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    • Hi all! I've now had a "final notification letter" through from ECP. I assume I should continue to ignore this, but is there likely any action I need to take? Do you need to see a copy of the letter? Thanks
    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi, sorry if im posting in wrong section not sure where to go.

 

I have just noticed on land registry there is a petition in bankruptcy notice 86 (2) from 2013,

 

within 14 days i paid the debt off fully,

but creditors (virgin) wouldn't acknowledge it or send a receipt,

 

totally ignored me when i paid the £8,500 by bank transfer (receipt found)

 

how can i get this removed as want to sell the house,

 

any help at all please as i thought this all went away in 2013 when it left me broke,

 

ive just back on my feet.

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Hi

 

Were you actually Bankrupt during this period?

 

Have a look at this link:

 

HM Land Registry - Practice guide 34: personal insolvency: https://www.gov.uk/government/publications/personal-insolvency/practice-guide-34-personal-insolvency

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You sure it was virgin (MBNA) that petitioned for BK

I bet it was a fleecing DCA

If it was

They probably don't know you paid the OC directly??

 

More info please

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you were made bankrupt : consult your trustee in bankruptcy.

If you weren't made bankrupt : did you receive any order from the court?

 

From : https://www.insolvencydirect.bis.gov.uk/technicalmanual/Ch49-60/Chapter%2050/part2/part_2.htm

50.24 Vacation of registration - pending action

 

Under section 8 of the LCA1972, a registration of a bankruptcy petition as a pending action with the LCD will be automatically vacated after 5 years unless it is vacated in one of the following circumstances:-

 

the petition is dismissed or withdrawn with permission of the court and an order is made at the same time permitting vacation of the registration of the petition as a pending action. The court will send to the debtor two sealed copies of the order. It is the debtor’s responsibility to request the LCD and the LR to vacate any registration; or

the bankruptcy order is annulled (see paragraph 50.32).

Notes: [LCA1972, s8] [s266(2), r6.25(2), r6.27, r6.32 and Form 6.22] [r6.213(1)]

 

 

 

 

 

50.25 Vacation of registration - bankruptcy notice

 

The registration of the bankruptcy notice on the proprietorship register remains in force until a bankruptcy restriction is registered. It will also remain in force if the LCD automatically vacates an entry in the register of pending actions. The cancellation of the entry at the LCD will not cause the LR to cancel any bankruptcy notices automatically. Separate application must be made to the LR by the debtor for a bankruptcy notice to be removed. The debtor can apply to cancel the registration in the proprietorship register following the action in (a) or (b) above. Additionally, when the trustee in bankruptcy wants to register himself/herself as proprietor of the property (see paragraph 50.43), the bankruptcy notice will remain in force until the registration is complete or the property is conveyed by the official receiver or trustee.

 

The Land Registry are pretty good at telling people what they need to do to correct things as quickly as possible, although they can't offer legal advice.

(So, they may tell you what procedure needs to be followed, but aren't allowed to offer any opinion on if a procedure is likely to succeed or not!)

https://www.gov.uk/guidance/contact-hm-land-registry

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Hi

No i was never bankrupt i paid in full after attending court as i thought that would be the end of it, thanks for info i will red through it

 

the debt was to Virgin MBNA

it was chivers easton and brown division of Howell-jones solicitors who i dealt with

 

it was them i had to sign money over to as when i made offers they said their client would not accept any less than the full amount or they would put a charge on the property they didnt say they HAD done

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See 3...3.1...3.2...3.3

 

https://www.gov.uk/government/publications/personal-insolvency/practice-guide-34-personal-insolvency#removal-of-bankruptcy-entries-bankruptcy-notices-and-restrictions

 

Thread moved to..... Formal Solutions: Bankruptcy, Administration Orders, Debt Relief Orders and IVAs Forum.

 

Regards

 

Andy

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  • 2 months later...

Hi sansukie

 

Thought I would pop in to see how it is going with getting the Land Registry removal?

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Well done...thread title amended to reflect the outcome.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi sansukie

 

That's great news and well done to you

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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