Jump to content


Hoist/cohen claimform - old barclaycard debt


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2390 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

neither

its automatic go read the letter you got back from the court acking your defence

explains it all there

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 50
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

i saw that dx, just surprised that if they bothered to write to me regarding the 28 days that they wouldn't also confirm that it's stayed, especially as it's hopeless trying to ring to find out!

Link to post
Share on other sites

they don't have to do anything

its AUTOMATIC

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 1 month later...

hi,

i got back from holiday and logged on to my money claims account,

it says on the top left that a DQ was sent to me on the 15/9, and DQ was filed by the claimant on the 2/10.

 

i've not received anything in the post re the DQ sent by them.

apparently, the court is working 3 weeks behind,

They might have responded before the deadline.

 

what would they have sent me, and what would they have filed yesterday if they've not had this DQ sent back to them?

 

The case was stayed on the 5/9.

on the 15/9 they applied to lift the stay, which was granted

they asked for the dq to be sent on the same day.

 

the court is emailing me the DQ which is 3 pages long.

they said that the next stage will be to see if both parties want mediation bla, bla, bla.....

Link to post
Share on other sites

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

One wit you!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

We have not yet got to the disclosure stage...run 3 copies ...court ..claimants sol...file

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Complete it on screen.....print or submit electronically

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

i received an email offering me mediation, and that the other side have requested it too,

of course there's the three can you tick yes boxes,

one asking if i have enough information regarding the claim to proceed.

 

i know what the case is about, and what they've sent me previously,

obviously they don't have the original account opening form.

 

as i was on a payment plan up until last may,

from a mediation perspective,

 

it shows that i was actually paying off a debt that was in question as a show of good faith.

the fact that Lloyds messed it up wasn't my doing, and would have continued.

 

 

so do i need to say no, i don't have all the info i need to proceed?

Link to post
Share on other sites

Your choice...but mediation is not meant to be a trial...if you know enough to try to negotiate a settlement then proceed...if your defence is purely based on the lack of agreement..then no.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

thanks for your reply andy.

..i'm not sure if i do know enough, as they don't have/haven't disclosed any kind of original agreement,

other than the usual copy staements/generic terms, not sure what i need to know.

 

my aim was to try and avoid going to court at all..

..i was on a payment plan previously.

the only reason they issued the claim was due to the payments stopping.

....down to my bank messing up payments,

 

my aim was to get them to agree to continue the payment plan.

if not, then i'd have nothing to lose in going to court and seeing what the judge says.

Link to post
Share on other sites

can you explain your reason? sorry if i'm being thick.

 

would they not be likely to agree to restart the payment plan,

when i've been paying it without trouble for quite a while?

 

isn't that me showing a desire to offer a solution,

hence the objective of mediation?

Link to post
Share on other sites

just because you were being cash cowed

doesn't mean you should agree it to continue.

 

mediation will as the questions on the form again on the phone

 

have you received all the paperwork requested/required for you to make an informed decision..

the answer is NO - mediation will fail.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

can you explain your reason? sorry if i'm being thick.

 

 

would they not be likely to agree to restart the payment plan,

when i've been paying it without trouble for quite a while?

isn't that me showing a desire to offer a solution,

hence the objective of mediation?

 

why did they stop it it and issue a court claim ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

they didn't stop it.

lloyds took their charges out of my account first, the standing order failed.

i didn't notice straight away, when i did, there wasn't a payee name against it,

lloyds couldn't tell me who it was for.

 

had to wait for the usual letter.

it didn't help matters when there was another account with them,

texts i got i thought was about that one.

 

they got fed up waiting and issued the claim.

 

they haven't sent me any documentation at all,

do i need it just to get them to agree to continue the plan at the mediation call?

 

isn't it better to try and get a resolution then rather than have to go to court,

even if i still don't have the documentation,

and risk losing anyway?

Link to post
Share on other sites

Its an option that you could propose at mediation..see if they are prepared to reinstate and discontinue their claim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

hi,

a package came through the post from them.

 

unbelievably, it contained not just the original account application,

but also all the internal notes compiled by the person that set up the account, after 30 years!

 

obviously, can't use the lack of one as part of a defence now.

apparently they are willing to re-instate the plan, but via a tomlin order.

Link to post
Share on other sites

Are you prepared to accept it ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Take a read of the last page of the following thread...User here wished he had accepted their offer...he didnt and lost.....all down to the calibre of the Judge you get.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?477133-1st-Credit-moon-beever-stayed-claim-HBOS-Credit-Card-lifted-stay-now-at-DQ-help/page4

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...