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Mark V Natwest, won!!!


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Im at this stage too. Recieved full settlement today but since the claim have had three charges applied.

What I will do is

 

1) ring the bank, tell them you were in litigation, have recieved settlement but further charges were applied when account was in dispute (they should not have been), ask for them to be refunded.

 

2) failing that, write to cobbetts when you accept their final settlement. say that you would like to give their client the opportunity to refund these charges, but failure to do so would mean you making another claim.

 

3) Make a claim. prelim > LBA > etc

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Welcome!

Pls find the address and telphone number you requested detailed below;

 

Customer Relations Manager (usually Mr Stuart Pain-in-the-rear Higley)

NatWesr

FREEPOST NAT 12685

Borehamwood

WD6 1BR

 

Tel No: 0800 0154212

 

Not 100% sure of your circumstances :confused: but the general way-of-the-land (in non legal terms) is that if you are going to deal with the above, it often pays to put your complaint down in writing. 9 oiut of 10 times, due to the fact that it is in writing, they have a duty to respond. If you are intending to make a claim, and providing you are not already aware, there are certain steps you will need to take. The FAQ's are an extremely good place to begin.

Good luck.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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what stage, prelim, lba, or claim issued?

 

its up to yourself.

-----------------------------------------------

Mortgage Express charges- settled in full after issuing claim

 

------------------------------------------------

To view the FAQ'S click here: http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

To view the PRELIM letter click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

To view the Letter Before Action click here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

To find Registered Address:

http://www.esd.informationcommissioner.gov.uk/esd/search.asp

 

 

If my advise helps click here http://www.consumeractiongroup.co.uk/forum/reputation.php?p=366404

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It is your call. What does the interest amount to? I would say if they have conceded the charges they have no grounds to not pay the interest. Depends on your personal circumstances, how much do you need that 6K?

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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It is all relative. Degrees of skintness! Hmmm. I would be inclined to accept... put the whole horrible episode behind you, on the other hand you may enjoy the cut and thrust of giving Natwest a roasting....

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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If Nat west had offered settlement after 1st or 2nd letter as we all hope they will it would have been without interest - wouldn't it? Its your call but I know what I would do, I'd be happy with the offer and happy that I could bring the matter to a close sooner rather than later, but if you are enjoying the ride then don't get off until the very end1 Whatever you do enjoy enjoy every penny and well done!

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Thik im going to accept, its not money ive lost as i never had it. Im pleased, no, chuffed to have gotten this back, they will send via fax the letter, keep my account open and it will be in my account by tommorow they say.

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Done and dusted. Well done.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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I had 2 accounts and 2 claims with NatWest, large claim was at online stage, smaller claim was just about to be added to online claim too. I called NatWest, gave them chance to pay up and they did, including interest.

 

Thanks everyone for your help, will donate when it hits my account tommorow.

 

Total claim was £6,500.

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Excellent news... who did you speak to? Sounds like we all need to speak to this individual.....heh heh.

My advice has hardly any legal foundation whatsoever, however you never know it it might just work!

:cool:

 

NatWest Prelim 07.10.206

LBA 21.10.2006

MCOL 30.10.2006

Acknowledgment of Service 06.11.2006

Offer of approx 50% £2200.00 22.11.2006

Full settlement £4500 received 03.01.2007

Smile settled in full

Barclaycard settled in full

RBS Worldwide settled in full

Lloyds TSB settled in full £750.00

Lloyds TSB settled in Full £275.00 11.04.2007

Lloyds TSB business account £1376.00 AQ filed

Lloyds TSB Business account settled in full 21.05.07

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NIce result

 

how far into MCOL were you ?

LLoyds TSB - 17/10/06 - Preliminary aproach for repayment letter posted

26/10/06 - Bogoff letter recieved

30/10/06 - LBA sent

NatWest - 17/10/06 - Preliminary aproach for repayment letter posted

20/10/06 - Sod off letter recieved from Natwest

30/10/06 - LBA sent

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