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lowells/? claimform - old 'very' CAT 'debt'


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so it did :lol::lol:

 

silly me

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Its to be filed by 4pm on the due date vonnie

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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Hi I submitted my defence on time and have had acknowledgement from the court, I have received no paperwork from lowells for can't and cap request which I posted on 8th August so not sure if they are out of date yet and what I do now

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they have 28 days from the date you filed your def to do something

else it gets auto stayed.

nothing for you to do

next move is theirs

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Hi quick update,

received a copy of credit agreement in post on 13/09,

unsigned but as it was late 2007 I dont suppose that matters,

 

 

letter states (from lowell solicitors) that they are waiting on copies of other items requested and will send once received UNTIL THEN THE ACCOUNT WILL REMAIN ON HOLD!.

 

They had a certain time to send this info and what I received was way overdue I filed defence on 19th August and by my maths the 28 days runs out tomorrow, thats if weekends are taken into account (not sure)

 

So unsure what happens next?

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as such any time limits within the CCA/CPR requests are immaterial if a claimform has been issued.

they have 28days to progress the claim as you filed a defence

if they fail that..

 

 

they then have pay to lift the stay.

 

 

they can send you all the confetti they like.

once you have all the pieces might be best to scan them up yo PDF here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no cal days

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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