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Lowell claimform - old Very Shop Direct CAT 'debt'


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Did you register as an individual user first and get the long number?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So, I recalled them just now, and they sent me an acknowledgement email is this what I needed previously?

 

 

"In the subject heading of your email you must type the words Acknowledgement of service and your Claim number.

 

In the body of the email please confirm your name and address then state which of the following options you are requesting.

 

1. I intend to defend all of this claim

 

2. I intend to defend part of this claim

 

3. I intend to contest jurisdiction

 

Please also type your name (this is classed as an electronic signature) and date the document at the bottom of the page.

 

Regards,"

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1. I intend to defend all of this claim

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Re read your thread

Its all here already

 

Post 7

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hey don't waste too much time

you only have 19 days to ack the claim!!

and a total of 33 days to file a defence!!

 

that link is not that important for the minute

 

but getting the claim ack'd and sending CCA/CPR IS!!

 

forget the paper claimform, you don't need to do anything wit that...

 

look at it

goto the mcol website

 

register

and the select the AOS box

[acknowledge the claim]

defend all

leave jurisdiction unticked

click thru to the end and confirm.

 

get a CCA request running to the claimant

and

get a CPR 31:14 running to the solicitors

 

ideally you should so those three things done TOMORROW!!

 

just click the black links for the CCA/CPR

 

DONT sign either of the two letters

leave the £1PO BLANK and uncrossed.

 

 

if you don't then you risk getting a CCJ by default...

 

Do I need to get a solicitor? Sorry if I ask stupid questions, but I don't know anything when it comes to court/law guidance. I'll get the CCA request letter printed on Monday and get that sent.

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no you don't need a sols

waste of money

 

shame you cant get that CCA AND THE CPR sent sooner

 

you need that info ideally to file your defence!!

 

what date in on the top right of the claimform top right

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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who are the solicitors probably Lowell solicitor ?

 

look on the claimform it tells you

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

whats the date top right on the claimform please too

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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whats the date top right on the claimform please too

dx

 

Date is 09 of Nov, and the claimant is Lowell. But then who do I send the CCA, I thought the CCA was meant to be sent to Lowell.

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i would suspect the named claimant [top left] is lowells

and the solicitors listed bottom left are Lowell solicitors.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Link to the letter here

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

You need to send it to Lowell finance with a £1 postal order. When you send the letter at the Post office, get proof of posting.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Link to the letter here

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

You need to send it to Lowell finance with a £1 postal order. When you send the letter at the Post office, get proof of posting.

 

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply. I'm a little bit confused, on which bit too clear with this section. If you could aid me that'd be great.

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details are already in the post 7 from the 14th

 

 

defence is due by 4pm dec 9th you seriously need to get moving.

else you'll get a CCj by default.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply. I'm a little bit confused, on which bit too clear with this section. If you could aid me that'd be great.

 

 

read ALL the posts in the CCA request

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply. I'm a little bit confused, on which bit too clear with this section. If you could aid me that'd be great.

 

 

I am really confused on which one to keep on and from which section so please if you could just adjust the text to my preference that'd be great. As I am not so sure what to remove in terms of letters/et...

So if you could please help me in this regard, that'd be great. Thank you.

 

 

"s.77(4)a/78(6)a/79(3)a"

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read ALL the posts in the CCA request

 

I have already started filling out the CCA request, however I asked if this section below is what I needed and which bit do I need to keep.

 

 

"I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply." I mean I would assume it's section 78 as it'

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Yes just leave in s.78

 

Sorry but just one more question in regards to the CCA letter, There's actually an account reference number, but unfortunately I haven't been given any form of reference other then the claim number, so if I put the claim number should that be fine or should I be looking for a difference reference entirely?

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Is there a number in the POC box

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Is there a number in the POC box

 

Right underneath the box for claimant, there's a another box containing the solicitors address, and underneath that they have a number for their place I assume, and under that there's a bunch of numbers is that the one you speak of, other then that there's nothing on the letter stating any reference.

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