seems to fit well. or did you want me to remove the t&cs paragraphs entirely? attached is the updated draft, and thanks again for the help. WS and court bundle-1 fourth draft redacted.pdf
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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A few days ago I completed a few transaction over LocalBitcoins.com to a buyer named Muumbis (currently blocked) who seemed to be a trusted user, had good feedback and 2 months of multiple transactions. The buyer sent me the funds through a PayPal transfer, and then I proceeded to send/release the bitcoins to his account once the money hit my account. These transactions were very profitable to me, amounting to about 40% of profit over the then exchange price of bitcoin.

 

Only after 6 PayPal transactions amounting to a total of around £11000, I noticed that the person’s details included in the PayPal account used to forward all these payments differed greatly from the personal information of this LocalBitcoins.com user.

 

For comparison sake, the owner of the PayPal account is a Canadian, while this person seems to be based in Netherlands (Proxy, likely) and has a verified phone number from Kenya, as well as, beginning of a different gender.

 

As of now PayPal as yet to contact me about any irregularities in these transactions and I made sure I transferred all my PayPal balance to my savings account. However I’m confident I got [problem]med and it’s just a matter of time until these payments are flagged as unauthorized transactions and the owner of the PayPal account files a chargeback against me leaving me empty of bitcoins and about 5000£ of negative PayPal balance, which I have no means to payback as I’m student and I already have some debt going.

 

Summary, I sold some bitcoins at 40-50% in profit to a guy who used a hijacked PayPal account to pay me. It’s just a matter of time until the victim of the hijacked account files a PayPal unauthorised transaction/ chargeback against me. PayPal then reverses the transaction and the [problem]mer gets the bitcoins while I’m left to pay around 5000£ of debt due to the profit margin.

 

I’m divested by this, as I’m a victim too just like the affect PayPal account owner, plus I have no means to payback if these transactions are found to be unauthorized.

 

Perhaps, in the end, all I could do is payback the some of the money to the victim excluding the profit/debt margin that was employed in this [problem].

 

God, I can’t believe a fell for it, I’m aware of this sort of thing yet due to my own stupidity or being a student with no income I just went for it….Never felt so dumb.

 

I know I’m making assumptions on what if…however, I just need to a little guidance on what to do next or who to turn to, basically a course of action to reduce all the possible damage.

 

Thank you all

Edited by DragonFly1967
Added some paragraphs & spacing. Content unchanged.
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Simply ignore PayPal

Remove all bank details

There is nothing they can do to you

They are in Luxy

With no legal powers here at all

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Threads merged and tidied

 

Please read post 2

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I see I haven't been able to remove my bank account details will they be able to withdraw any owed money without my consent.

 

Shall open a new bank account and close the one affected?

 

Is there anything else I can do,

what about the debt collectors?

Shall inform the authorities of fraud.

I just don't want my credit to be affected.

Edited by dx100uk
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I see I haven't been able to remove my bank account details will they be able to withdraw any owed money without my consent.

 

They can certainly try. I have more than one account. Paypal has the details for one, but it is kept at a balance of £0.01 unless I know that I've paid for something via PayPal and then that exact amount get's transferred in to the account.

 

Shall open a new bank account and close the one affected?

 

There's nothing to stop you doing this, but you don't have to close the account you have, just leave it with a small balance as I do.

 

Is there anything else I can do, what about the debt collectors?

 

If it comes to it, you'll get nasty letters from their pet Debt Collectors threatening all sorts of woes, but if you read it carefully it will contain a whole lot of "recommend, if, may, might, could" they'll never tell you that they will do something, apart from maybe "we will recommend" :lol: Letters from DCA's can (and should) be ignored completely.

 

Shall inform the authorities of fraud.

 

Based on what? All you have at the moment is a hunch.

 

I just don't want my credit to be affected.

 

It won't be.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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Thank you, I'm looking at this situation a little more optimistically now, I will follow those steps and make sure I keep the funds safe. I also got family members who use PayPal,l is any changes they might get done for it?

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Thank you, I'm looking at this situation a little more optimistically now, I will follow those steps and make sure I keep the funds safe. I also got family members who use PayPal,l is any changes they might get done for it?

 

Nope. As long as it's a different email address. That's the really crazy part. If you had access to multiple email addresses and bank accounts, you can create as many Paypal accounts as you like. No one (at PayPal) seems to actually 'check' anything. :|

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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As long as you remove the cards from my account on pp they can't do anything more

Then pop to your bank portal and remove the direct debit

Job done.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you, it's funny how useless PayPal is protecting their users.

Like I said if these are unauthorized payments its been 2 weeks and they still haven't caught on.

