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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
    • quite honestly id email shiply CEO with that crime ref number and state you will be taking this to court, for the full sum of your losses, if it is not resolved ASAP. should that be necessary then i WILL be naming Shiply as the defendant. this can be avoided should the information upon whom the courier was and their current new company contact details, as the present is simply LONDON VIRTUAL OFFICES  is a company registered there and there's a bunch of other invisible companies so clearly just a mail address   
    • If it doesn’t sell easily : what they can get at an auction becomes fair market price, which may not realise what you are hoping.
    • Thank you. The receiver issue is a rabbit hole I don't think I'm going to enjoy going down. These people seem so protected. And I don't understand how or why?  Fair market value seems to be ever shifting and contentious.
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Welcome secured loans/charge - sold to Alpha/Prime -repo received - ***Claim Dismissed***


cruzhughes
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all you'll probably need is to just update your bundle

which you should be doing with in/out as a matter of course.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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not surprised there ...

if you don't here before the date

you go and wave you arms about wanting you costs back!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

simply complaint that this is the second time they've done this and you feel its unfair that each time its cost you £XX

might work!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

My file is in order. I doubt they will be there after the solictors letter.

 

But I'm wondering what would be best handing to the judge as last time I went I gave him the solictors letter requesting adjournment and he walked in office came back out and said suspended indefinitely..

 

I was not asked anything by the judge at all.

 

This is the part that concerns me most. As if I'm not asked anything how can I explain or fight my corner?

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nothing the claim is adjourned

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

the judge if you get a chance....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

If you get to the court early you can ask the usher to put a copy of the letters in the file for the judge to read before he sees you.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I didn't come across an usher last time.

 

Would you recommend the last letter or every one since March? As the last letter covers everything and I bullet pointed each letter. Or would you suggest I add each of those letters in too?

 

My thoughts are if I give him too much he won't read it all.

 

Whereas if I give him the one where every failing is in there he will process that more rather than scanning every other one.

 

I can take my file of correspondence so if he asks I have everything to hand

 

Whats your thoughts Ell-enn

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Dx I've just inboxed you a wedge of info. Have fun!!! The fine tooth comb is out my end

 

Any body translate what is this consideration for MRST/LTwitchin and complaints. Can't make out lots of these abbreviations

 

Today's letter from prime worded slightly different to the rest. They cheeky sods reckon I have not responded to previous letters.

 

How on earth can they make a statement like that?

Prime 11 Aug.pdf

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std crap as that comms log you uploaded clearly states otherwise

 

 

its nice to see reading those docs that they are very frightened of carrying out any legal proceedings.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It's all a bit of a mess ain't it??

They've even sent an abbreviation breakdown but none of what they've used are on the list.

That's how some of it makes no sense to me what they are talking about!!

Are you any the wiser?

 

What's a pre litigation worklist?

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only that it reinforces my thoughts that they don't have a clue what they are doing or what they are dealing with.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Just Spoke to courts, they have received adjournment letter, but case not off list. Explained that this is the second time they've done this. She said we can still go as they'll get charged if we do. She also said come and speak to judge about it all.

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Brill get a cost list done!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Travel stationary loss of work

£19p/hr rate you charge in taking time to make you case

Document writing

Investigation etc

 

You are a litigant in person

Look up LIP costs here

Search cag box red top toolbar

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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