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    • Hi all,        I really need to start my own thread on this Claim with Overdales/Lowell for a Cap One debt. but have already got to this stage .. My initial question for the moment - until replies come in - is that I figure my main stance is that a purchased debt cannot be claimed, debts can only be claimed by the original issuer of the debt .. but mediation is about coming to an agreement. So would I be acting in bad faith if I enter into mediation yet not seeking to come to a financial agreement? Also, I need to reject the scheduled time slot and ask for another as I'm not going to be free during those hours. The wording of the email gives the impression that I am given this one slot and if I reject it, then I am rejecting mediation - there is no mention of rescheduling, only of freeing up the slot for others .. although, I would have thought it would say so, if there were no possibility to reschedule.. Can I ask for another date without issue?   Anyway, if it's more helpful, I am happy to post up my defence and start a proper thread? I had a lot on at the time and had to do things right away due to the time limits, so didn't feel I had time to come here and go back and forth for info, so put my defence together from reading through relevant threads, late at night. CCA request appears to have been fulfilled (I'm still to check the accuracy of the documents). The other thing, asking solicitors about the particulars of the claim, hasn't .. although I forgot to ask for proof of postage and didn't send recorded post either (whereas the CCA I did), so not sure if I can pursue that easily ..?  
    • Looking for a bit of assistance. I moved into a rented flat on 20th April 2024. I viewed it on the 14th April. Before I moved into the flat, the letting agency provided me with an offer sheet, in said offer sheet I made a number of requests and conditions related to me progressing with assuming the tenancy. These were: 1. A professional clean of the flat prior to move in date. 2. The hob, shower glass and bathroom cabinet be replaced prior to move in date. These were all planned actions by the landlord when I viewed it. I could see the boxes for the hob and other items in the flat. I prepared to move in on the 20th April but none of the work mentioned in the offer sheet had been completed. The standard of the clean was abysmal - mouldy food left in the fridge, nothing wiped down, bathroom mouldy etc. The hob, shower glass and bathroom cabinet were also not installed. I decided to not officially move into the flat as it was not in a condition as promised, my partner lives relatively close by so I lived with her initially. It was only on the 24th April that the hob, shower glass and bathroom cabinet were installed. The cleaners visited again 2 weeks after move in date (3rd April) and attempted another clean of the flat. Again, it was a poor job. I resorted to cleaning the flat myself. I have numerous pictures of the things I identified during my clean and have sent this all to the letting agency. Because of the issues faced, I asked the letting agency that the rent be reduced for the initial month. Exactly halved - to represent the 2 weeks that I was not living at the property. The landlord and letting agency have responded by saying that they will be willing to accept 1 weeks rent as a deduction but not 2. My question is, am I in a strong position to insist on the 2 weeks rent returned or have I been fortunate that they have even offered a weeks rent as a deduction? I would like to insist on the 2 weeks. I have paid the 2 weeks only as my rent collection date passed 2 days ago. Thank you for any assistance. Any further relevant details required let me know and I will provide.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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800,000 fans of the Kardashians left exposed after privacy blunder


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i had to look up 'kardashian'! :):noidea:

 

I had to google them as well !

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Honestly, what does it matter who anyone is a fan of?

 

I dare say that if the Foo Fighter's email distribution list gets leaked then I'll be on there, hell I'm pretty sure SwopShop will have my phone number somewhere too.

 

Are the Kardashian's doing any harm? No, perhaps it's better to concern ourselves more with people who openly follow far-right white supremacist groups or any radical or fundamentalist religeous views. They're the scary ones, not someone with a big bum.

My views are my own and are not representative of any organisation. if you've found my post helpful please click on the star below.

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I was lucky enough to have spent some time in the company of a very insightful man who'd served in WW2 as I grew up. We talked a lot but one sentence he said when I was probably about 14 years old stays with me.

 

"Beware of anyone with extreme views, they're the dangerous ones. Doesn't matter if they're an extreme florist, son; their lack of outlook makes them single minded to the exclusion of all common decency. But, when it gets really dangerous is when the normally tolerant, common man is forced to adopt those views. That's when wars happen."

 

I didn't really know what that meant then. How right he was.

 

So, if someone wants a weekly email about how big Kim's posterior is, good luck to them.

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Or far left communist followers like those of Corbyn.

 

I wouldn't say Corbyn is far left - yes he's left of current political parties (even most of labour) who are to the right. He represents a part of the electorate that have felt lacking in representation, and that is everyone to the left of centre. He meets a need, just as those representing the right do.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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I think we should all forget this left/right/up/down rubbish and just concentrate on what is being offered and vote for who you believe is offering the best deal for the nation which ultimately means you and me.

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I think we should all forget this left/right/up/down rubbish and just concentrate on what is being offered and vote for who you believe is offering the best deal for the nation which ultimately means you and me.

 

I agree it is about policies, but we have a divided country. Many people voted at the election out of fear. They saw the Tory posters of Miliband and Sturgeon outside No. 10. Labour lost the election, because they offered nothing different which appealed to enough people.

 

I can't see Corbyn being leader at the election,as he is too old and not supported by MP's. I think they will have another leaders election and Burnham will win.

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I think we should all forget this left/right/up/down rubbish and just concentrate on what is being offered and vote for who you believe is offering the best deal for the nation which ultimately means you and me.

 

OK, I agree with that, and that's what I do. I'm also happy to acknowledge a good policy by someone I usually don't agree with- but you were the one describing someone as far left communist, I just responded to that.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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