I will keep you guys updated.

 

if everything goes the way I see it going, meaning a negative balance, I will try to reason with them and offer to pay whatever I owe excluding my losses, if they are comparative enough I will settle that part of the balance otherwise I will stay put and ignore whatever they throw at me.

Thank you for all the help.

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Umm, hang on.

 

Be it bitcoin or widgets...

 

A has purchased from you and you have supplied the 'goods'.

A has paid you and you have received, transferred and banked the money.

B (Paypal) have processed the payments and transfers to your account.

 

You now think that A has used a Paypal account that belongs to C (an unknown person).

 

Here's the way I see this.

 

Any fraud on C's Paypal account is between A, B & C and is of no concern of yours. As long as you've acted in good faith & legally then you have nothing to worry about as regards the law.

 

So, assuming that you have acted in good faith (I have absolutely no reason to suspect otherwise) and supplied the items purchased by A which as far as you were concerned was a legitimate transaction. B have processed payments & transfers and therefore don't feel that there is any issue.

 

I wouldn't be paying Paypal a penny.

 

Get a new bank account and a new email address. Cancel the Paypal direct debit on your existing bank account and remove anything you can from your actual Paypal account. Let Paypal whistle.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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you don't pay anyone anything!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes, that's right DragonFly1967, even tho I'm not directly involved I can not stop feeling for the other person.

 

Would it be too early to report it to action fraud, as of now this is all speculatory.

 

What would reporting it to the action fraud entail, freezing of my bank account possibly?

 

Would they also side with PayPal and make refund some of the funds?

Edited by dx100uk
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no.

actionfraud is simply a fraud reporting portal

i'm sure where you are reading that anyone let alone PP can freeze anyones bank accounts:!:

they are in luty and have zero legal powers

and neither can any uk based DCA [who are NOT BAILIFFS and never can be!]

nor tame/fake solicitors.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I shall do that as soon as possible, also can someone explain in layman's terms, why would I not be charged back if someone fires an unauthorized payment? As per their policy, they don't protect a seller who is selling virtual Items I believe.

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what do you mean by charge back?

no such thing

 

there is chargeback whereby a consumer can get a bank payment back

but it cant ever work the otherway around.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

PayPal may well do whatever it is they do and put your account into a -ve balance, but ultimately, so what?

 

You've not done anything wrong and if you've got another bank and PayPal account then it's not really going to make any difference to you.

 

If you do nothing and just pay up, you'll be left as the only victim of a fraud that has only happened because PayPal haven't picked up on the fact that someone else's account has been compromised, and how can that be your fault?

 

And we're still only assuming that there's been some kind of fraud in the first place.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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bit silly really too as there is stuff all they can do.

 

they took the decision to got to luxy to avoid paying taxes etc the gamble was it opened themselves up to this type of fraud.

which ultimately come out of their profit pocket

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Thank you for everyone's replies, I shall keep you guys updated. I will report it to action fraud once I have collected enough evidence of these transactions to support my suspicion of fraud.

Meanwhile, I have

Removed any direct debits from PayPal through online banking.

Removed my credit card from Paypal, and ordered a new one.

Collecting evidence that I had no intentions of wrongdoing and report it to action fraud once the reversible payments hit or do it right away after I finish collecting evidence.

Reported the user to Localbicoins.

 

Still to do

This week I'm going to my bank and ask them to block any transactions from PayPal officially.

I don't seem to be able to remove my linked bank account from PayPal, keeps telling there are pending transactions keeping me from doing so, which is simply not true as all the withdrawal funds have hit my bank account. Will call them now and ask them to remove it.

Potentially getting a new bank account and closing the affected one.

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Don't report to actionfraud because no fraud has been committed yet.

If PayPal won't let you remove the bank account, close it.

Instruct the bank in writing not to release any funds to PayPal.

Then forget about it.

The bloke who bought your bitcoins might use a server in Nederland, be a Canadian and have an online phone similar to WhatsApp registered in Zambia so to make free/cheap calls.

Long shot but possible.

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Hence why I haven't contacted the authorities, Payevil won't remove my bank account they keep telling me I have a pending transaction.

 

Tomorrow I'm heading to the bank to make it official.

 

Does anyone know how to do this in writing?

Edited by dx100uk
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Does anyone know how to do this in writing?

 

Dear Bank

 

Close my account with immediate effect.

 

Signed

Account Holder.

 

Would do.

 

 

You might be able to close your account online, you'd have to check your online banking portal. But do make sure that you've got another account to fall back on.

Please note that my posts are my opinion only and should not be taken as any kind of legal advice.
In fact, they're probably just waffling and can be quite safely and completely ignored as you wish.

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