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    • Which Court have you received the claim from ? Northampton   MCOL Northampton N1 ? Manual Claim CCMCC (Salford) ? New beta WWW.MONEYCLAIMS.SERVICE.GOV.UK ?   If possible please scan redact and upload a full page copy of page 1 of the claim form.   This has been uploaded in my previous messages in the bundle of documents     Name of the Claimant ? Asset Link Capital (NO5) Limited   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to./   14/02/2020   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total Not relevant as his claim was set aside, and has now been brought to the court again by the claimant       Particulars of Claim   What is the claim for – the reason they have issued the claim? Please see bundle of documents in previous thread   What is the total value of the claim? £10,734.1    Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred?  Yes - this is one of the grounds for getting it set aside   Did you inform the claimant of your change of address? No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ?  Apparently 2000   Do you recall how you entered into the agreement...On line /In branch/By post ? I do not recall entering into an agreement with Barclays   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  It was, but it is not anymore   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to Asset Link   Were you aware the account had been assigned – did you receive a Notice of Assignment? No - although they have provided a copy of the assignment notice in their bundle of docs for the hearing   Did you receive a Default Notice from the original creditor? I don't remember - but again a copy of a letter has been provided (see bundle on previous thread)   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  No    Why did you cease payments?  2015   What was the date of your last payment? December 2015   Was there a dispute with the original creditor that remains unresolved?  I wrote to Barclaycard back in 2015 to ask them to send proof of the original agreement but they just sent me a reconstituted document which had no personal deals on relating to me   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? yes - step change took control and set up payments of £1 pm
    • I have had no such luck getting the tickets cancelled. So more help would be greatly appreciated. I have debt recovery letters now. I guess I ignore these and only respond when there is court proceedings?
    • On MCOL there are 2 times the case stay is lifted. Once between filing the defence and them submitting a DQ, and then again between them submitting the DQ and the court issuing one to the defendant.   Is that normal or is there anything I should be aware of?   Thanks as always 
    • It's difficult to advise what to do because there are so many ifs and buts. In the majority of cases where a PPC start a court claim they go all the way to the final hearing. However, in a minority of cases, and by no means a tiny minority, they have no real intention of going all the way to a final hearing. They know their case is rubbish and they know it will cost them a hefty wad to send a solicitor to court (remember solicitors' costs are capped at £50 at small claims).  They pretend they are going all the way to court to intimidate the motorist into giving in.  Yes, the pretence often includes paying the hearing fee.  Yes, UKPC often do this.  And no, they haven't produced a WS (so far). I suppose it depends on how much you have spent on flights (and accommodation?) and if this is refundable v the approx £250 at stake if you lose the case.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can i charge Administration Charges for poor customer services


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I was wondering if I can charge a energy supplier 'administration charges' for their continual abysmal customer service?

 

I am aware that someone took TalkTalk to court for something similar, Marc Gander from CAG gave some advice on that one.

 

But can I actually charge by the full hour for having to continually phone, email write to this company?.

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who

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The person who sued TalkTalk was able to establish actual losses and they sued on that basis.

 

The great injustice of the system is the although you have a contract with a phone company or an energy company and part of the contract is for them to provide a certain level of service, when that part of the contract breaks down no one ever seems to hold them to account unless the customer can prove actual losses. It is terribly unfair. When you deal with customer service people, the customer services staff get paid but you do it for free. It is absolutely unfair that the customer shouldn't get at least equivalent wage – but they don't.

 

You post a very open question and you've been asked above – who?

 

If you don't give more information then really it's pretty well the equivalent of asking us how long is a piece of string

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The company In question is i Supply. I have now started a complaint to the ombudsman regarding the terrible way they run their business. They send out their own meter readers, then refuse to accept the meter reading. I have written, phoned, and emailed. I have, as per their request, attached photo evidence of the meter reading, but again and again they class this as 'unverified' or just don't bother with a response.

 

I am aware they must be reading my complaints as every time I contact them through emails I give an up to date reading. They then update their records, but STILL class the reading as unverified! Thus meaning they don't have to give me a statement, So although I was in excess off £100 in credit Sept 17, I simply just don't know where I stand now.

 

It's really really frustrating. BTW the electricity account I have with them runs smoothly, for the moment.

Edited by jmdnnlln
bad grammar
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Hello,

 

When did you last receive a bill? Which meter reading did they use - one of yours, one of their 'official' readings or their own estimate? How long have you been with them and has this been going on since you joined them?

 

I'll give you the heads-up now that in most people's experience, the Energy Ombudsman are as much use as a chocolate teapot - even if they rule in your favour, getting the energy supplier to act on it will take you back to square one.

 

I would be inclined to send them a SAR. It will cost you £10 and a lot of your time in sorting through the masses of paperwork once you get it, but may well be very helpful in sorting out what they are doing and how best to proceed. It should take 40 calendar days from receipt for them to send you everything they have on you, but you can send them a SAR just because you feel like it and not just because of an ongoing complaint. Probably as good a place to start as any if you are serious about pushing I-Supply for a resolution.

  • Haha 1

Any pearls of wisdom that I give on the CAG forums is based on previous experiences and knowledge I have gained from being on these forums.

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